
Aditya Birla Sun Life Banking and PSU Debt Fund Direct Growth
Aditya Birla Sun Life Banking and PSU Debt Fund Direct Growth
as on 04 Nov 2026
Aditya Birla Sun Life Banking and PSU Debt Fund Direct Growth is a Debt mutual fund scheme launched on 01 Jan 2013. The current NAV stands at ₹404.2182 as of 04 Nov 2026.
Scheme Overview
- Inception Date : 01 Jan 2013
- AUM : ₹8,397.85 Cr
- 5Y Returns (CAGR) : 6.15%
- Expense Ratio : 0.41%
- Min. SIP : ₹1,000
- Min. Lumpsum : ₹1,000
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 35.20 L
6.15%
Total Investment
₹ 30,00,000
Returns
₹ 5,19,930 (6.15%)
Maturity Value
₹ 35,19,930
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 8,397.85 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹8,397.85 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 100.00% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() N NABARD-7.48%-15092028-NCD | 5.68% | |
![]() I IRFCL-6.58%-30052030-NCD | 2.20% | |
![]() R RECL-7.56%-31082027-NCD | 2.14% | |
![]() H HDFC Bank Limited | 2.05% | |
![]() B Bajaj Finance Limited | 1.85% | |
![]() S State Bank Of India | 1.80% | |
![]() I IRFCL-6.78%-30042030-NCD | 1.80% | |
![]() P PFCL-7.6%-13042029-NCD | 1.70% | |
![]() S SHIVSHAKTI SECURITISATION TRUST | 1.60% | |
![]() S SIDBI-7.34%-26022029-NCD | 1.40% | |
![]() P PFCL-7.27%-15102031-NCD | 1.39% | |
![]() S SIDBI-7.79%-14052027-NCD | 1.39% | |
![]() N NBFID-7.03%-08042030-NCD | 1.38% | |
![]() R RECL-7.34%-30042030-NCD | 1.35% | |
![]() B BTL-7.30%-01122027-NCD | 1.28% | |
![]() N Net Receivables / (Payables) | 1.25% | |
![]() C Clearing Corporation Of India Limited | 1.22% | |
![]() I IOCL-7.36%-16072029-NCD | 1.19% | |
![]() N National Bank For Agriculture And Rural Development | 1.13% | |
![]() P PFCL-7.45%-15072028-NCD | 1.13% | |
![]() I IREDAL-7.59%-26072034-NCD | 1.12% | |
![]() B Bajaj Finance Limited | 1.12% | |
![]() S Small Industries Dev Bank Of India | 1.12% | |
![]() R RECL-6.52%-31012028-NCD | 1.11% | |
![]() N NABARD-6.85%-19012029-NCD | 1.11% | |
![]() I IRFCL-6.47%-30052028-NCD | 1.11% | |
![]() S SIDBI-6.66%-25102028-NCD | 1.10% | |
![]() I Indian Bank | 1.07% | |
![]() H HDFC Bank Limited | 1.06% | |
![]() S SDL KA 7.38% 2034 | 1.06% | |
![]() S Small Industries Development Bank of India | 1.04% | |
![]() R RECL-6.6%-30062027-NCD | 0.95% | |
![]() E EXIM-7.35%-27072028-NCD | 0.90% | |
![]() R Rural Electrification Corporation Limited | 0.85% | |
![]() S SDL TN 7.24% 2031 | 0.85% | |
![]() I IRFCL-7.37%-31072029-NCD | 0.85% | |
![]() G GOI LOAN 6.90% 2065 | 0.82% | |
![]() I Indian Bank | 0.80% | |
![]() P Punjab National Bank | 0.80% | |
![]() E Export-Import Bank Of India | 0.80% | |
![]() H HDFC Bank Limited | 0.80% | |
![]() N NABARD-7.7%-30092027-NCD | 0.73% | |
![]() S SDL KA 7.55% 2035 | 0.73% | |
![]() B BTL-7.40%-01022029-NCD | 0.72% | |
![]() N NHB-6.8%-02042032-NCD | 0.68% | |
![]() N National Bank For Agriculture And Rural Development | 0.67% | |
![]() N National Bank For Agriculture And Rural Development | 0.67% | |
![]() S SDL BR 7.49% 2039 | 0.60% | |
![]() R Rec Limited | 0.58% | |
![]() N National Highways Authority Of India | 0.57% | |
![]() I Indian Railway Finance Corporation Limited | 0.57% | |
![]() T TCHFL-8.05%-18062029-NCD | 0.56% | |
