
ICICI Prudential Banking and PSU Debt Fund Direct Growth
ICICI Prudential Banking and PSU Debt Fund Direct Growth
as on 06 Nov 2026
ICICI Prudential Banking and PSU Debt Fund Direct Growth is a Debt mutual fund scheme launched on 14 Mar 2013. The current NAV stands at ₹36.6502 as of 06 Nov 2026.
Scheme Overview
- Inception Date : 14 Mar 2013
- AUM : ₹8,081.90 Cr
- 5Y Returns (CAGR) : 6.63%
- Expense Ratio : 0.40%
- Min. SIP : ₹100
- Min. Lumpsum : ₹500
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 35.65 L
6.63%
Total Investment
₹ 30,00,000
Returns
₹ 5,65,161 (6.63%)
Maturity Value
₹ 35,65,161
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 8,081.90 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹8,081.90 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 100.00% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() N National Bank For Agriculture And Rural Development | 4.93% | |
![]() L LICHFL-7.58%-23032035-NCD | 3.76% | |
![]() N NABARD-7.7%-30092027-NCD | 3.48% | |
![]() G GOI LOAN 7.34% 2064 | 3.45% | |
![]() P PFCL 6.96% 2028 SR 259A | 3.17% | |
![]() S SIDBI-7.34%-26022029-NCD | 2.89% | |
![]() R RECL-6.6%-30062027-NCD | 2.87% | |
![]() G GOI LOAN 6.90% 2065 | 2.68% | |
![]() M Mahanagar Telephone Nigam Limited | 2.57% | |
![]() S SIDDHIVINAYAK SECURITISATION TRUST | 2.32% | |
![]() S SIDBI-7.68%-10092027-NCD | 2.32% | |
![]() C Cash Offsets For Shorts & Derivatives | 2.31% | |
![]() P PFCL 6.92% 2028 SR 258A | 2.30% | |
![]() H HDFC Bank Limited | 2.25% | |
![]() G GOI LOAN 6.94% 2036 | 2.04% | |
![]() N Net Current Assets | 1.86% | |
![]() H HDFC Bank Limited | 1.78% | |
![]() S SHIVSHAKTI SECURITISATION TRUST | 1.74% | |
![]() T Treps | 1.73% | |
![]() S SIDBI-7.04%-09022029-NCD | 1.72% | |
![]() N NABARD-7.44%-24022028-NCD | 1.45% | |
![]() H HDFC Bank Limited | 1.45% | |
![]() E Export Import Bank Of India | 1.44% | |
![]() R Rural Electrification Corporation Limited | 1.42% | |
![]() S SDL MP 7.57% 2045 | 1.39% | |
![]() G GOI LOAN 7.24% 2055 | 1.30% | |
![]() R Rural Electrification Corporation Limited | 1.19% | |
![]() H HDFC Bank Limited | 1.18% | |
![]() R RECL-7.44%-29022028-NCD | 1.16% | |
![]() H HDFC Bank Limited | 1.16% | |
![]() E EXIM-7.14%-13122029-NCD | 1.16% | |
![]() P PFCL-7.4%-15012035-NCD | 1.15% | |
![]() H Housing And Urban Development Corporation Limited | 1.14% | |
![]() S SDL MP 7.57% 2043 | 1.13% | |
![]() A Axis Bank Ltd | 1.11% | |
![]() S SIDBI-7.44%-10042028-NCD | 1.04% | |
![]() E Export Import Bank Of India | 0.98% | |
![]() M Mahanagar Telephone Nigam Limited | 0.93% | |
![]() R RECL-7.56%-31082027-NCD | 0.93% | |
![]() T TACA TBILL LKD 2029 SR B | 0.93% | |
![]() P Power Finance Corporation Limited | 0.90% | |
![]() H HDFC Bank Limited | 0.87% | |
![]() I Interest Rate Swaps- Md -21-Feb-2029 (Pay Float/Receive Fixed) | 0.87% | |
![]() I INDIA UNIVERSAL TRUST AL1 | 0.85% | |
![]() H HDFC Bank Limited | 0.78% | |
![]() 3 3M TBILL LKD 28 SR 818 | 0.75% | |
![]() I ICICI Bank Limited | 0.74% | |
![]() R RECL-7.59%-31052027-NCD | 0.72% | |
![]() A Axis Bank Limited | 0.65% | |
![]() P Power Finance Corporation Limited | 0.63% | |
![]() R Rec Limited | 0.60% | |
![]() S Small Industries Development Bank Of India | 0.58% | |
![]() N National Bank For Agriculture And Rural Development | 0.58% | |
![]() H Housing And Urban Development Corporation Limited | 0.58% | |
![]() N National Bank For Agriculture And Rural Development | 0.58% | |
![]() M Mahindra And Mahindra Financial Services Limited | 0.58% | |
![]() I Interest Rate Swaps- Md -18-May-2028 (Pay Float/Receive Fixed) | 0.58% | |
![]() I Interest Rate Swaps- Md -18-May-2029 (Pay Float/Receive Fixed) | 0.58% | |
![]() P Power Finance Corporation Limited | 0.58% | |
![]() B Bharat Sanchar Nigam Limited | 0.57% | |
![]() I IRFCL-7.17%-27042035-NCD | 0.57% | |
![]() I Indian Railway Finance Corporation Limited | 0.57% | |
![]() M Mashreq Bank Psc India Branch ** | 0.56% | |
![]() K Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | 0.56% | |
![]() U Union Bank Of India | 0.55% | |
![]() B Bank Of Baroda | 0.55% | |
![]() P Punjab National Bank | 0.55% | |
![]() S SDL MH 7.12% 2038 | 0.55% | |
![]() H HDFC Bank Limited | 0.55% | |
![]() U Union Bank of India | 0.54% | |
![]() H HDFC Bank Limited | 0.52% | |
