
Bank of India Short Term Fund Direct Growth
Bank of India Short Term Fund Direct Growth
as on 05 Nov 2026
Bank of India Short Term Fund Direct Growth is a Debt mutual fund scheme launched on 01 Jan 2013. The current NAV stands at ₹31.2668 as of 05 Nov 2026.
Scheme Overview
- Inception Date : 01 Jan 2013
- AUM : ₹262.10 Cr
- 5Y Returns (CAGR) : 10.85%
- Expense Ratio : 0.54%
- Min. SIP : ₹1,000
- Min. Lumpsum : ₹5,000
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 39.96 L
10.85%
Total Investment
₹ 30,00,000
Returns
₹ 9,95,880 (10.85%)
Maturity Value
₹ 39,95,880
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 262.10 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹262.10 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 100.00% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() T Treps | 11.56% | |
![]() L LICHFL-6.9%-17092027-NCD | 7.46% | |
![]() G GOI LOAN 6.94% 2036 | 6.43% | |
![]() G GOI LOAN 6.48% 2035 | 5.62% | |
![]() S SIDBI 7.22% 2029 SR V | 5.62% | |
![]() P Punjab National Bank | 5.39% | |
![]() T TOPL-7.60%-19012029-NCD | 4.49% | |
![]() R RECL-7.34%-30042030-NCD | 4.15% | |
![]() I IRFCL-7.37%-31072029-NCD | 3.78% | |
![]() M MFL-8.9%-07102027-NCD | 3.78% | |
![]() G GIL-8.4%-27082027-NCD | 3.78% | |
![]() S SIDBI-7.49%-11062029-NCD | 3.77% | |
![]() I Indian Bank | 3.76% | |
![]() C Canara Bank | 3.61% | |
![]() V Vedanta Limited | 3.02% | |
![]() N Net Receivables / (Payables) | 2.37% | |
![]() P PFCL-7.6%-13042029-NCD | 2.28% | |
![]() G GOI LOAN 7.10% 2029 | 1.92% | |
![]() V Vedanta Limited | 1.90% | |
![]() B Bajaj Finance Limited | 1.89% | |
![]() N NABARD-7.48%-15092028-NCD | 1.89% | |
![]() N National Bank For Agriculture And Rural Development | 1.88% | |
![]() M MFL-8.05%-25112027-NCD | 1.87% | |
![]() A Au Small Finance Bank Limited (18/09/2026) ** # | 1.85% | |
![]() S SDL PN 6.98% 2033 | 1.82% | |
![]() G Godrej Housing Finance Limited | 1.78% | |
![]() N National Bank For Agriculture And Rural Development | 1.33% | |
![]() G GOI TBILL 364D-07/01/27 | 0.69% | |
![]() C Corporate Debt Market Development Fund # | 0.29% | |
![]() P Punjab National Bank Red | 0.00% | |
![]() E Export-Import Bank Of India | 0.00% | |
![]() A Aditya Birla Housing Finance Limited | 0.00% |
Fund Comparison
Fund Details
52W High NAV
₹ 31.1899
Min. SIP Amount
₹ 1,000.00
Min. Lumpsum Amount
₹ 5,000.00
AUM (in Cr.)
₹ 262.10
Expense Ratio
0.54%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 29.7926
Inception Date
01 Jan 2013
Fund Age
13 Yrs
Benchmark
CRISIL Short Duration Debt A-II Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Mithraem Bharucha | BMS and MBA |
Fund Objective
The Scheme seeks to generate income and capital appreciation by investing in a diversified portfolio of debt and money market securities. However, there can be no assurance that the income can be generated, regular or otherwise, or the investment objectives of the Scheme will be realized.
Risk-O-Meter
Investors understand that their principal will be at
Moderately Low Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
Bank of India Mutual Fund
No. of Schemes
23
Total AUM
₹ 19,838.99 Cr
Contact Details
B/204, Tower 1,Peninsula CorporatePark, Ganpatrao kadam marg,Lower Parel, Mumbai - 400013
Contact Details
B/204, Tower 1,Peninsula CorporatePark, Ganpatrao kadam marg,Lower Parel, Mumbai - 400013
FAQs
When was Bank of India Short Term Fund launched?
What is the current NAV of Bank of India Short Term Fund?
What is the AUM of Bank of India Short Term Fund?
What is the rate of return of Bank of India Short Term Fund?
- In the past 1Y: 4.74%
- In the past 3Y: 7.60%
- In the past 5Y: 10.85%
What is the expense ratio of Bank of India Short Term Fund?
What is exit load of Bank of India Short Term Fund?
How risky is investing in Bank of India Short Term Fund?
Who is the fund manager Bank of India Short Term Fund?
What is the minimum investment required in Bank of India Short Term Fund?
How to invest in Bank of India Short Term Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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