![]() N Ntpc Limited | 0.56% | |
![]() S SIDBI 7.61% 2029 SR I | 0.56% | |
![]() S SIDBI MARKET LINKED 2029 | 0.56% | |
![]() T TACA TBILL LKD 2029 SR B | 0.56% | |
![]() T Tata Capital Limited | 0.56% | |
![]() S SIDBI-7.75%-10062027-NCD | 0.56% | |
![]() P Poonawalla Fincorp Limited | 0.56% | |
![]() P Poonawalla Fincorp Limited | 0.56% | |
![]() N NBRD 7.10% 2029 SR 26E | 0.56% | |
![]() B Bajaj Finance Limited | 0.56% | |
![]() K Kotak Mahindra Investments Limited | 0.55% | |
![]() R Rajgarh Transmission Limited | 0.55% | |
![]() R RECL-6.87%-31052030-NCD | 0.55% | |
![]() S SIDBI-6.74%-10012029-NCD | 0.55% | |
![]() I IRFCL-6.65%-20052030-NCD | 0.55% | |
![]() B BOB-7.23%-16012035-NCD | 0.55% | |
![]() G GOI LOAN 6.68% 2040 | 0.54% | |
![]() N NBFID-7.04%-07042035-NCD | 0.54% | |
![]() I ICICI Bank Limited | 0.54% | |
![]() P Punjab National Bank | 0.54% | |
![]() S Small Industries Development Bank Of India | 0.54% | |
![]() I Indian Bank | 0.54% | |
![]() K Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | 0.54% | |
![]() H HDFC Bank Ltd | 0.53% | |
![]() N National Bank For Financing Infrastructure And Development | 0.53% | |
![]() P Punjab National Bank | 0.53% | |
![]() I ICICI Bank Limited | 0.53% | |
![]() I ICICI Bank Ltd. | 0.53% | |
![]() L LIC Housing Finance Ltd | 0.50% | |
![]() B BTL-7.45%-15122028-NCD | 0.44% | |
![]() S SDL TS 7.28% 2035 | 0.44% | |
![]() G GOI LOAN 6.94% 2036 | 0.43% | |
![]() B Bajaj Housing Finance Limited | 0.42% | |
![]() H HDFC Bank Limited | 0.39% | |
![]() I ICICI Home Finance Company Limited | 0.39% | |
![]() H HDFC Bank Limited | 0.34% | |
![]() R Rec Limited | 0.34% | |
![]() T TCL-7.62%-08042030-NCD | 0.33% | |
![]() S SDL MH 7.33% 2034 | 0.33% | |
![]() G GOI LOAN 7.46% 2073 | 0.33% | |
![]() K Knowledge Realty TRust | 0.32% | |
![]() S Sbi - Corporate Debt Market Development Fund - A2 Units | 0.32% | |
![]() G Gs22aug2028c | 0.31% | |
![]() G Gs15oct2033c | 0.30% | |
![]() S SDL MH 7.73% 2032 | 0.29% | |
![]() S SDL RJ 7.72% 2033 | 0.28% | |
![]() S Small Industries Development Bank Of India | 0.28% | |
![]() I IRFCL-7.46%-18062029-NCD | 0.28% | |
![]() R Rural Electrification Corporation Limited | 0.28% | |
![]() R RECL-7.44%-29022028-NCD | 0.28% | |
![]() S SIDBI-7.68%-10092027-NCD | 0.28% | |
![]() S SDL HR 7.42% 2032 | 0.28% | |
![]() S Small Industries Development Bank Of India | 0.28% | |
![]() 7 7.66% National Bank For Financing Infrastructure And Dev (16/06/2036) ** | 0.28% | |
![]() E EXIM-7.14%-13122029-NCD | 0.28% | |
![]() R RECL-7.59%-31052027-NCD | 0.28% | |
![]() B Bajaj Housing Finance Limited | 0.28% | |
![]() S SIHFCL-8.07%-10092027-NCD | 0.28% | |
![]() S SDL AS 7.63% 2035 | 0.28% | |
![]() E EXIM-7.12%-27062030-NCD | 0.28% | |
![]() P Power Finance Corporation Limited | 0.28% | |
![]() R REC 6.95% 2028 SR 251 | 0.28% | |
![]() N NBRD 7.01% 2029 SR 26D | 0.28% | |
![]() N NABARD-6.66%-12102028-NCD | 0.28% | |
![]() S SDL MH 6.52% 2030 | 0.28% | |
![]() I IRFCL-7.28%-14022040-NCD | 0.27% | |
![]() H Hdb Financial Services Limited | 0.27% | |
![]() N NBFID-7.15%-28032035-NCD | 0.27% | |
![]() G GOI LOAN 7.34% 2064 | 0.27% | |
![]() S Small Industries Dev Bank Of India | 0.27% | |
![]() I Indian Bank | 0.27% | |
![]() S Small Industries Development Bank Of India | 0.27% | |
