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Mutual FundsFranklin India Banking & PSU Debt Fund Direct - GrowthF
Franklin India Banking & PSU Debt Fund Direct - Growth
37.04%
5 Year Absolute Returns4Morning Star
5Value Research
F
Franklin India Banking & PSU Debt Fund Direct - Growth
37.04%5 Y Returns
5 Y Returnsas on 08 Jul 2026
4Morning Star
5Value Research
Franklin India Banking & PSU Debt Fund Direct - Growth is a Debt mutual fund scheme launched on 25 Apr 2014. Investors can begin their investment journey with a minimum SIP of ₹500 or a lumpsum investment of ₹5,000. The fund manages total assets worth ₹583.95 crores, and the current NAV stands at ₹25.0136 as of 08 Jul 2026. The fund has delivered absolute returns of 6.31% in the past 1 year. For the last 3 years the fund has delivered a CAGR of 7.61%. For 5 years it has given a CAGR of 6.50%. The expense ratio of the fund is 0.18%.
NAV ₹ 25.0136 (-0.11%)
CAGR 6.50%
NAV
NIFTY50
NAV
NIFTY50
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 35.53 L
6.50%
Savings Account
Regular Funds
This Fund on Dhan
Total Investment
₹ 30,00,000
Returns
₹ 5,52,839 (6.50%)
Maturity Value
₹ 35,52,839
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
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Returns vs Category
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*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
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Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 583.95 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹583.95 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
Sorry, No Data Available at this Moment!
Stock Holdings
Sorry, No Data Available at this Moment!
Fund Comparison
Fund Details
52W High NAV
₹ 25.0538
Min. SIP Amount
₹ 500.00
Min. Lumpsum Amount
₹ 5,000.00
AUM (in Cr.)
₹ 583.95
Expense Ratio
0.18%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 23.5525
Inception Date
25 Apr 2014
Fund Age
12 Yrs
Benchmark
Nifty Banking & PSU Debt Index A-II
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Chandni Gupta | B.E. degree in IT and CFA degree from CFA Institute, USA. |
| Anuj Tagra | Graduate of Guru Gobind Singh Indraprastha University and MBA from Narsee Manjee Institute of Management Studies |
| Sandeep Manam | PGDM (IIM-Ahmedabad), B.Tech (Electronics & Communicat ion Engg.) - National Institute of Technology Calicut |
Fund Objective
The fund seeks to provide regular income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks, Public Sector Undertakings (PSUs) and Municipal bonds. However, there is no assurance or guarantee that the objective of the scheme will be achieved.
Risk-O-Meter
Investors understand that their principal will be at
Moderately Low Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
Franklin Templeton Mutual Fund
No. of Schemes
36
Total AUM
₹ 1,25,826.98 Cr
Contact Details
Tower 2, 12th and 13h Floor,Senapati Bapat Marg,Elphinstone Road(West), Mumbai-400013
Contact Details
022-67519100Tower 2, 12th and 13h Floor,Senapati Bapat Marg,Elphinstone Road(West), Mumbai-400013
Open NFOs
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FAQs
When was Franklin India Banking & PSU Debt Fund launched?
Franklin India Banking & PSU Debt Fund was launched on 25 Apr 2014.
What is the current NAV of Franklin India Banking & PSU Debt Fund?
The current NAV of Franklin India Banking & PSU Debt Fund is ₹25.0136 as of 08 Jul 2026.
What is the AUM of Franklin India Banking & PSU Debt Fund?
The latest value of AUM of Franklin India Banking & PSU Debt Fund is ₹583.95 crores as of 08 Jul 2026.
What is the rate of return of Franklin India Banking & PSU Debt Fund?
The return on investment of Franklin India Banking & PSU Debt Fund is:
- In the past 1Y: 6.31%
- In the past 3Y: 7.61%
- In the past 5Y: 6.50%
What is the expense ratio of Franklin India Banking & PSU Debt Fund?
The expense ratio of Franklin India Banking & PSU Debt Fund is 0.18%.
What is exit load of Franklin India Banking & PSU Debt Fund?
The exit load of Franklin India Banking & PSU Debt Fund is as follows:
No charges for withdrawal
How risky is investing in Franklin India Banking & PSU Debt Fund?
On the risk scale of Low, Moderately Low, Moderate, Moderately High, High and Very High, the risk-o-meter of Franklin India Banking & PSU Debt Fund is Moderately Low.
Who is the fund manager Franklin India Banking & PSU Debt Fund?
The fund manager of Franklin India Banking & PSU Debt Fund is Chandni Gupta, Anuj Tagra, Sandeep Manam.
What is the minimum investment required in Franklin India Banking & PSU Debt Fund?
If you wish to invest in Franklin India Banking & PSU Debt Fund, the minimum SIP amount is ₹500 and Lumpsum is ₹5,000.
How to invest in Franklin India Banking & PSU Debt Fund directly?
You can easily invest in mutual funds at 0% commission on Dhan. Here's how you can directly invest in Franklin India Banking & PSU Debt Fund:
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.
