
ITI Banking & PSU Debt Fund Direct Growth
ITI Banking & PSU Debt Fund Direct Growth
as on 02 Nov 2026
ITI Banking & PSU Debt Fund Direct Growth is a Debt mutual fund scheme launched on 22 Oct 2020. The current NAV stands at ₹14.2280 as of 02 Nov 2026.
Scheme Overview
- Inception Date : 22 Oct 2020
- AUM : ₹27.79 Cr
- 5Y Returns (CAGR) : 6.29%
- Expense Ratio : 0.23%
- Min. SIP : ₹500
- Min. Lumpsum : ₹5,000
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 35.33 L
6.29%
Total Investment
₹ 30,00,000
Returns
₹ 5,33,048 (6.29%)
Maturity Value
₹ 35,33,048
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 27.79 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹27.79 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 100.00% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() N Nuclear Power Corporation Of India Limited | 9.26% | |
![]() N NHB-7.59%-08092027-NCD | 9.14% | |
![]() I Indian Railway Finance Corporation Limited | 9.11% | |
![]() R RECL-7.71%-26022027-NCD | 9.11% | |
![]() H HDFC Bank Limited | 8.72% | |
![]() T Treps 16-Jun-2026 | 7.92% | |
![]() S Small Industries Development Bank Of India | 7.60% | |
![]() P Power Finance Corporation Limited | 7.57% | |
![]() G GOI LOAN 6.94% 2036 | 6.10% | |
![]() N National Bank For Agriculture And Rural Development | 6.08% | |
![]() G GOI LOAN 6.36% 2031 | 6.04% | |
![]() N NABARD-7.48%-15092028-NCD | 3.04% | |
![]() G GOI TBILL 91D-03/09/26 | 3.00% | |
![]() B Bank Of Baroda | 2.88% | |
![]() G GOI LOAN 6.90% 2065 | 2.76% | |
![]() N Ntpc Limited | 1.52% | |
![]() S SBI Funds Management Private Ltd | 0.33% | |
![]() N Net Receivables / (Payables) | 0.17% | |
![]() U Union Bank Of India | 0.00% | |
![]() I India (Republic of) | 0.00% |
Fund Comparison
Fund Details
52W High NAV
₹ 14.2473
Min. SIP Amount
₹ 500.00
Min. Lumpsum Amount
₹ 5,000.00
AUM (in Cr.)
₹ 27.79
Expense Ratio
0.23%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 13.6692
Inception Date
22 Oct 2020
Fund Age
6 Yrs
Benchmark
CRISIL Banking and PSU Debt A-II Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Laukik Bagwe | B.Com, PGDBA (Finance) |
Fund Objective
The investment objective of the Scheme is to generate income / capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks(SCBs), Public Sector undertakings(PSUs), Public Financial Institutions(PFIs) and Municipal Bonds. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Risk-O-Meter
Investors understand that their principal will be at
Moderate Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
ITI Mutual Fund
No. of Schemes
21
Total AUM
₹ 12,562.47 Cr
Contact Details
ITI House 36, Dr.R.K.Shirodkar Marg,Parel Mumbai - 400012.
Contact Details
ITI House 36, Dr.R.K.Shirodkar Marg,Parel Mumbai - 400012.
FAQs
When was ITI Banking & PSU Debt Fund launched?
What is the current NAV of ITI Banking & PSU Debt Fund?
What is the AUM of ITI Banking & PSU Debt Fund?
What is the rate of return of ITI Banking & PSU Debt Fund?
- In the past 1Y: 4.14%
- In the past 3Y: 6.80%
- In the past 5Y: 6.29%
What is the expense ratio of ITI Banking & PSU Debt Fund?
What is exit load of ITI Banking & PSU Debt Fund?
How risky is investing in ITI Banking & PSU Debt Fund?
Who is the fund manager ITI Banking & PSU Debt Fund?
What is the minimum investment required in ITI Banking & PSU Debt Fund?
How to invest in ITI Banking & PSU Debt Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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