![]() H HDFC Bank Ltd. | 0.27% | |
![]() K Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | 0.27% | |
![]() P Punjab National Bank | 0.27% | |
![]() C Canara Bank | 0.27% | |
![]() U Union Bank Of India | 0.27% | |
![]() U Union Bank Of India | 0.27% | |
![]() R RECL-7.38%-28022029-NCD | 0.26% | |
![]() G GOI LOAN 6.48% 2035 | 0.26% | |
![]() G Gs06may2030c | 0.25% | |
![]() I Indian Railway Finance Corporation Limited | 0.23% | |
![]() R Rural Electrification Corporation Limited | 0.23% | |
![]() P Power Finance Corporation Limited | 0.23% | |
![]() S SDL HR 7.67% 2035 | 0.22% | |
![]() G Gs16jun2030c | 0.22% | |
![]() I INDIA UNIVERSAL TRUST AL1 | 0.21% | |
![]() P Pipeline Infrastructure Limited | 0.18% | |
![]() G GOI LOAN 7.23% 2039 | 0.17% | |
![]() L LIC Housing Finance Ltd | 0.17% | |
![]() M Mahindra And Mahindra Financial Services Limited | 0.16% | |
![]() S SDL MH 6.77% 2037 | 0.16% | |
![]() G Gs15oct2034c | 0.16% | |
![]() G Gs16jun2028c | 0.15% | |
![]() G Gs12mar2028c | 0.15% | |
![]() G Gs22aug2029c | 0.14% | |
![]() S SIDDHIVINAYAK SECURITISATION TRUST | 0.12% | |
![]() G GOI LOAN 7.24% 2055 | 0.12% | |
![]() G Gs15apr2036c | 0.12% | |
![]() I Indian Railway Finance Corporation Limited | 0.12% | |
![]() N National Bank For Agriculture And Rural Development | 0.12% | |
![]() G Gs15oct2036c | 0.11% | |
![]() S SDL BR 7.72% 2041 | 0.11% | |
![]() I IRFCL-7.39%-15072034-NCD | 0.11% | |
![]() G Gs15apr2037c | 0.11% | |
![]() G Gs19mar2028c | 0.11% | |
![]() G Gs17jun2027c | 0.11% | |
![]() G Gs15oct2037c | 0.10% | |
![]() G Gs12sep2028c | 0.10% | |
![]() G Gs15apr2038c | 0.10% | |
![]() G Gs22oct2029c | 0.09% | |
![]() P Power Grid Corporation Of India Limited | 0.09% | |
![]() S SDL MH 7.2% 2034 | 0.09% | |
![]() G GOI LOAN 7.54% 2036 | 0.09% | |
![]() I INDIA UNIVERSAL TRUST AL1 | 0.09% | |
![]() I INDIA UNIVERSAL TRUST AL2 | 0.08% | |
![]() G Gs15apr2039c | 0.07% | |
![]() G Gs15oct2039c | 0.06% | |
![]() I INDIA UNIVERSAL TRUST AL2 | 0.06% | |
![]() N National Bank For Agriculture And Rural Development | 0.06% | |
![]() P Power Grid Corporation Of India Limited | 0.06% | |
![]() H HDFC Bank Limited | 0.06% | |
![]() P Power Grid Corporation Of India Limited | 0.06% | |
![]() L LIC Housing Finance Ltd | 0.06% | |
![]() S Small Industries Development Bank Of India | 0.06% | |
![]() T TCL-8.01%-21072034-NCD | 0.06% | |
![]() B Bajaj Housing Finance Limited | 0.06% | |
![]() G Gs16dec2028c | 0.05% | |
![]() G Gs17jun2029c | 0.05% | |
![]() G Gs16dec2029c | 0.05% | |
![]() 8 8.53% Tamilnadu SDL 2028 | 0.05% | |
![]() G GOI LOAN 7.25% 2063 | 0.04% | |
![]() G GOI STRIPS C 220231 | 0.04% | |
![]() G GOI STRIPS C 220831 | 0.04% | |
![]() G GOI LOAN 7.71% 2066 | 0.03% | |
![]() G GOI LOAN 7.59% 2029 | 0.02% | |
![]() S SDL MP 8.09% 2050 | 0.02% | |
![]() S SDL UK 7.76% 2033 | 0.02% | |
![]() S SIDBI-7.68%-10082027-NCD | 0.02% | |
![]() S SDL UP 7.51% 2040 | 0.02% | |
![]() S SDL UP 7.49% 2036 | 0.02% | |
![]() S SDL MP 7.46% 2032 | 0.02% | |
![]() S SDL GJ 6.63% 2029 | 0.01% | |
![]() I INDIA UNIVERSAL TRUST AL2 | 0.01% | |
![]() N National Bank For Agriculture And Rural Development | 0.01% | |
![]() S SDL MH 7.6% 2030 | 0.01% | |
![]() S SDL MH 6.47% 2028 | 0.01% | |
![]() G GOI LOAN 7.09% 2074 | 0.01% | |
