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Mutual FundsHDFC Liquid Fund Direct Growth
H

HDFC Liquid Fund Direct Growth

36.33%profit5 Year Absolute Returns

as on 03 Nov 2026

3Value Research
Overview
Direct vs Regular
Returns Comparison
Historical Data
Holdings
Fund Details
AMC Details
FAQs

HDFC Liquid Fund Direct Growth is a Debt mutual fund scheme launched on 01 Jan 2013.

Scheme Overview

  • Inception Date : 01 Jan 2013
  • AUM : ₹76,523.30 Cr
  • 5Y Returns (CAGR) : 6.39%
  • Expense Ratio : 0.20%
  • Min. SIP : ₹100
  • Min. Lumpsum : ₹100

Returns Calculator

basis annualised returns

Investment Type


SIP Amount


Investment Period

5Y

₹ 32.73 L

3.50%

₹ 36.98 L

8.00%

₹ 35.42 L

6.39%

Savings Account
Regular Funds
This Fund on Dhan

Total Investment

₹ 30,00,000

Returns

₹ 5,42,455 (6.39%)

Maturity Value

₹ 35,42,455

Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.

Direct vs Regular Returns

No data

Sorry, No Data Available at this Moment!

Returns vs Category

No data

Sorry, No Data Available at this Moment!

*The above returns are absolute

Returns Vs Nifty 50

Historical Returns

No data

Sorry, No Data Available at this Moment!

SIP Logo

Start SIP with as Low as ₹100.

Historical NAV

10 Days
1 Month
3 Months
6 Months
1 Year
3 Years
5 Years
No data

Sorry, No Data Available at this Moment!

Asset Allocation

AUM

₹ 76,523.30 Cr

Cash Holding

-

Equity

-

Cash

-

Debt

-

Other

-

Sector Holdings

as of 15 Jun 2026

SectorsWeightage
Other100.00%

Stock Holdings

as of 15 Jun 2026

NameWeightage
Treps - Tri-Party Repo

T

Treps - Tri-Party Repo

6.60%
GOI TBILL 91D-16/07/26

G

GOI TBILL 91D-16/07/26

5.30%
GOI TBILL 91D-03/09/26

G

GOI TBILL 91D-03/09/26

4.92%
Small Industries Development Bank of India

S

Small Industries Development Bank of India

2.80%
Bank of Baroda

B

Bank of Baroda

2.80%
India (Republic of)

I

India (Republic of)

2.55%
Ntpc Ltd

N

Ntpc Ltd

2.12%
Bank of Baroda

B

Bank of Baroda

2.10%
Bank of Baroda

B

Bank of Baroda

2.10%
Bank of India Ltd.

B

Bank of India Ltd.

1.77%
Reliance Retail Ventures Limited

R

Reliance Retail Ventures Limited

1.77%
Reliance Retail Ventures Limited

R

Reliance Retail Ventures Limited

1.75%
Reliance Retail Ventures Limited

R

Reliance Retail Ventures Limited

1.75%
National Bank for Agriculture and Rural Development

N

National Bank for Agriculture and Rural Development

1.68%
Reverse Repo

R

Reverse Repo

1.65%
Punjab & Sind Bank

P

Punjab & Sind Bank

1.56%
Union Bank of India

U

Union Bank of India

1.48%
ICICI Securities Limited

I

ICICI Securities Limited

1.41%
Reliance Retail Ventures Limited

R

Reliance Retail Ventures Limited

1.40%
Export-Import Bank of India

E

Export-Import Bank of India

1.40%
Union Bank of India

U

Union Bank of India

1.40%
Union Bank of India

U

Union Bank of India

1.40%
Export-Import Bank of India

E

Export-Import Bank of India

1.40%
National Bank for Agriculture and Rural Development

N

National Bank for Agriculture and Rural Development

1.40%
Union Bank Of India

U

Union Bank Of India

1.24%
Net Current Assets

N

Net Current Assets

1.19%
Icici Securities Limited

I

Icici Securities Limited

1.19%
IDFC First Bank Ltd.

I

IDFC First Bank Ltd.

1.06%
Indusind Bank Ltd.

I

Indusind Bank Ltd.

1.05%
Canara Bank

C

Canara Bank

1.05%
Bajaj Finance Ltd.

B

Bajaj Finance Ltd.

1.05%
Kotak Securities Ltd

K

Kotak Securities Ltd

1.05%
02/07/2026 Maturing 364 DTB

0

02/07/2026 Maturing 364 DTB

1.05%
Indusind Bank Ltd

I

Indusind Bank Ltd

0.99%
Punjab & Sind Bank

P

Punjab & Sind Bank

0.98%
Kotak Securities Ltd

K

Kotak Securities Ltd

0.98%
Bajaj Financial Securities Limited

B

Bajaj Financial Securities Limited

0.85%
Bajaj Housing Finance Ltd.