![]() S SDL TS 7.76% 2039 | 0.51% | |
![]() I ICICI Bank Limited | 0.46% | |
![]() P Power Finance Corporation Limited | 0.41% | |
![]() S SDL MH 7.14% 2039 | 0.39% | |
![]() C Corporate Debt Market Development Fund (Class A2) | 0.36% | |
![]() I INDIA UNIVERSAL TRUST AL1 | 0.35% | |
![]() P Power Finance Corporation Limited | 0.35% | |
![]() I INDIA UNIVERSAL TRUST AL2 | 0.33% | |
![]() S SDL CG 7.32% 2037 | 0.31% | |
![]() R Rec Limited | 0.30% | |
![]() S SDL MH 7.12% 2047 | 0.30% | |
![]() H Housing And Urban Development Corporation Limited | 0.30% | |
![]() H HDFC Bank Limited | 0.29% | |
![]() R RECL-7.58%-31052029-NCD | 0.29% | |
![]() N NABARD-7.62%-10052029-NCD | 0.29% | |
![]() H HDFC Bank Limited | 0.29% | |
![]() S SIDBI-7.48%-24052029-NCD | 0.29% | |
![]() R RECL-7.71%-26022027-NCD | 0.29% | |
![]() I Interest Rate Swaps- Md -25-Feb-2028 (Pay Float/Receive Fixed) | 0.29% | |
![]() P Power Finance Corporation Limited | 0.29% | |
![]() P Power Finance Corporation Limited | 0.29% | |
![]() I ICICI Home Finance Company Limited | 0.29% | |
![]() P Power Finance Corporation Limited | 0.28% | |
![]() S SDL KA 7.13% 2034 | 0.26% | |
![]() I INDIA UNIVERSAL TRUST AL2 | 0.25% | |
![]() R Rural Electrification Corporation Limited | 0.24% | |
![]() S SDL BR 7.52% 2036 | 0.20% | |
![]() R RECL-7.06%-30062035-NCD | 0.17% | |
![]() G GOI LOAN 7.09% 2054 | 0.08% | |
![]() S SDL MH 7.27% 2036 | 0.07% | |
![]() S SDL WB 7.29% 2038 | 0.06% | |
![]() I Indian Railway Finance Corporation Limited | 0.06% | |
![]() P Power Finance Corporation Limited | 0.06% | |
![]() I INDIA UNIVERSAL TRUST AL2 | 0.05% | |
![]() G GOI LOAN 6.48% 2035 | 0.05% | |
![]() K Kotak Mahindra Investments Limited | 0.03% | |
![]() 6 6.75% Govt Stock 2033 | 0.02% | |
![]() I INDIA UNIVERSAL TRUST AL1 | 0.00% | |
![]() G GOI LOAN 6.68% 2040 | 0.00% | |
![]() 6 6.45% Govt Stock 2034 | 0.00% | |
![]() R Rural Electrification Corporation Limited | 0.00% | |
![]() I Indian Railway Finance Corporation Limited | 0.00% | |
![]() I Indian Railway Finance Corporation Limited | 0.00% | |
![]() P Power Finance Corporation Limited | 0.00% | |
![]() N NBRD 7.10% 2029 SR 26E | 0.00% | |
![]() N NBRD 7.44% 2029 SR 26F | 0.00% | |
![]() B Bajaj Finance Limited | 0.00% | |
![]() S SIDBI-7.42%-12032029-NCD | 0.00% | |
![]() C Canara Bank | 0.00% |
Fund Comparison
Fund Details
52W High NAV
₹ 36.6599
Min. SIP Amount
₹ 100.00
Min. Lumpsum Amount
₹ 500.00
AUM (in Cr.)
₹ 8,081.90
Expense Ratio
0.40%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 34.9653
Inception Date
14 Mar 2013
Fund Age
13 Yrs
Benchmark
Nifty Banking & PSU Debt Index A-II
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Manish Banthia | B.Com., A.C.A., MBA. |
| Rohit Lakhotia | Bachelor of Technology (Honors) Electrical Engineering from NIT Rourkela and MBA from IndianInstitute of Management (IIM), Mumbai and Chartered Financial Analyst (CFA) |
Fund Objective
To generate income through predominantly investing in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
Risk-O-Meter
Investors understand that their principal will be at
Moderately Low Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
ICICI Prudential Mutual Fund
No. of Schemes
103
Total AUM
₹ 10,17,810.28 Cr
Contact Details
One BKC, A-Wing, 13th Floor,Bandra Kurla Complex,Mumbai 400051
Contact Details
One BKC, A-Wing, 13th Floor,Bandra Kurla Complex,Mumbai 400051
FAQs
When was ICICI Prudential Banking and PSU Debt Fund launched?
What is the current NAV of ICICI Prudential Banking and PSU Debt Fund?
What is the AUM of ICICI Prudential Banking and PSU Debt Fund?
What is the rate of return of ICICI Prudential Banking and PSU Debt Fund?
- In the past 1Y: 4.90%
- In the past 3Y: 7.11%
- In the past 5Y: 6.63%
What is the expense ratio of ICICI Prudential Banking and PSU Debt Fund?
What is exit load of ICICI Prudential Banking and PSU Debt Fund?
How risky is investing in ICICI Prudential Banking and PSU Debt Fund?
Who is the fund manager ICICI Prudential Banking and PSU Debt Fund?
What is the minimum investment required in ICICI Prudential Banking and PSU Debt Fund?
How to invest in ICICI Prudential Banking and PSU Debt Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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