
JM Liquid Fund Direct Growth is a Debt mutual fund scheme launched on 01 Jan 2013. The current NAV stands at ₹78.1099 as of 03 Nov 2026.
Scheme Overview
- Inception Date : 01 Jan 2013
- AUM : ₹1,972.07 Cr
- 5Y Returns (CAGR) : 6.37%
- Expense Ratio : 0.16%
- Min. SIP : ₹1,000
- Min. Lumpsum : ₹1,000
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 35.41 L
6.37%
Total Investment
₹ 30,00,000
Returns
₹ 5,40,571 (6.37%)
Maturity Value
₹ 35,40,571
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 1,972.07 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹1,972.07 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 100.00% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() T Tbill | 5.26% | |
![]() E Export-Import Bank of India | 5.19% | |
![]() C Ccil | 4.01% | |
![]() U Union Bank Of India | 3.95% | |
![]() A Axis Bank Limited | 3.89% | |
![]() N Net Receivable/Payable | 2.97% | |
![]() H HDFC Securities Limited | 2.63% | |
![]() A Axis Bank Limited | 2.63% | |
![]() N National Bank For Agriculture And Rural Development | 2.63% | |
![]() B Bajaj Finance Limited | 2.63% | |
![]() G GOI TBILL 91D-23/07/26 | 2.62% | |
![]() B Bank of Baroda | 2.62% | |
![]() U Union Bank of India | 2.62% | |
![]() G GOI TBILL 182D-06/08/26 | 2.62% | |
![]() G GOI TBILL 91D-13/08/26 | 2.62% | |
![]() I Indian Bank | 2.61% | |
![]() G GOI TBILL 91D-03/09/26 | 2.61% | |
![]() B Bank of Baroda | 2.61% | |
![]() H HDFC Bank Ltd. | 2.60% | |
![]() A AU Small Finance Bank Ltd. | 2.60% | |
![]() R Reliance Retail Ventures Limited | 2.60% | |
![]() S Small Industries Development Bank of India | 2.60% | |
![]() L L&T Finance Ltd. | 2.60% | |
![]() B Bank of Baroda | 2.60% | |
![]() N National Bank for Agriculture and Rural Development | 2.60% | |
![]() H HDFC Securities Limited | 2.60% | |
![]() P PNB Housing Finance Ltd. | 2.60% | |
![]() H HDFC Bank Limited | 2.60% | |
![]() S Small Industries Development Bank of India | 2.60% | |
![]() P Punjab & Sind Bank | 2.59% | |
![]() G Godrej Properties Ltd. | 2.59% | |
![]() I Icici Securities Limited | 2.59% | |
![]() S Small Industries Development Bank Of India | 1.32% | |
![]() T Tbill | 1.32% | |
![]() S Small Industries Development Bank Of India | 1.31% | |
![]() B Bank Of India | 1.31% | |
![]() P Pnb Housing Finance Limited | 1.21% | |
![]() C Corporate Debt Market Development Fund - Class A2 Units | 0.44% | |
![]() B Bank of Baroda | 0.00% | |
![]() N National Bank For Agriculture And Rural Development | 0.00% | |
![]() I Indian Bank | 0.00% | |
![]() H HDFC Bank Limited | 0.00% | |
![]() H HDFC Bank Limited | 0.00% | |
![]() A Axis Bank Limited | 0.00% | |
![]() C Canara Bank | 0.00% | |
![]() I Indian Bank | 0.00% | |
![]() U Union Bank Of India | 0.00% | |
![]() B Bajaj Financial Securities Limited | 0.00% | |
![]() R Rec Limited | 0.00% | |
![]() K Kotak Securities Ltd | 0.00% | |
![]() B Birla Group Holdings Private Limited | 0.00% | |
![]() I Indian Oil Corp Ltd. | 0.00% | |
![]() 3 360 One Prime Limited | 0.00% | |
![]() N National Bank for Agriculture and Rural Development | 0.00% | |
![]() N National Bank for Agriculture and Rural Development | 0.00% | |
![]() B Bajaj Finance Ltd. | 0.00% | |
![]() P PNb Housing Finance Ltd | 0.00% | |
![]() I Icici Securities Limited | 0.00% | |
![]() R Reliance Retail Ventures Ltd | 0.00% |
Fund Comparison
Fund Details
52W High NAV
₹ 78.0942
Min. SIP Amount
₹ 1,000.00
Min. Lumpsum Amount
₹ 1,000.00
AUM (in Cr.)
₹ 1,972.07
Expense Ratio
0.16%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 73.4447
Inception Date
01 Jan 2013
Fund Age
13 Yrs
Benchmark
CRISIL Liquid Debt A-I Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Killol Pandya | B.COM, DPCM, MMS(Finance) |
| Ruchi Fozdar | BSC - Organic chemistry & PGDBM Finance |
| Jayant Dhoot | Chartered Accountant, Company Secretary, B.Com |
Fund Objective
To provide income by way of dividend (dividend plans) and capital gains (growth plan) through investing in Debt and money market securities with maturity of upto 91 days only. Investors are required to read all the scheme related information carefully and also note that there can be no assurance that the investment objectives of the scheme will be realized. The scheme does not guarantee/ indicate any returns.
Risk-O-Meter
Investors understand that their principal will be at
Moderate Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
JM Financial Mutual Fund
No. of Schemes
17
Total AUM
₹ 12,991.52 Cr
Contact Details
Office B,8th Floor, Cnergy,AppasahebMarathe Marg,prabhadevi,Mumbai - 400 025.
Contact Details
Office B,8th Floor, Cnergy,AppasahebMarathe Marg,prabhadevi,Mumbai - 400 025.
FAQs
When was JM Liquid Fund launched?
What is the current NAV of JM Liquid Fund?
What is the AUM of JM Liquid Fund?
What is the rate of return of JM Liquid Fund?
- In the past 1Y: 6.37%
- In the past 3Y: 6.81%
- In the past 5Y: 6.37%
What is the expense ratio of JM Liquid Fund?
What is exit load of JM Liquid Fund?
How risky is investing in JM Liquid Fund?
Who is the fund manager JM Liquid Fund?
What is the minimum investment required in JM Liquid Fund?
How to invest in JM Liquid Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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