
ICICI Prudential Retirement Fund - Pure Debt Plan Direct Growth
ICICI Prudential Retirement Fund - Pure Debt Plan Direct Growth
as on 03 Nov 2026
ICICI Prudential Retirement Fund - Pure Debt Plan Direct Growth is a Solution Oriented mutual fund scheme launched on 28 Feb 2019. The current NAV stands at ₹17.1633 as of 03 Nov 2026. From the funds total AUM, its top holdings include GOI LOAN 7.34% 2064 at 11.74%, 6.45% Govt Stock 2034 at 8.71%, Net Current Assets at 7.99%, NIRMA-8.5%-07042027-NCD at 7.34%, GOI LOAN 6.48% 2035 at 7.12%
Scheme Overview
- Inception Date : 28 Feb 2019
- AUM : ₹78.62 Cr
- 5Y Returns (CAGR) : 5.81%
- Expense Ratio : 1.22%
- Min. SIP : ₹100
- Min. Lumpsum : ₹5,000
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 34.88 L
5.81%
Total Investment
₹ 30,00,000
Returns
₹ 4,88,328 (5.81%)
Maturity Value
₹ 34,88,328
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 78.62 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹78.62 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 100.00% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() G GOI LOAN 7.34% 2064 | 11.74% | |
![]() 6 6.45% Govt Stock 2034 | 8.71% | |
![]() N Net Current Assets | 7.99% | |
![]() N NIRMA-8.5%-07042027-NCD | 7.34% | |
![]() G GOI LOAN 6.48% 2035 | 7.12% | |
![]() L LIC Housing Finance Ltd | 6.25% | |
![]() M MFL-8.78%-20052027-NCD | 6.14% | |
![]() Y Yes Bank Limited | 6.08% | |
![]() G GOI LOAN 6.68% 2040 | 5.83% | |
![]() G GOI LOAN 6.90% 2065 | 5.56% | |
![]() R Rec Limited | 5.01% | |
![]() T Treps | 3.89% | |
![]() C CIFCL-9.05%-06032032-NCD | 3.73% | |
![]() P Power Finance Corporation Limited | 3.71% | |
![]() V Vedanta Limited | 3.69% | |
![]() E Eris Lifesciences Limited | 3.67% | |
![]() H HDFC Bank Limited | 1.35% | |
![]() S SIDBI-7.34%-26022029-NCD | 1.22% | |
![]() P Power Finance Corporation Limited | 0.97% | |
![]() S Summit Digitel Infrastructure Limited | 0.00% |
Fund Comparison
Fund Details
52W High NAV
₹ 17.2854
Min. SIP Amount
₹ 100.00
Min. Lumpsum Amount
₹ 5,000.00
AUM (in Cr.)
₹ 78.62
Expense Ratio
1.22%
Lock-in Period
5.0 Years
52W Low NAV
₹ 16.5878
Inception Date
28 Feb 2019
Fund Age
7 Yrs
Benchmark
NIFTY Composite Debt Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%
Fund Managers
| Name | Qualification |
|---|---|
| Darshil Dedhia | CA and B.Com |
| Rohit Lakhotia | Bachelor of Technology (Honors) Electrical Engineering from NIT Rourkela and MBA from IndianInstitute of Management (IIM), Mumbai and Chartered Financial Analyst (CFA) |
Fund Objective
To generate income through investing in a range of debt and money market instruments of various duration while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the plan would be achieved.
Risk-O-Meter
Investors understand that their principal will be at
Moderate Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
ICICI Prudential Mutual Fund
No. of Schemes
103
Total AUM
₹ 10,17,810.28 Cr
Contact Details
One BKC, A-Wing, 13th Floor,Bandra Kurla Complex,Mumbai 400051
Contact Details
One BKC, A-Wing, 13th Floor,Bandra Kurla Complex,Mumbai 400051
FAQs
When was ICICI Prudential Retirement Fund Pure Debt launched?
What is the current NAV of ICICI Prudential Retirement Fund Pure Debt?
What is the AUM of ICICI Prudential Retirement Fund Pure Debt?
What is the rate of return of ICICI Prudential Retirement Fund Pure Debt?
- In the past 1Y: 3.56%
- In the past 3Y: 6.35%
- In the past 5Y: 5.81%
What is the expense ratio of ICICI Prudential Retirement Fund Pure Debt?
What is exit load of ICICI Prudential Retirement Fund Pure Debt?
What is the portfolio of ICICI Prudential Retirement Fund Pure Debt?
Top 3 sectoral holdings include:
- Others: 100.00%
How risky is investing in ICICI Prudential Retirement Fund Pure Debt?
Who is the fund manager ICICI Prudential Retirement Fund Pure Debt?
What is the minimum investment required in ICICI Prudential Retirement Fund Pure Debt?
How to invest in ICICI Prudential Retirement Fund Pure Debt directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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