
Bandhan Banking and PSU Debt Fund Direct Growth
Bandhan Banking and PSU Debt Fund Direct Growth
as on 31 Oct 2026
Bandhan Banking and PSU Debt Fund Direct Growth is a Debt mutual fund scheme launched on 07 Mar 2013. The current NAV stands at ₹27.1653 as of 31 Oct 2026.
Scheme Overview
- Inception Date : 07 Mar 2013
- AUM : ₹11,844.70 Cr
- 5Y Returns (CAGR) : 6.24%
- Expense Ratio : 0.39%
- Min. SIP : ₹100
- Min. Lumpsum : ₹1,000
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 35.28 L
6.24%
Total Investment
₹ 30,00,000
Returns
₹ 5,28,356 (6.24%)
Maturity Value
₹ 35,28,356
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 11,844.70 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹11,844.70 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 100.00% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() G GOI LOAN 6.68% 2040 | 9.17% | |
![]() H HDFC Bank Limited | 4.09% | |
![]() S Small Industries Development Bank of India | 3.82% | |
![]() I IRFCL-7.37%-31072029-NCD | 3.35% | |
![]() N National Bank For Agriculture And Rural Development | 2.47% | |
![]() B Bank of Baroda | 2.43% | |
![]() N Net Current Assets | 2.41% | |
![]() A Axis Bank Limited | 2.38% | |
![]() H HDFC Bank Limited | 2.36% | |
![]() C Canara Bank | 2.36% | |
![]() P PFCL-7.44%-15012030-NCD | 2.28% | |
![]() I IOCL-7.36%-16072029-NCD | 2.27% | |
![]() H HDFC Bank Limited | 2.21% | |
![]() H HPCL-7.22%-28082029-NCD | 2.06% | |
![]() K Kotak Mahindra Bank Limited | 1.98% | |
![]() E Export Import Bank Of India | 1.97% | |
![]() S Small Industries Dev Bank Of India | 1.97% | |
![]() N NABARD-7.48%-15092028-NCD | 1.86% | |
![]() S SIDBI-7.34%-26022029-NCD | 1.85% | |
![]() I ICICI Bank Limited | 1.78% | |
![]() C Canara Bank | 1.76% | |
![]() N Ntpc Limited | 1.74% | |
![]() H HDFC Bank Limited | 1.49% | |
![]() B Bank Of Baroda | 1.44% | |
![]() N NABARD-6.66%-12102028-NCD | 1.42% | |
![]() C Canara Bank | 1.38% | |
![]() P Power Grid Corporation Of India Limited | 1.32% | |
![]() T Triparty Repo Trp_160626 | 1.28% | |
![]() B Bank Of Baroda | 1.25% | |
![]() S SIDBI-6.74%-10012029-NCD | 1.22% | |
![]() P Power Finance Corporation Limited | 1.21% | |
![]() R RECL-7.71%-26022027-NCD | 1.11% | |
![]() N NABARD-7.62%-10052029-NCD | 1.04% | |
![]() S SIDBI-7.42%-12032029-NCD | 1.03% | |
![]() N NBRD 7.01% 2029 SR 26D | 1.02% | |
![]() I ICICI Bank Limited | 1.01% | |
![]() R RECL-6.7%-31122029-NCD | 1.01% | |
![]() P PFCL-6.59%-15102030-NCD | 1.00% | |
![]() H HDFC Bank Limited | 0.84% | |
![]() N National Highways Authority Of India | 0.83% | |
![]() R RECL-7.58%-31052029-NCD | 0.83% | |
![]() I IRFCL-7.46%-18062029-NCD | 0.83% | |
![]() P PFCL-7.45%-15072028-NCD | 0.83% | |
![]() N NABARD-7.44%-24022028-NCD | 0.82% | |
![]() S SIDBI-7.44%-10042028-NCD | 0.82% | |
![]() I ICICI Bank Limited | 0.82% | |
![]() I IRFCL-6.58%-30052030-NCD | 0.81% | |
![]() A Axis Bank Limited | 0.80% | |
![]() G GOI LOAN 6.90% 2065 | 0.67% | |
![]() N National Bank For Agriculture And Rural Development | 0.66% | |
![]() I Indian Railway Finance Corporation Limited | 0.62% | |
![]() P PFCL-7.6%-13042029-NCD | 0.62% | |
![]() R RECL-7.34%-30042030-NCD | 0.62% | |
![]() R RECL-6.87%-31052030-NCD | 0.61% | |
![]() I Indian Bank | 0.60% | |
![]() P Power Grid Corporation Of India Limited | 0.48% | |
![]() H HDFC Bank Limited | 0.42% | |
![]() N Nhpc Limited | 0.42% | |
![]() A Axis Bank Limited | 0.42% | |
![]() N National Highways Authority Of India | 0.42% | |
![]() R Rec Limited | 0.41% | |
![]() N NBRD 7.44% 2029 SR 26F | 0.41% | |
![]() K Kotak Mahindra Bank Limited ** | 0.40% | |
![]() P PFCL-6.64%-15072030-NCD | 0.40% | |
![]() A Axis Bank Limited | 0.40% | |
