
HSBC Banking and PSU Debt Fund Direct Growth
HSBC Banking and PSU Debt Fund Direct Growth
as on 03 Nov 2026
HSBC Banking and PSU Debt Fund Direct Growth is a Debt mutual fund scheme launched on 01 Jan 2013. The current NAV stands at ₹27.1948 as of 03 Nov 2026.
Scheme Overview
- Inception Date : 01 Jan 2013
- AUM : ₹3,695.41 Cr
- 5Y Returns (CAGR) : 5.64%
- Expense Ratio : 0.28%
- Min. SIP : ₹1,000
- Min. Lumpsum : ₹5,000
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 34.73 L
5.64%
Total Investment
₹ 30,00,000
Returns
₹ 4,72,662 (5.64%)
Maturity Value
₹ 34,72,662
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 3,695.41 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹3,695.41 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 100.00% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() I IOCL-7.36%-16072029-NCD | 3.33% | |
![]() E EXIM-7.35%-27072028-NCD | 3.20% | |
![]() I Indian Railway Finance Corporation Limited | 2.69% | |
![]() R RECL-7.71%-26022027-NCD | 2.54% | |
![]() B BTL-7.40%-01022029-NCD | 2.51% | |
![]() H Housing And Urban Development Corporation Limited | 2.45% | |
![]() G GOI LOAN 7.04% 2029 | 2.42% | |
![]() E Export-Import Bank Of India | 2.36% | |
![]() I ICICI Bank Ltd. | 2.35% | |
![]() S SHIVSHAKTI SECURITISATION TRUST | 2.11% | |
![]() P PFCL-7.42%-15042028-NCD | 2.04% | |
![]() B Bajaj Finance Limited | 2.01% | |
![]() H HDFC Bank Limited | 2.00% | |
![]() H Housing And Urban Development Corporation Limited | 1.95% | |
![]() N NHB 7.29% 2031 | 1.91% | |
![]() E EXIM-7.4%-14032029-NCD | 1.91% | |
![]() G GOI LOAN 6.36% 2031 | 1.89% | |
![]() G GOI LOAN 6.68% 2040 | 1.83% | |
![]() C Canara Bank | 1.77% | |
![]() I Indian Railway Finance Corporation Limited | 1.75% | |
![]() N NABARD-7.48%-15092028-NCD | 1.71% | |
![]() T Treps | 1.64% | |
![]() S SIDBI-7.47%-05092029-NCD | 1.58% | |
![]() I ICICI Bank Limited | 1.54% | |
![]() H HDFC Bank Limited | 1.32% | |
![]() I IRFC 7.57% 2029 SR 175 | 1.32% | |
![]() S SIDBI-7.44%-10042028-NCD | 1.30% | |
![]() S SIDBI-7.51%-12062028-NCD | 1.29% | |
![]() S SDL GJ 7.61% 2032 | 1.29% | |
![]() N NABARD-6.66%-12102028-NCD | 1.28% | |
![]() N NHB-7.14%-17112034-NCD | 1.27% | |
![]() N NBRD 7.44% 2029 SR 26F | 1.27% | |
![]() I Indian Railway Finance Corporation Limited | 1.26% | |
![]() S SIDBI-7.04%-09022029-NCD | 1.26% | |
![]() G GOI LOAN 6.94% 2036 | 1.25% | |
![]() B Bajaj Finance Limited | 1.25% | |
![]() N National Bank For Agriculture And Rural Development | 1.25% | |
![]() N NBRD 7.01% 2029 SR 26D | 1.25% | |
![]() E Embassy Office Parks Reit | 1.25% | |
![]() S SIDBI 7.22% 2029 SR V | 1.25% | |
![]() T TACA TBILL LKD 2029 SR B | 1.25% | |
![]() S SDL MH 6.78% 2031 | 1.23% | |
![]() A Axis Bank Limited | 1.19% | |
![]() U Union Bank Of India | 1.19% | |
![]() I Indian Bank | 1.18% | |
![]() C Canara Bank | 1.18% | |
![]() P PFCL-7.44%-15012030-NCD | 1.15% | |
![]() I IRFCL-7.39%-15072034-NCD | 1.12% | |
![]() R RECL-6.6%-30062027-NCD | 1.05% | |
![]() S SDL MH 7.49% 2030 | 1.02% | |
![]() S SIDBI-7.39%-21032030-NCD | 1.01% | |
![]() S SIDDHIVINAYAK SECURITISATION TRUST | 0.99% | |
![]() G GOI LOAN 6.48% 2035 | 0.98% | |
![]() S SDL MH 7.91% 2039 | 0.90% | |
![]() P Power Grid Corporation Of India Limited | 0.79% | |
![]() I Indian Railway Finance Corporation Limited | 0.76% | |
![]() I Indian Railway Finance Corporation Limited | 0.68% | |
![]() N National Highways Authority Of India | 0.66% | |
