
Franklin India Banking & PSU Debt Fund Direct Growth
Franklin India Banking & PSU Debt Fund Direct Growth
as on 06 Nov 2026
Franklin India Banking & PSU Debt Fund Direct Growth is a Debt mutual fund scheme launched on 25 Apr 2014. The current NAV stands at ₹25.4003 as of 06 Nov 2026.
Scheme Overview
- Inception Date : 25 Apr 2014
- AUM : ₹562.64 Cr
- 5Y Returns (CAGR) : 6.48%
- Expense Ratio : 0.23%
- Min. SIP : ₹500
- Min. Lumpsum : ₹5,000
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 35.51 L
6.48%
Total Investment
₹ 30,00,000
Returns
₹ 5,50,948 (6.48%)
Maturity Value
₹ 35,50,948
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 562.64 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹562.64 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 100.00% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() S SDL MH 7.66% 2047 | 5.39% | |
![]() I IIFCL-7.56%-20032028-NCD | 5.29% | |
![]() U Union Bank Of India | 4.89% | |
![]() A Axis Bank Limited | 4.41% | |
![]() N NBRD 7.44% 2029 SR 26F | 4.39% | |
![]() M Mahindra And Mahindra Financial Services Limited | 4.33% | |
![]() C Canara Bank | 4.22% | |
![]() H HDFC Bank Limited | 4.17% | |
![]() I Indian Bank | 4.15% | |
![]() S Small Industries Development Bank Of India | 4.15% | |
![]() B Bank Of Baroda | 4.13% | |
![]() K Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | 4.13% | |
![]() I ICICI Bank Limited | 4.11% | |
![]() R RECL-7.38%-28022029-NCD | 4.03% | |
![]() S Small Industries Development Bank of India | 3.99% | |
![]() R REC LTD 0% 2034 SR 239 | 3.61% | |
![]() P PFCL-7.38%-15012032-NCD | 3.51% | |
![]() H HDFC Bank Limited | 3.29% | |
![]() N National Bank For Agriculture And Rural Development | 3.29% | |
![]() C Call, Cash & Other Assets | 2.52% | |
![]() G GOI LOAN 7.71% 2066 | 2.44% | |
![]() J Jubilant Beverages Limited | 2.18% | |
![]() S SDL AP 7.73% 2032 | 1.78% | |
![]() S SDL PN 7.62% 2033 | 1.77% | |
![]() S SIDBI-7.68%-10082027-NCD | 1.75% | |
![]() N NHB-7.59%-14072027-NCD | 1.73% | |
![]() B Bank Of Baroda | 1.64% | |
![]() S SDL BR 7.65% 2033 | 1.12% | |
![]() J Jubilant Bevco Limited | 1.04% | |
![]() H HDFC Bank Limited | 0.88% | |
![]() S SDL RJ 7.17% 2032 | 0.87% | |
![]() C Corporate Debt Market Development Fund Class A2 | 0.36% | |
![]() S SDL UK 7.64% 2032 | 0.25% | |
![]() S SDL CG 7.32% 2037 | 0.09% | |
![]() S SDL WB 7.32% 2038 | 0.08% | |
![]() G GOI LOAN 6.90% 2065 | 0.03% | |
![]() M Margin On Irs | 0.01% | |
![]() H Housing And Urban Development Corporation Limited | 0.00% | |
![]() N National Bank For Agriculture And Rural Development | 0.00% | |
![]() I Indian Oil Corp Ltd. | 0.00% |
Fund Comparison
Fund Details
52W High NAV
₹ 25.3962
Min. SIP Amount
₹ 500.00
Min. Lumpsum Amount
₹ 5,000.00
AUM (in Cr.)
₹ 562.64
Expense Ratio
0.23%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 24.0825
Inception Date
25 Apr 2014
Fund Age
12 Yrs
Benchmark
Nifty Banking & PSU Debt Index A-II
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Chandni Gupta | B.E. degree in IT and CFA degree from CFA Institute, USA. |
| Anuj Tagra | Graduate of Guru Gobind Singh Indraprastha University and MBA from Narsee Manjee Institute of Management Studies |
| Sandeep Manam | PGDM (IIM-Ahmedabad), B.Tech (Electronics & Communicat ion Engg.) - National Institute of Technology Calicut |
Fund Objective
The fund seeks to provide regular income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks, Public Sector Undertakings (PSUs) and Municipal bonds. However, there is no assurance or guarantee that the objective of the scheme will be achieved.
Risk-O-Meter
Investors understand that their principal will be at
Moderately Low Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
Franklin Templeton Mutual Fund
No. of Schemes
35
Total AUM
₹ 1,21,775.93 Cr
Contact Details
Tower 2, 12th and 13h Floor,Senapati Bapat Marg,Elphinstone Road(West), Mumbai-400013
Contact Details
Tower 2, 12th and 13h Floor,Senapati Bapat Marg,Elphinstone Road(West), Mumbai-400013
FAQs
When was Franklin India Banking & PSU Debt Fund launched?
What is the current NAV of Franklin India Banking & PSU Debt Fund?
What is the AUM of Franklin India Banking & PSU Debt Fund?
What is the rate of return of Franklin India Banking & PSU Debt Fund?
- In the past 1Y: 5.44%
- In the past 3Y: 7.39%
- In the past 5Y: 6.48%
What is the expense ratio of Franklin India Banking & PSU Debt Fund?
What is exit load of Franklin India Banking & PSU Debt Fund?
How risky is investing in Franklin India Banking & PSU Debt Fund?
Who is the fund manager Franklin India Banking & PSU Debt Fund?
What is the minimum investment required in Franklin India Banking & PSU Debt Fund?
How to invest in Franklin India Banking & PSU Debt Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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