![]() A Axis Bank Ltd. | 0.40% | |
![]() P Punjab National Bank | 0.39% | |
![]() C Canara Bank | 0.39% | |
![]() P Punjab National Bank | 0.39% | |
![]() C Corporate Debt Market Development Fund Class A2 | 0.35% | |
![]() N National Highways Authority Of India | 0.25% | |
![]() E Export Import Bank Of India | 0.22% | |
![]() R Rec Limited | 0.21% | |
![]() R Rural Electrification Corporation Limited | 0.21% | |
![]() I Indian Railway Finance Corporation Limited | 0.21% | |
![]() E EXIM 7.45% 2028 SR Z01 | 0.21% | |
![]() E EXIM-7.14%-13122029-NCD | 0.21% | |
![]() R Rural Electrification Corporation Limited | 0.20% | |
![]() H Hindustan Petroleum Corporation Limited | 0.20% | |
![]() B Bank Of Baroda | 0.20% | |
![]() U Union Bank Of India | 0.20% | |
![]() G GOI LOAN 6.01% 2030 | 0.18% | |
![]() S SIDBI-7.75%-10062027-NCD | 0.16% | |
![]() I Indian Railway Finance Corporation Limited | 0.12% | |
![]() S Small Industries Development Bank Of India | 0.12% | |
![]() C Canara Bank | 0.12% | |
![]() N Nuclear Power Corporation Of India Limited | 0.08% | |
![]() S SDL OR 7.17% 2030 | 0.08% | |
![]() N NHB-7.59%-08092027-NCD | 0.08% | |
![]() R Rural Electrification Corporation Limited | 0.04% | |
![]() G GOI LOAN 6.79% 2029 | 0.04% | |
![]() N National Housing Bank | 0.04% | |
![]() G GOI LOAN 6.54% 2032 | 0.02% | |
![]() C Cash Margin - Ccil | 0.01% | |
![]() 7 7.18% Tamilnadu SDL 2027 | 0.01% | |
![]() I Indian Railway Finance Corporation Limited | 0.00% | |
![]() I IRFCL-6.78%-30042030-NCD | 0.00% | |
![]() N Nuclear Power Corporation Of India Limited | 0.00% | |
![]() N National Bank For Agriculture And Rural Development | 0.00% | |
![]() E EXIM-7.35%-27072028-NCD | 0.00% | |
![]() P Power Grid Corporation Of India Limited | 0.00% | |
![]() N Nhpc Limited | 0.00% | |
![]() 7 7.86% Karnataka Sdl 2027 | 0.00% | |
![]() C Canara Bank | 0.00% |
Fund Comparison
Fund Details
52W High NAV
-
Min. SIP Amount
₹ 100.00
Min. Lumpsum Amount
₹ 1,000.00
AUM (in Cr.)
₹ 11,844.70
Expense Ratio
0.39%
Lock-in Period
No Lock in Period
52W Low NAV
-
Inception Date
07 Mar 2013
Fund Age
13 Yrs
Benchmark
Nifty Banking & PSU Debt Index A-II
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Suyash Choudhary | PGDM, BA (HONS) Economics |
| Gautam Kaul | B.com., MBA |
Fund Objective
The Scheme seeks to generate returns through investments in debt and money market instruments predominantly issued by entities such as Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs).
Risk-O-Meter
Investors understand that their principal will be at
Moderately Low Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
Bandhan Mutual Fund
No. of Schemes
69
Total AUM
₹ 2,14,819.10 Cr
Contact Details
6th Flr,841 One World Center,Jupitermill,Senapati Bapat Marg,Elphinstone Road(West), Mumbai-400013
Contact Details
6th Flr,841 One World Center,Jupitermill,Senapati Bapat Marg,Elphinstone Road(West), Mumbai-400013
FAQs
When was Bandhan Banking and PSU Debt Fund launched?
What is the current NAV of Bandhan Banking and PSU Debt Fund?
What is the AUM of Bandhan Banking and PSU Debt Fund?
What is the rate of return of Bandhan Banking and PSU Debt Fund?
- In the past 1Y: 5.08%
- In the past 3Y: 7.00%
- In the past 5Y: 6.24%
What is the expense ratio of Bandhan Banking and PSU Debt Fund?
What is exit load of Bandhan Banking and PSU Debt Fund?
How risky is investing in Bandhan Banking and PSU Debt Fund?
Who is the fund manager Bandhan Banking and PSU Debt Fund?
What is the minimum investment required in Bandhan Banking and PSU Debt Fund?
How to invest in Bandhan Banking and PSU Debt Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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