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InvestmentsIPOMoneyview IPO

Moneyview IPO

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Open Date

24 Sep 2026

Close Date

28 Sep 2026

Min Investment

₹ 14,112

Lot Size

441

Issue Size

₹ 1091.68 Cr

Price Range

₹ 32 - ₹ 34

Subscribed

72.96 x
status

This IPO is now Live.

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IPO Timeline
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IPO Offer Start
24 Sep 2026
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IPO Offer Ends
28 Sep 2026
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Allotment Finalisation
29 Sep 2026
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Refund Initialisation
30 Sep 2026
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Non-Institutional Buyers (sHNI)
30 Sep 2026
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Listing of Shares
1 Oct 2026
IPO Subscription Details as on 24 Oct 2026, 02:27 PM
Qualified Instituational Buyers (QiB)
163.36 x
Retail
14.01 x
Total
72.96 x
Non-Institutional Buyer (bHNI)
108.48 x
Non-Institutional Buyer (sHNI)
63.15 x
Note: This information is provided for general guidance only. Dates may be subject to change.
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About the Company
Moneyview is a consumer-focused, digital-only, credit-led financial services platform serving 'Middle India' (households with annual income ₹300,000–1,100,000) through its mobile application. The platform operates as a two-sided network connecting 140.28 million Registered Users (as of June 30, 2026) with 48 Financial Partners, offering products across Borrow, Transact, Invest, and Protect categories. Powered by in-house AI/ML models analyzing over 100,000 variables, the company facilitates personal loans, credit cards, home loans, insurance, digital gold, UPI, and earned wage access, with a Managed AUM of ₹225,201.65 million. Founded in 2014 by Puneet Agarwal and Sanjay Aggarwal, the company reported total income of ₹34,042.74 million and restated profit before exceptional items and tax of ₹5,340.07 million for Fiscal 2026.
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Founded In

2014

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CEO

Puneet Agarwal

Financials of Moneyview IPO

Income Statement
Balance Sheet
Cash Flows
Total Income
Total Expenses
Total Profit
Key Performance IndicatorsMar 2024Mar 2025Mar 2026
Operating Revenue1,342.372,339.153,351.16
Other Income46.8739.3853.12
Total Income
1,389.242,378.533,404.27
Total Expenses
1,190.942,059.322,870.27
Profit Before Tax198.30319.21327.35
Total Profit
171.15240.28242.71

All figures are in crores (₹)

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Utilisation of Proceeds

All figures are in crores (₹)

PurposeAmount
The company intends to utilize a portion of the Net Proceeds to increase the aggregate amount of DLGs outstanding, enabling the company to scale its financial services operations and meet future capital needs for providing necessary DLG cover to its lending partners across fiscal years.325
The company proposes to invest in its wholly-owned material subsidiary WFPL, in the form of equity, to strengthen its Tier I capital, improve capital adequacy, enhance credit profile, and support planned loan portfolio growth in compliance with RBI's capital adequacy norms.250
The remaining balance of the Net Proceeds, not exceeding a specified percentage of Gross Proceeds, is intended to be deployed towards general corporate purposes including administrative expenses, advertising and promotion, service costs, and other ordinary course of business activities.-
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  • Large, Growing and Sticky User Base with a Flywheel Effect for Growth: The company's Registered Users grew at a CAGR of 26.92% from 83.27 million in Fiscal 2024 to 134.14 million in Fiscal 2026, reaching 140.28 million as of June 30, 2026, with Monetized Users as a percentage of Registered Users increasing from 5.55% to 8.48% over the same period.
  • Data-Driven Approach for User Segmentation and Risk Assessment: The company's in-house AI/ML models, trained on over 100,000 data variables, enable granular user segmentation beyond traditional credit bureau scores, contributing to a reduction in annualised losses from 7.93% in Fiscal 2024 to 6.95% in Fiscal 2026, outperforming the industry average which rose from 7.80% to 8.29% over the same period.
  • Technological and AI Capabilities Enabling Scalable and Efficient Growth: The company's technology-led model, with more than 50% of employees in technology and data roles, has driven Operating Expenses as a percentage of total income down from 56.42% in Fiscal 2024 to 34.14% in the three-month period ended June 30, 2026, processing over 200,000 loan applications daily with loan offers generated within 5 seconds.
  • Capital-Light Model with a Diversified Network of Capital Partners: The company operates a capital-efficient LSP model with 48 Financial Partners and 22 regulated lending entities, managing ₹225,201.65 million in outstanding loans as of June 30, 2026, achieving an annualized Return on Equity of 29.93% for the three-month period ended June 30, 2026.
  • Experienced Management Team with a Track Record of Building and Managing Successful Businesses: The company's Key Managerial Personnel and Senior Management Personnel have been with the company for an average of 7 years, leading a workforce of 798 permanent employees as of June 30, 2026, with more than 50% engaged in technology and data roles.
  • Proven Business Model with Sustained Growth and Improving Profitability: The company's total income grew by 43.13% to ₹34,042.74 million in Fiscal 2026 from ₹23,785.29 million in Fiscal 2025, with restated profit before exceptional items and tax increasing by 67.29% to ₹5,340.07 million, supported by Loan Disbursals growth of 31.08% from Fiscal 2025 to Fiscal 2026.

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