B

Bajaj Housing Finance Ltd.

0.71%
Birla Group Holdings Private Limited

B

Birla Group Holdings Private Limited

0.71%
Federal Bank Ltd.

F

Federal Bank Ltd.

0.71%
LIC Housing Finance Ltd.

L

LIC Housing Finance Ltd.

0.71%
National Housing Bank

N

National Housing Bank

0.71%
Bank of Baroda

B

Bank of Baroda

0.71%
Bajaj Auto Credit Ltd.

B

Bajaj Auto Credit Ltd.

0.71%
Bajaj Housing Finance Ltd.

B

Bajaj Housing Finance Ltd.

0.70%
National Bank for Agriculture and Rural Development

N

National Bank for Agriculture and Rural Development

0.70%
Bank of Baroda

B

Bank of Baroda

0.70%
Tata Capital Housing Finance Ltd.

T

Tata Capital Housing Finance Ltd.

0.70%
Union Bank of India

U

Union Bank of India

0.70%
L&T Finance Ltd.

L

L&T Finance Ltd.

0.70%
Bank of Baroda

B

Bank of Baroda

0.70%
Bajaj Finance Ltd.

B

Bajaj Finance Ltd.

0.70%
Karur Vysya Bank Ltd.

K

Karur Vysya Bank Ltd.

0.70%
Canara Bank

C

Canara Bank

0.70%
Bajaj Financial Securities Limited

B

Bajaj Financial Securities Limited

0.70%
Icici Securities Limited

I

Icici Securities Limited

0.70%
Power Finance Corporation Limited

P

Power Finance Corporation Limited

0.57%
Bajaj Auto Credit Ltd.

B

Bajaj Auto Credit Ltd.

0.56%
Cholamandalam Investment & Finance Co Ltd.

C

Cholamandalam Investment & Finance Co Ltd.

0.53%
Cholamandalam Investment & Finance Co Ltd.

C

Cholamandalam Investment & Finance Co Ltd.

0.53%
Bank of Baroda

B

Bank of Baroda

0.49%
Tata Realty And Infrastructure Limited

T

Tata Realty And Infrastructure Limited

0.44%
ICICI Home Finance Company Limited

I

ICICI Home Finance Company Limited

0.42%
Bajaj Financial Securities Limited

B

Bajaj Financial Securities Limited

0.42%
Bajaj Financial Securities Limited

B

Bajaj Financial Securities Limited

0.42%
Bajaj Financial Securities Ltd

B

Bajaj Financial Securities Ltd

0.42%
Nuvoco Vistas Corporation Limited

N

Nuvoco Vistas Corporation Limited

0.42%
Power Finance Corporation Limited

P

Power Finance Corporation Limited

0.40%
Tata Teleservices Ltd

T

Tata Teleservices Ltd

0.38%
Power Finance Corporation Limited

P

Power Finance Corporation Limited

0.36%
Grasim Industries Ltd.

G

Grasim Industries Ltd.

0.35%
Infina Finance Pvt Ltd.

I

Infina Finance Pvt Ltd.

0.35%
Citibank N.A.

C

Citibank N.A.

0.35%
Infina Finance Pvt Ltd.

I

Infina Finance Pvt Ltd.

0.35%
Julius Baer Capital (India) Private Limited

J

Julius Baer Capital (India) Private Limited

0.35%
Axis Bank Ltd.

A

Axis Bank Ltd.

0.35%
Aditya Birla Capital Ltd.

A

Aditya Birla Capital Ltd.

0.35%
Icici Securities Limited

I

Icici Securities Limited

0.35%
Indusind Bank Ltd.

I

Indusind Bank Ltd.

0.35%
Tata Steel Ltd.

T

Tata Steel Ltd.

0.35%
Icici Securities Limited

I

Icici Securities Limited

0.35%
Aditya Birla Money Ltd.

A

Aditya Birla Money Ltd.

0.28%
Tata Projects Limited

T

Tata Projects Limited

0.28%
Icici Securities Limited

I

Icici Securities Limited

0.28%
Tata Projects Limited

T

Tata Projects Limited

0.28%
Bank Of India

B

Bank Of India

0.28%
Jamnagar Utilities & Power Private Limited

J

Jamnagar Utilities & Power Private Limited

0.28%
DSP Finance Pvt Ltd.

D

DSP Finance Pvt Ltd.

0.28%
Network18 Media & Investments Limited

N

Network18 Media & Investments Limited

0.28%
Julius Baer Capital (India) Private Limited

J

Julius Baer Capital (India) Private Limited

0.28%
Corporate Debt Market Development Fund

C

Corporate Debt Market Development Fund

0.28%
National Bank For Agriculture And Rural Development

N

National Bank For Agriculture And Rural Development

0.26%
Hdb Financial Services Limited

H

Hdb Financial Services Limited

0.21%
GOI TBILL 182D-23/07/26

G

GOI TBILL 182D-23/07/26

0.21%
Hindustan Petroleum Corp Ltd.

