
Kotak Credit Risk Fund Direct Growth
Kotak Credit Risk Fund Direct Growth
as on 30 Oct 2026
Kotak Credit Risk Fund Direct Growth is a Debt mutual fund scheme launched on 01 Jan 2013. The current NAV stands at ₹36.3056 as of 30 Oct 2026.
Scheme Overview
- Inception Date : 01 Jan 2013
- AUM : ₹764.88 Cr
- 5Y Returns (CAGR) : 6.63%
- Expense Ratio : 0.81%
- Min. SIP : ₹100
- Min. Lumpsum : ₹100
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 35.65 L
6.63%
Total Investment
₹ 30,00,000
Returns
₹ 5,65,161 (6.63%)
Maturity Value
₹ 35,65,161
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 764.88 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹764.88 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 91.29% | ||
| Real Estate | 5.20% | ||
| Financial Services | 3.50% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() J Jubilant Bevco Limited | 7.21% | |
![]() V Vedanta Limited | 6.59% | |
![]() B Bamboo Hotel And Global Centre (Delhi) Private Limited | 6.56% | |
![]() T TPL-8.25%-28042027-NCD | 6.54% | |
![]() M MFL TBILL LKD 2029 | 6.51% | |
![]() A Aditya Birla Real Estate Limited | 5.90% | |
![]() S SDL KA 7.49% 2035 | 5.86% | |
![]() A Aditya Birla Renewables Limited | 5.24% | |
![]() A Au Small Finance Bank Limited | 3.93% | |
![]() I Indus Infra Trust | 3.50% | |
![]() E Embassy Office Parks REIT | 3.30% | |
![]() 3 360 One Prime Limited | 3.28% | |
![]() N NABARD-7.44%-24022028-NCD | 3.27% | |
![]() S SDL KA 7.47% 2036 | 3.24% | |
![]() R RECL-6.52%-31012028-NCD | 3.23% | |
![]() A Aadhar Housing Finance Limited | 2.63% | |
![]() A Aadhar Housing Finance Limited | 2.62% | |
![]() G GOI LOAN 6.48% 2035 | 2.54% | |
![]() N Net Current Assets/(Liabilities) | 2.40% | |
![]() A APSBC 9.15% 2028 STRPP C | 1.98% | |
![]() B Brookfield India Real Estate Trust | 1.91% | |
![]() T Triparty Repo | 1.31% | |
![]() T Thdc India Limited | 1.31% | |
![]() G GSGL-7.68%-28012028-NCD | 0.81% | |
![]() G GSGL-7.68%-28042028-NCD | 0.81% | |
![]() G GSGL-7.68%-28072028-NCD | 0.81% | |
![]() G GSGL-7.68%-27102028-NCD | 0.81% | |
![]() V VAJRA 008 TRUST | 0.71% | |
![]() N NIRMA-8.5%-07042027-NCD | 0.65% | |
![]() G GOI LOAN 7.24% 2055 | 0.63% | |
![]() S Sbi Alternative Investment Fund | 0.55% | |
![]() U U.P. Power Corporation Limited | 0.46% | |
![]() U U.P. Power Corporation Limited | 0.46% | |
![]() U U.P. Power Corporation Limited | 0.46% | |
![]() S SANSAR JUNE 2024 TRUST | 0.40% | |
![]() D DHRUVA XXII | 0.37% | |
![]() U U.P. Power Corporation Limited | 0.27% | |
![]() U U.P. Power Corporation Limited | 0.27% | |
![]() U U.P. Power Corporation Limited | 0.26% | |
![]() U U.P. Power Corporation Limited | 0.26% | |
![]() S SMC-8%-13102030-NCD | 0.07% | |
![]() S SMC-8%-13102029-NCD | 0.07% |
Fund Comparison
Fund Details
52W High NAV
-
Min. SIP Amount
₹ 100.00
Min. Lumpsum Amount
₹ 100.00
AUM (in Cr.)
₹ 764.88
Expense Ratio
0.81%
Lock-in Period
No Lock in Period
52W Low NAV
-
Inception Date
01 Jan 2013
Fund Age
13 Yrs
Benchmark
CRISIL Credit Risk Debt B-II Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- Exit load for units in excess of 6% of the investment,1% will be charged for redemption within 365 days
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Deepak Agrawal | Post Graduate in Commerce from Mumbai University, a Qualified Chartered account and a Company Secretary. Also Cleared AIMR CFA Level I |
| Vihag Mishra | MBA in Finance from XLRI |
Fund Objective
The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities. The scheme would also seek to maintain reasonable liquidity within the fund.There is no assurance that the investment objective of the Schemes will be realised.
Risk-O-Meter
Investors understand that their principal will be at
High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
Kotak Mahindra Mutual Fund
No. of Schemes
90
Total AUM
₹ 5,77,764.64 Cr
Contact Details
27 BKC, C-27, G Block, Bandra KurlaComplex, Bandra(E),Mumbai - 400 051.
Contact Details
27 BKC, C-27, G Block, Bandra KurlaComplex, Bandra(E),Mumbai - 400 051.
FAQs
When was Kotak Credit Risk Fund launched?
What is the current NAV of Kotak Credit Risk Fund?
What is the AUM of Kotak Credit Risk Fund?
What is the rate of return of Kotak Credit Risk Fund?
- In the past 1Y: 5.95%
- In the past 3Y: 8.31%
- In the past 5Y: 6.63%
What is the expense ratio of Kotak Credit Risk Fund?
What is exit load of Kotak Credit Risk Fund?
How risky is investing in Kotak Credit Risk Fund?
Who is the fund manager Kotak Credit Risk Fund?
What is the minimum investment required in Kotak Credit Risk Fund?
How to invest in Kotak Credit Risk Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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