![]() N National Highways Authority Of India | 0.66% | |
![]() B Bajaj Finance Limited | 0.64% | |
![]() P Power Finance Corporation Limited | 0.64% | |
![]() N National Bank For Agriculture And Rural Development | 0.63% | |
![]() P PFCL 7.24% 2031 SR 258B | 0.63% | |
![]() G GOI LOAN 6.01% 2030 | 0.63% | |
![]() R RECL-7.34%-30042030-NCD | 0.63% | |
![]() E Embassy Office Parks Reit | 0.63% | |
![]() M Mahindra And Mahindra Financial Services Limited | 0.62% | |
![]() C Canara Bank | 0.59% | |
![]() S Small Industries Development Bank Of India | 0.52% | |
![]() K Kotak Mahindra Prime Limited | 0.52% | |
![]() N National Bank For Agriculture And Rural Development | 0.52% | |
![]() E Embassy Office Parks Reit | 0.45% | |
![]() S SDL MH 6.77% 2030 | 0.38% | |
![]() S SDL TN 6.64% 2029 | 0.37% | |
![]() S SBI Funds Management Private Ltd | 0.34% | |
![]() P Power Grid Corporation Of India Limited | 0.28% | |
![]() N National Bank For Agriculture And Rural Development | 0.26% | |
![]() N Net Current Assets (Including Cash & Bank Balances) | 0.25% | |
![]() R RECL-7.44%-29022028-NCD | 0.13% | |
![]() P Pay_ois% &Rec_6.69%_20/02/29 | 0.02% | |
![]() P Pay_6.5225% &Rec_ois_22/05/28 | 0.02% | |
![]() P Pay_6.3450% &Rec_ois_02/06/28 | 0.01% | |
![]() P Pay_ois% &Rec_6.64%_15/05/29 | 0.01% | |
![]() R RECL-7.59%-31052027-NCD | 0.00% | |
![]() R RECL-7.58%-31052029-NCD | 0.00% | |
![]() R RECL-6.52%-31012028-NCD | 0.00% | |
![]() N NABARD-7.44%-24022028-NCD | 0.00% | |
![]() S SIDBI-6.74%-10012029-NCD | 0.00% | |
![]() G GOI LOAN 7.26% 2033 | 0.00% | |
![]() A Axis Bank Limited | 0.00% |
Fund Comparison
Fund Details
52W High NAV
₹ 27.2748
Min. SIP Amount
₹ 1,000.00
Min. Lumpsum Amount
₹ 5,000.00
AUM (in Cr.)
₹ 3,695.41
Expense Ratio
0.28%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 26.1808
Inception Date
01 Jan 2013
Fund Age
13 Yrs
Benchmark
Nifty Banking & PSU Debt Index A-II
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Mahesh A Chhabria | Masters in Management Studies (M.M.S) |
| Mohd Asif Rizwi | PGDM from IIM Calcutta & B. Tech (Chemical Engineering) from IIT Bombay |
Fund Objective
To generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) in India.There is no assurance that the investment objective of the scheme will be realized.
Risk-O-Meter
Investors understand that their principal will be at
Moderate Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
HSBC Mutual Fund
No. of Schemes
40
Total AUM
₹ 1,59,771.07 Cr
Contact Details
9-11 Floors, NESCO IT Park,Building no 3, Western ExpressHighway, Goregaon(East) Mumbai-400063
Contact Details
9-11 Floors, NESCO IT Park,Building no 3, Western ExpressHighway, Goregaon(East) Mumbai-400063
FAQs
When was HSBC Banking and PSU Debt Fund launched?
What is the current NAV of HSBC Banking and PSU Debt Fund?
What is the AUM of HSBC Banking and PSU Debt Fund?
What is the rate of return of HSBC Banking and PSU Debt Fund?
- In the past 1Y: 3.94%
- In the past 3Y: 6.71%
- In the past 5Y: 5.64%
What is the expense ratio of HSBC Banking and PSU Debt Fund?
What is exit load of HSBC Banking and PSU Debt Fund?
How risky is investing in HSBC Banking and PSU Debt Fund?
Who is the fund manager HSBC Banking and PSU Debt Fund?
What is the minimum investment required in HSBC Banking and PSU Debt Fund?
How to invest in HSBC Banking and PSU Debt Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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