H

Hindustan Petroleum Corp Ltd.

0.21%
Kotak Securities Ltd

K

Kotak Securities Ltd

0.21%
Birla Group Holdings Private Limited

B

Birla Group Holdings Private Limited

0.21%
IGH Holdings Pvt Ltd.

I

IGH Holdings Pvt Ltd.

0.21%
Aarti Industries Limited

A

Aarti Industries Limited

0.21%
Tata Teleservices Ltd

T

Tata Teleservices Ltd

0.20%
Godrej Properties Ltd.

G

Godrej Properties Ltd.

0.18%
Godrej Properties Ltd.

G

Godrej Properties Ltd.

0.18%
Godrej Properties Ltd.

G

Godrej Properties Ltd.

0.18%
Godrej Properties Ltd.

G

Godrej Properties Ltd.

0.18%
Aditya Birla Money Ltd.

A

Aditya Birla Money Ltd.

0.18%
Aditya Birla Money Ltd.

A

Aditya Birla Money Ltd.

0.17%
LICHFL-7.865%-20082026-NCD

L

LICHFL-7.865%-20082026-NCD

0.14%
Mindspace Business Parks Reit

M

Mindspace Business Parks Reit

0.14%
Ongc Petro Additions Limited

O

Ongc Petro Additions Limited

0.14%
GOI TBILL 91D-30/07/26

G

GOI TBILL 91D-30/07/26

0.14%
Union Bank of India

U

Union Bank of India

0.14%
Sikka Ports & Terminals Ltd

S

Sikka Ports & Terminals Ltd

0.14%
CNH Industrial Capital (India) Pvt Ltd.

C

CNH Industrial Capital (India) Pvt Ltd.

0.14%
Infina Finance Pvt Ltd.

I

Infina Finance Pvt Ltd.

0.14%
Nuvoco Vistas Corporation Limited

N

Nuvoco Vistas Corporation Limited

0.14%
Tbill

T

Tbill

0.11%
National Housing Bank

N

National Housing Bank

0.11%
Hindustan Petroleum Corp Ltd.

H

Hindustan Petroleum Corp Ltd.

0.11%
Godrej Industries Ltd.

G

Godrej Industries Ltd.

0.11%
Au Small Finance Bank Limited

A

Au Small Finance Bank Limited

0.10%
Power Finance Corporation Limited

P

Power Finance Corporation Limited

0.10%
SMFG-8.28%-05082026-NCD

S

SMFG-8.28%-05082026-NCD

0.07%
National Bank For Agriculture And Rural Development

N

National Bank For Agriculture And Rural Development

0.07%
Aditya Birla Money Limited

A

Aditya Birla Money Limited

0.07%
Axis Securities Limited

A

Axis Securities Limited

0.07%
Aditya Birla Money Ltd.

A

Aditya Birla Money Ltd.

0.07%
Rec Limited

R

Rec Limited

0.04%
Bajaj Finance Limited

B

Bajaj Finance Limited

0.04%
Bajaj Finance Limited

B

Bajaj Finance Limited

0.01%
Bank of Baroda

B

Bank of Baroda

0.00%
Bank of Baroda

B

Bank of Baroda

0.00%
Tata Capital Housing Finance Limited

T

Tata Capital Housing Finance Limited

0.00%
Bank of India Ltd.

B

Bank of India Ltd.

0.00%
Punjab National Bank

P

Punjab National Bank

0.00%
Tbill

T

Tbill

0.00%
Tbill

T

Tbill

0.00%
8.08% Maharashtra Sdl 2026

8

8.08% Maharashtra Sdl 2026

0.00%
IDBI Bank Limited (Industrial Development Bank Of India Ltd)

I

IDBI Bank Limited (Industrial Development Bank Of India Ltd)

0.00%
Punjab National Bank

P

Punjab National Bank

0.00%
Axis Bank Limited

A

Axis Bank Limited

0.00%
Indian Bank

I

Indian Bank

0.00%
Indian Bank

I

Indian Bank

0.00%
Union Bank Of India

U

Union Bank Of India

0.00%
Reliance Ind Ltd Red

R

Reliance Ind Ltd Red

0.00%
Reliance Industries Limited

R

Reliance Industries Limited

0.00%
Bajaj Financial Securities Limited

B

Bajaj Financial Securities Limited

0.00%
Kotak Securities Ltd

K

Kotak Securities Ltd

0.00%
Tata Teleservices Ltd

T

Tata Teleservices Ltd

0.00%
Grasim Industries Ltd.

G

Grasim Industries Ltd.

