
Bank of India Overnight Fund Direct Growth
Bank of India Overnight Fund Direct Growth
as on 11 Nov 2026
Bank of India Overnight Fund Direct Growth is a Debt mutual fund scheme launched on 28 Jan 2020. The current NAV stands at ₹1,414.4555 as of 11 Nov 2026.
Scheme Overview
- Inception Date : 28 Jan 2020
- AUM : ₹66.58 Cr
- 5Y Returns (CAGR) : 5.90%
- Expense Ratio : 0.09%
- Min. SIP : ₹0
- Min. Lumpsum : ₹5,000
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 34.97 L
5.90%
Total Investment
₹ 30,00,000
Returns
₹ 4,96,659 (5.90%)
Maturity Value
₹ 34,96,659
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 66.58 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹66.58 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 100.00% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() R Repo | 91.28% | |
![]() 0 02/07/2026 Maturing 364 DTB | 7.54% | |
![]() N Net Receivables / (Payables) | 1.15% | |
![]() T Treps | 0.03% |
Fund Comparison
Fund Details
52W High NAV
₹ 1,414.2459
Min. SIP Amount
₹ 0.00
Min. Lumpsum Amount
₹ 5,000.00
AUM (in Cr.)
₹ 66.58
Expense Ratio
0.09%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 1,341.0357
Inception Date
28 Jan 2020
Fund Age
6 Yrs
Benchmark
CRISIL Liquid Overnight Index (AI)
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Mithraem Bharucha | BMS and MBA |
Fund Objective
The investment objective of the scheme is to generate income commensurate with low risk and high liquidity by investing in overnight securities having residual maturity of 1 business day. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not assure or guarantee any returns.
Risk-O-Meter
Investors understand that their principal will be at
Low Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
Bank of India Mutual Fund
No. of Schemes
23
Total AUM
₹ 19,467.32 Cr
Contact Details
B/204, Tower 1,Peninsula CorporatePark, Ganpatrao kadam marg,Lower Parel, Mumbai - 400013
Contact Details
B/204, Tower 1,Peninsula CorporatePark, Ganpatrao kadam marg,Lower Parel, Mumbai - 400013
FAQs
When was Bank of India Overnight Fund launched?
What is the current NAV of Bank of India Overnight Fund?
What is the AUM of Bank of India Overnight Fund?
What is the rate of return of Bank of India Overnight Fund?
- In the past 1Y: 5.49%
- In the past 3Y: 6.14%
- In the past 5Y: 5.90%
What is the expense ratio of Bank of India Overnight Fund?
What is exit load of Bank of India Overnight Fund?
How risky is investing in Bank of India Overnight Fund?
Who is the fund manager Bank of India Overnight Fund?
What is the minimum investment required in Bank of India Overnight Fund?
How to invest in Bank of India Overnight Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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