
JM Short Term Fund Direct Growth
JM Short Term Fund Direct Growth is a Debt mutual fund scheme launched on 29 Aug 2022. The current NAV stands at ₹13.1555 as of 02 Nov 2026.
Scheme Overview
- Inception Date : 29 Aug 2022
- AUM : ₹78.83 Cr
- 3Y Returns (CAGR) : 6.96%
- Expense Ratio : 0.39%
- Min. SIP : ₹1,000
- Min. Lumpsum : ₹1,000
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
3Y
₹ 18.95 L
3.50%
₹ 20.40 L
8.00%
₹ 20.07 L
6.96%
Total Investment
₹ 18,00,000
Returns
₹ 2,06,879 (6.96%)
Maturity Value
₹ 20,06,879
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 78.83 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹78.83 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 100.00% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() G GOI LOAN 6.01% 2030 | 15.12% | |
![]() H HDFC Bank Limited | 7.12% | |
![]() R RECL-7.58%-31052029-NCD | 6.31% | |
![]() B Bajaj Housing Finance Limited | 6.28% | |
![]() S SIDBI-7.68%-09072027-NCD | 6.26% | |
![]() N NABARD-7.8%-15032027-NCD | 6.25% | |
![]() M Mahindra And Mahindra Financial Services Limited | 6.25% | |
![]() H Hdb Financial Services Limited | 6.25% | |
![]() J Jamnagar Utilities & Power Private Limited | 6.23% | |
![]() P Power Finance Corporation Limited | 4.42% | |
![]() G GOI LOAN 6.36% 2031 | 4.36% | |
![]() L LICHFL-6.9%-17092027-NCD | 3.72% | |
![]() C Ccil | 3.55% | |
![]() I Indian Railway Finance Corporation Limited | 3.12% | |
![]() L LICHFL-7.645%-21022030-NCD | 3.12% | |
![]() B Bajaj Finance Limited | 2.50% | |
![]() I Indian Railway Finance Corporation Limited | 2.50% | |
![]() C Canara Bank | 2.46% | |
![]() N Net Receivable/Payable | 2.45% | |
![]() N NABARD-7.7%-30092027-NCD | 1.25% | |
![]() C Corporate Debt Market Development Fund - Class A2 Units | 0.48% |
Fund Comparison
Fund Details
52W High NAV
₹ 13.1653
Min. SIP Amount
₹ 1,000.00
Min. Lumpsum Amount
₹ 1,000.00
AUM (in Cr.)
₹ 78.83
Expense Ratio
0.39%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 12.6028
Inception Date
29 Aug 2022
Fund Age
4 Yrs
Benchmark
CRISIL Short Duration Debt A-II Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Killol Pandya | B.COM, DPCM, MMS(Finance) |
| Naghma Khoja | B.Com, CA and CFA |
| Ruchi Fozdar | BSC - Organic chemistry & PGDBM Finance |
| Jayant Dhoot | Chartered Accountant, Company Secretary, B.Com |
Fund Objective
The Scheme will endeavor to generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments.
Risk-O-Meter
Investors understand that their principal will be at
Moderate Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
JM Financial Mutual Fund
No. of Schemes
17
Total AUM
₹ 12,720.01 Cr
Contact Details
Office B,8th Floor, Cnergy,AppasahebMarathe Marg,prabhadevi,Mumbai - 400 025.
Contact Details
Office B,8th Floor, Cnergy,AppasahebMarathe Marg,prabhadevi,Mumbai - 400 025.
FAQs
When was JM Short Term Fund launched?
What is the current NAV of JM Short Term Fund?
What is the AUM of JM Short Term Fund?
What is the rate of return of JM Short Term Fund?
- In the past 1Y: 4.34%
- In the past 3Y: 6.96%
- In the past 5Y: 0.00%
What is the expense ratio of JM Short Term Fund?
What is exit load of JM Short Term Fund?
How risky is investing in JM Short Term Fund?
Who is the fund manager JM Short Term Fund?
What is the minimum investment required in JM Short Term Fund?
How to invest in JM Short Term Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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