![]() G Gs15jun2029c | 0.01% | |
![]() G Gs01jun2029c | 0.01% | |
![]() S SDL UP 7.66% 2032 | 0.01% | |
![]() N National Highways Authority Of India | 0.01% | |
![]() G GOI LOAN 7.37% 2028 | 0.01% | |
![]() G GOI LOAN 7.17% 2028 | 0.00% | |
![]() I INDIA UNIVERSAL TRUST AL1 | 0.00% | |
![]() G Gs12mar2029c | 0.00% | |
![]() G GOI LOAN 7.10% 2029 | 0.00% | |
![]() G Gs16jun2027c | 0.00% | |
![]() S SDL MP 7.68% 2043 | 0.00% | |
![]() B Bank of Baroda | 0.00% | |
![]() P PFCL-7.44%-15012030-NCD | 0.00% | |
![]() P Punjab National Bank | 0.00% | |
![]() A Axis Bank Ltd. | 0.00% | |
![]() N National Bank for Agriculture and Rural Development | 0.00% | |
![]() S SDL MH 6.98% 2028 | 0.00% | |
![]() S SDL UP 7.51% 2038 | 0.00% | |
![]() B Bank Of Baroda | 0.00% | |
![]() B Bank Of Baroda | 0.00% | |
![]() I ICICI Bank Ltd | 0.00% | |
![]() P Punjab National Bank | 0.00% | |
![]() P Punjab National Bank | 0.00% | |
![]() N National Bank For Agriculture And Rural Development | 0.00% | |
![]() S Small Industries Dev Bank Of India | 0.00% | |
![]() S Small Industries Dev Bank Of India | 0.00% | |
![]() U Union Bank Of India | 0.00% | |
![]() U Union Bank Of India | 0.00% |
Fund Comparison
Fund Details
52W High NAV
₹ 405.1308
Min. SIP Amount
₹ 1,000.00
Min. Lumpsum Amount
₹ 1,000.00
AUM (in Cr.)
₹ 8,397.85
Expense Ratio
0.41%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 389.8458
Inception Date
01 Jan 2013
Fund Age
13 Yrs
Benchmark
Nifty Banking & PSU Debt Index A-II
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Kaustubh Gupta | B.com., |
| Harshil Suvarnkar | Master's in management studies (Finance), Post Graduate Diploma in Securities Law & B. Com. |
Fund Objective
To generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) in India.
Risk-O-Meter
Investors understand that their principal will be at
Moderate Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
Aditya Birla Sun Life Mutual Fund
No. of Schemes
81
Total AUM
₹ 4,24,641.92 Cr
Contact Details
One World Centre,Tower 1,17th Flr,Jupiter Mills,senapati BapatMarg,Elphinstone Road, Mumbai 400013
Contact Details
One World Centre,Tower 1,17th Flr,Jupiter Mills,senapati BapatMarg,Elphinstone Road, Mumbai 400013
FAQs
When was Aditya Birla Sun Life Banking and PSU Debt Fund launched?
What is the current NAV of Aditya Birla Sun Life Banking and PSU Debt Fund?
What is the AUM of Aditya Birla Sun Life Banking and PSU Debt Fund?
What is the rate of return of Aditya Birla Sun Life Banking and PSU Debt Fund?
- In the past 1Y: 3.58%
- In the past 3Y: 6.76%
- In the past 5Y: 6.15%
What is the expense ratio of Aditya Birla Sun Life Banking and PSU Debt Fund?
What is exit load of Aditya Birla Sun Life Banking and PSU Debt Fund?
How risky is investing in Aditya Birla Sun Life Banking and PSU Debt Fund?
Who is the fund manager Aditya Birla Sun Life Banking and PSU Debt Fund?
What is the minimum investment required in Aditya Birla Sun Life Banking and PSU Debt Fund?
How to invest in Aditya Birla Sun Life Banking and PSU Debt Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

Invest in
Pay 0% Commission!
+91
Or Scan the QR Code to download the Dhan App






































































































