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Mutual FundsDSP Banking & PSU Debt Fund Direct - GrowthD
DSP Banking & PSU Debt Fund Direct - Growth
34.70%
5 Year Absolute Returns4Morning Star
1Value Research
D
DSP Banking & PSU Debt Fund Direct - Growth
34.70%5 Year Absolute Returns
5 Year Absolute Returnsas on 21 Jul 2026
4Morning Star
1Value Research
DSP Banking & PSU Debt Fund Direct - Growth is a Debt mutual fund scheme launched on 14 Sep 2013. Investors can begin their investment journey with a minimum SIP of ₹100 or a lumpsum investment of ₹100. The fund manages total assets worth ₹3,304.23 crores, and the current NAV stands at ₹26.2811 as of 21 Jul 2026. The fund has delivered absolute returns of 4.52% in the past 1 year. For the last 3 years the fund has delivered a CAGR of 7.13%. For 5 years it has given a CAGR of 6.14%. The expense ratio of the fund is 0.28%.
NAV ₹ 26.2811 (+0.06%)
CAGR 6.14%
NAV
NIFTY50
NAV
NIFTY50
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 35.19 L
6.14%
Savings Account
Regular Funds
This Fund on Dhan
Total Investment
₹ 30,00,000
Returns
₹ 5,18,996 (6.14%)
Maturity Value
₹ 35,18,996
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
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Returns vs Category
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*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 3,304.23 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹3,304.23 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
Sorry, No Data Available at this Moment!
Stock Holdings
Sorry, No Data Available at this Moment!
Fund Comparison
Fund Details
52W High NAV
₹ NaN
Min. SIP Amount
₹ 100.00
Min. Lumpsum Amount
₹ 100.00
AUM (in Cr.)
₹ 3,304.23
Expense Ratio
0.28%
Lock-in Period
No Lock in Period
52W Low NAV
₹ NaN
Inception Date
14 Sep 2013
Fund Age
12 Yrs
Benchmark
Nifty Banking & PSU Debt Index A-II
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Sandeep Yadav | PGDBM - IIM Bangalore, 2004 B.E. - Army Institute of Technology, Pune, 2000 |
| Shantanu Godambe | CFA, MS(Finance), B.Com |
Fund Objective
The investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.
Risk-O-Meter
Investors understand that their principal will be at
Moderately Low Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
DSP Mutual Fund
No. of Schemes
57
Total AUM
₹ 2,16,479.64 Cr
Contact Details
The Ruby, 25th Floor, 29, SenapatiBapat Marg, Dadar (West),Mumbai - 400028.
Contact Details
022-66578000The Ruby, 25th Floor, 29, SenapatiBapat Marg, Dadar (West),Mumbai - 400028.
Open NFOs
Sorry, No Data Available at this Moment!
FAQs
When was DSP Banking & PSU Debt Fund launched?
DSP Banking & PSU Debt Fund was launched on 14 Sep 2013.
What is the current NAV of DSP Banking & PSU Debt Fund?
The current NAV of DSP Banking & PSU Debt Fund is ₹26.2811 as of 21 Jul 2026.
What is the AUM of DSP Banking & PSU Debt Fund?
The latest value of AUM of DSP Banking & PSU Debt Fund is ₹3,304.23 crores as of 21 Jul 2026.
What is the rate of return of DSP Banking & PSU Debt Fund?
The return on investment of DSP Banking & PSU Debt Fund is:
- In the past 1Y: 4.52%
- In the past 3Y: 7.13%
- In the past 5Y: 6.14%
What is the expense ratio of DSP Banking & PSU Debt Fund?
The expense ratio of DSP Banking & PSU Debt Fund is 0.28%.
What is exit load of DSP Banking & PSU Debt Fund?
The exit load of DSP Banking & PSU Debt Fund is as follows:
No charges for withdrawal
How risky is investing in DSP Banking & PSU Debt Fund?
On the risk scale of Low, Moderately Low, Moderate, Moderately High, High and Very High, the risk-o-meter of DSP Banking & PSU Debt Fund is Moderately Low.
Who is the fund manager DSP Banking & PSU Debt Fund?
The fund manager of DSP Banking & PSU Debt Fund is Sandeep Yadav, Shantanu Godambe.
What is the minimum investment required in DSP Banking & PSU Debt Fund?
If you wish to invest in DSP Banking & PSU Debt Fund, the minimum SIP amount is ₹100 and Lumpsum is ₹100.
How to invest in DSP Banking & PSU Debt Fund directly?
You can easily invest in mutual funds at 0% commission on Dhan. Here's how you can directly invest in DSP Banking & PSU Debt Fund:
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.