0.00%
Tata Steel Ltd.

T

Tata Steel Ltd.

0.00%
Cholamandalam Investment And Finance Company Limited

C

Cholamandalam Investment And Finance Company Limited

0.00%
Tata Communications LTD

T

Tata Communications LTD

0.00%
National Bank for Agriculture and Rural Development

N

National Bank for Agriculture and Rural Development

0.00%
National Bank for Agriculture and Rural Development

N

National Bank for Agriculture and Rural Development

0.00%
National Bank For Agriculture And Rural Development

N

National Bank For Agriculture And Rural Development

0.00%
Bajaj Finance Limited

B

Bajaj Finance Limited

0.00%
Bajaj Finance Limited

B

Bajaj Finance Limited

0.00%
Bajaj Housing Finance Ltd.

B

Bajaj Housing Finance Ltd.

0.00%
Muthoot Finance Limited

M

Muthoot Finance Limited

0.00%
Poonawalla Fincorp Ltd

P

Poonawalla Fincorp Ltd

0.00%
Export Import Bank Of India

E

Export Import Bank Of India

0.00%
Tata Teleservices Ltd

T

Tata Teleservices Ltd

0.00%
Small Industries Development Bank of India

S

Small Industries Development Bank of India

0.00%
Small Industries Development Bank Of India

S

Small Industries Development Bank Of India

0.00%
Small Industries Dev Bank Of India

S

Small Industries Dev Bank Of India

0.00%
Small Industries Development Bank Of India

S

Small Industries Development Bank Of India

0.00%
Barclays Invest & Loans India Limited

B

Barclays Invest & Loans India Limited

0.00%
HDB Financial Services Ltd.

H

HDB Financial Services Ltd.

0.00%
Aarti Industries Limited

A

Aarti Industries Limited

0.00%
Mahindra & Mahindra Financial Services Limited

M

Mahindra & Mahindra Financial Services Limited

0.00%
Network18 Media & Investments Limited

N

Network18 Media & Investments Limited

0.00%

Fund Comparison

Fund Details

52W High NAV

₹ 5,621.5161


Min. SIP Amount

₹ 100.00


Min. Lumpsum Amount

₹ 100.00


AUM (in Cr.)

₹ 76,523.30


Expense Ratio

0.20%


Lock-in Period

No Lock in Period


52W Low NAV

₹ 5,282.6043


Inception Date

01 Jan 2013


Fund Age

13 Yrs


Benchmark

CRISIL Liquid Debt A-I Index


Scheme Type

Open Ended


Stamp Duty

0.005% (from July 1st 2020)


Exit Load

  • Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.

Tax Implication

  • Returns to be taxed as per your normal Income Tax slab.

Fund Managers

NameQualification
Gopal Agrawal
B.E & MBA.
Swapnil Jangam
B.Com., Chartered Accountant, CFA (CFA Institute, USA)
Rohan Pillai
Masters in Finance, Jamnalal Bajaj Institute of Management Studies, Bachelor of Engineering University of Mumbai

Fund Objective

To generate income through a portfolio comprising money market and debt instruments. There is no assurance that the investment objective of the Scheme will be realized.

Risk-O-Meter

Investors understand that their principal will be at

Moderately Low Risk

Risk Scale

Low

Moderately Low

Moderate

Moderately High

High

Very High

AMC Information

HDFC Mutual Fund

No. of Schemes

83

Total AUM

₹ 8,99,347.81 Cr

Contact Details

phone022 - 6631 6333
address

HDFC House, 2nd Flr, H.T.Parekh Marg,165-166, Backbay Reclamation,Churchgate, Mumbai - 400 020.

FAQs

HDFC Liquid Fund was launched on 01 Jan 2013.
The current NAV of HDFC Liquid Fund is ₹5,622.6500 as of 03 Nov 2026.
The latest value of AUM of HDFC Liquid Fund is ₹76,523.30 crores as of 03 Nov 2026.
The return on investment of HDFC Liquid Fund is:
  • In the past 1Y: 6.45%
  • In the past 3Y: 6.88%
  • In the past 5Y: 6.39%
The expense ratio of HDFC Liquid Fund is 0.20%.
The exit load of HDFC Liquid Fund is as follows:
Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
On the risk scale of Low, Moderately Low, Moderate, Moderately High, High and Very High, the risk-o-meter of HDFC Liquid Fund is Moderately Low.
The fund manager of HDFC Liquid Fund is Gopal Agrawal, Swapnil Jangam, Rohan Pillai.
If you wish to invest in HDFC Liquid Fund, the minimum SIP amount is ₹100 and Lumpsum is ₹100.
You can easily invest in mutual funds at 0% commission on Dhan. Here's how you can directly invest in HDFC Liquid Fund:
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  • Analyze the fund performance.
  • Invest via SIP or Lumpsum.
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