
DSP Banking and PSU Debt Fund Direct Growth
DSP Banking and PSU Debt Fund Direct Growth
as on 30 Oct 2026
DSP Banking and PSU Debt Fund Direct Growth is a Debt mutual fund scheme launched on 14 Sep 2013. The current NAV stands at ₹26.1729 as of 30 Oct 2026.
Scheme Overview
- Inception Date : 14 Sep 2013
- AUM : ₹2,581.39 Cr
- 5Y Returns (CAGR) : 5.87%
- Expense Ratio : 0.34%
- Min. SIP : ₹100
- Min. Lumpsum : ₹100
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 34.94 L
5.87%
Total Investment
₹ 30,00,000
Returns
₹ 4,93,879 (5.87%)
Maturity Value
₹ 34,93,879
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 2,581.39 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹2,581.39 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 100.00% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() G GOI LOAN 7.24% 2055 | 4.50% | |
![]() N National Bank For Agriculture And Rural Development | 3.86% | |
![]() S Small Industries Development Bank Of India | 3.19% | |
![]() B BTL-7.35%-15102027-NCD | 3.16% | |
![]() G GAil (India) Limited | 3.15% | |
![]() B BTL-7.45%-15122028-NCD | 3.10% | |
![]() S SDL HR 7.08% 2039 | 3.06% | |
![]() H HDFC Bank Limited | 3.06% | |
![]() S SIDBI MARKET LINKED 2029 | 3.05% | |
![]() H HDFC Bank Ltd. | 2.98% | |
![]() P Punjab National Bank | 2.90% | |
![]() B Bank Of Baroda | 2.89% | |
![]() P Power Grid Corporation Of India Limited | 2.44% | |
![]() R Rural Electrification Corporation Limited | 2.33% | |
![]() S SDL MH 7.66% 2047 | 2.30% | |
![]() P Power Finance Corporation Limited | 2.30% | |
![]() R RECL-7.53%-31052034-NCD | 2.29% | |
![]() G GOI LOAN 6.90% 2065 | 2.10% | |
![]() P PFCL-7.32%-15072039-NCD | 2.04% | |
![]() T Tata Capital Limited | 1.65% | |
![]() N NBFID-7.15%-28032035-NCD | 1.65% | |
![]() I Indian Railway Finance Corporation Limited | 1.64% | |
![]() S SBI-7.36%-27062039-NCD | 1.61% | |
![]() P Power Finance Corporation Limited | 1.58% | |
![]() G GOI LOAN 7.32% 2030 | 1.58% | |
![]() P Power Finance Corporation Limited | 1.57% | |
![]() P PGCIL-7.08%-25102034-NCD | 1.56% | |
![]() S SIDBI-7.42%-12032029-NCD | 1.55% | |
![]() N National Bank For Agriculture And Rural Development | 1.55% | |
![]() I Indian Railway Finance Corporation Limited | 1.54% | |
![]() N NHB-7.51%-04042031-NCD | 1.54% | |
![]() P PGCIL-7.35%-12032034-NCD | 1.54% | |
![]() S SBI-7.23%-19112039-NCD | 1.54% | |
![]() C Canara Bank | 1.50% | |
![]() I Icici Securities Limited | 1.50% | |
![]() B Bharti Telecom Limited | 1.49% | |
![]() S SDL MH 7.43% 2040 | 1.48% | |
![]() R RECL-6.81%-30042036-NCD | 1.45% | |
![]() B Bank Of Baroda | 1.45% | |
![]() U Union Bank Of India | 1.44% | |
![]() S State Bank Of India | 0.98% | |
![]() T Tata Capital Housing Finance Limited | 0.81% | |
![]() H HDFC Bank Limited | 0.81% | |
![]() N National Bank For Financing Infrastructure And Development | 0.81% | |
![]() S SIDBI-7.47%-05092029-NCD | 0.80% | |
![]() B Bajaj Finance Limited | 0.80% | |
![]() E EXIM-7.14%-13122029-NCD | 0.79% | |
![]() N NABARD-7.44%-24022028-NCD | 0.78% | |
![]() I Indian Railway Finance Corporation Limited | 0.77% | |
![]() R RECL-7.34%-30042030-NCD | 0.77% | |
![]() R RECL-7.32%-28022035-NCD | 0.77% | |
![]() I IRFCL-7.39%-15072034-NCD | 0.76% | |
![]() N NTPC-7.26%-20032040-NCD | 0.76% | |
![]() R Rural Electrification Corporation Limited | 0.75% | |
![]() P PFCL-7.24%-15012035-NCD | 0.61% | |
![]() S Sbi Funds Management Pvt Ltd/Fund Parent | 0.36% | |
![]() H HDFC Bank Limited | 0.30% | |
![]() T Treps / Reverse Repo Investments | 0.26% | |
![]() S SDL UP 7.48% 2044 | 0.15% | |
![]() N Net Receivables/Payables | 0.08% | |
![]() P PFCL-7.3%-16102034-NCD | 0.00% | |
![]() I Indian Bank | 0.00% | |
![]() U Union Bank Of India | 0.00% |
Fund Comparison
Fund Details
52W High NAV
-
Min. SIP Amount
₹ 100.00
Min. Lumpsum Amount
₹ 100.00
AUM (in Cr.)
₹ 2,581.39
Expense Ratio
0.34%
Lock-in Period
No Lock in Period
52W Low NAV
-
Inception Date
14 Sep 2013
Fund Age
13 Yrs
Benchmark
Nifty Banking & PSU Debt Index A-II
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Sandeep Yadav | PGDBM - IIM Bangalore, 2004 B.E. - Army Institute of Technology, Pune, 2000 |
| Shantanu Godambe | CFA, MS(Finance), B.Com |
Fund Objective
The investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.
Risk-O-Meter
Investors understand that their principal will be at
Moderately Low Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
DSP Mutual Fund
No. of Schemes
57
Total AUM
₹ 2,21,612.59 Cr
Contact Details
The Ruby, 25th Floor, 29, SenapatiBapat Marg, Dadar (West),Mumbai - 400028.
Contact Details
The Ruby, 25th Floor, 29, SenapatiBapat Marg, Dadar (West),Mumbai - 400028.
FAQs
When was DSP Banking and PSU Debt Fund launched?
What is the current NAV of DSP Banking and PSU Debt Fund?
What is the AUM of DSP Banking and PSU Debt Fund?
What is the rate of return of DSP Banking and PSU Debt Fund?
- In the past 1Y: 2.97%
- In the past 3Y: 6.60%
- In the past 5Y: 5.87%
What is the expense ratio of DSP Banking and PSU Debt Fund?
What is exit load of DSP Banking and PSU Debt Fund?
How risky is investing in DSP Banking and PSU Debt Fund?
Who is the fund manager DSP Banking and PSU Debt Fund?
What is the minimum investment required in DSP Banking and PSU Debt Fund?
How to invest in DSP Banking and PSU Debt Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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