
Bank of India Liquid Fund Direct Growth
Bank of India Liquid Fund Direct Growth
as on 10 Nov 2026
Bank of India Liquid Fund Direct Growth is a Debt mutual fund scheme launched on 01 Jan 2013. The current NAV stands at ₹3,304.1617 as of 10 Nov 2026.
Scheme Overview
- Inception Date : 01 Jan 2013
- AUM : ₹2,325.67 Cr
- 5Y Returns (CAGR) : 6.47%
- Expense Ratio : 0.09%
- Min. SIP : ₹1,000
- Min. Lumpsum : ₹5,000
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 35.50 L
6.47%
Total Investment
₹ 30,00,000
Returns
₹ 5,50,003 (6.47%)
Maturity Value
₹ 35,50,003
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 2,325.67 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹2,325.67 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 100.00% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() G GOI TBILL 91D-06/08/26 | 6.14% | |
![]() G GOI TBILL 91D-28/08/26 | 6.12% | |
![]() P Power Finance Corporation Limited | 4.63% | |
![]() B Bank of Baroda | 4.58% | |
![]() K Kotak Mahindra Bank Ltd. | 4.57% | |
![]() I Indian Bank | 4.32% | |
![]() N NTPC Ltd. | 4.01% | |
![]() N Net Receivables / (Payables) | 3.27% | |
![]() U Union Bank Of India | 3.09% | |
![]() T Tbill | 3.08% | |
![]() C Canara Bank | 3.06% | |
![]() H HDFC Securities Limited | 3.06% | |
![]() B Bajaj Financial Securities Limited | 3.05% | |
![]() K Kotak Securities Ltd | 3.05% | |
![]() I Indian Bank | 3.05% | |
![]() C Canara Bank | 3.05% | |
![]() P Punjab National Bank | 3.05% | |
![]() H HDFC Bank Ltd. | 3.04% | |
![]() N National Bank for Agriculture and Rural Development | 3.04% | |
![]() I Icici Securities Limited | 3.04% | |
![]() E Export-Import Bank of India | 3.04% | |
![]() A Axis Bank Limited | 3.04% | |
![]() S Small Industries Development Bank of India | 3.04% | |
![]() H HDFC Bank Limited | 3.04% | |
![]() P Poonawalla Fincorp Ltd | 3.04% | |
![]() N National Bank for Agriculture and Rural Development | 2.13% | |
![]() M Manappuram Finance Limited | 1.55% | |
![]() I ICICI Home Finance Company Limited | 1.54% | |
![]() G GOI TBILL 182D-03/09/26 | 1.53% | |
![]() M Motilal Oswal Financial Services Ltd | 1.52% | |
![]() M Motilal Oswal Financial Services Ltd | 1.52% | |
![]() R Repo | 0.37% | |
![]() C Corporate Debt Market Development Fund # | 0.34% | |
![]() T Treps | 0.01% | |
![]() H HDFC Bank Ltd. | 0.00% | |
![]() A Axis Bank Ltd. | 0.00% | |
![]() T Tbill | 0.00% | |
![]() H HDFC Bank Limited | 0.00% | |
![]() H HDFC Bank Limited | 0.00% | |
![]() P Punjab National Bank | 0.00% | |
![]() A Axis Bank Limited | 0.00% | |
![]() C Canara Bank | 0.00% | |
![]() U Union Bank Of India | 0.00% | |
![]() R Reliance Industries Limited | 0.00% | |
![]() R Rec Limited | 0.00% | |
![]() G Godrej Finance Ltd. | 0.00% | |
![]() G Godrej Consumer Products Limited | 0.00% | |
![]() B Bajaj Finance Limited | 0.00% | |
![]() I ICICI Securities Limited | 0.00% | |
![]() I ICICI Securities Limited | 0.00% | |
![]() A Aditya Birla Housing Finance Ltd. | 0.00% | |
![]() I ICICI Securities Primary Dealership Limited | 0.00% | |
![]() R Reliance Retail Ventures Limited | 0.00% |
Fund Comparison
Fund Details
52W High NAV
₹ 3,303.5606
Min. SIP Amount
₹ 1,000.00
Min. Lumpsum Amount
₹ 5,000.00
AUM (in Cr.)
₹ 2,325.67
Expense Ratio
0.09%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 3,101.6125
Inception Date
01 Jan 2013
Fund Age
13 Yrs
Benchmark
CRISIL Liquid Debt A-I Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Mithraem Bharucha | BMS and MBA |
Fund Objective
The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through portfolio of debt and money market instruments. The Scheme is not providing any assured or guaranteed returns. There is no assurance that the investment objective of the scheme will be achieved.
Risk-O-Meter
Investors understand that their principal will be at
Moderately Low Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
Bank of India Mutual Fund
No. of Schemes
23
Total AUM
₹ 19,838.99 Cr
Contact Details
B/204, Tower 1,Peninsula CorporatePark, Ganpatrao kadam marg,Lower Parel, Mumbai - 400013
Contact Details
B/204, Tower 1,Peninsula CorporatePark, Ganpatrao kadam marg,Lower Parel, Mumbai - 400013
FAQs
When was Bank of India Liquid Fund launched?
What is the current NAV of Bank of India Liquid Fund?
What is the AUM of Bank of India Liquid Fund?
What is the rate of return of Bank of India Liquid Fund?
- In the past 1Y: 6.53%
- In the past 3Y: 6.93%
- In the past 5Y: 6.47%
What is the expense ratio of Bank of India Liquid Fund?
What is exit load of Bank of India Liquid Fund?
How risky is investing in Bank of India Liquid Fund?
Who is the fund manager Bank of India Liquid Fund?
What is the minimum investment required in Bank of India Liquid Fund?
How to invest in Bank of India Liquid Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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