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Mutual FundsKotak Liquid Fund Direct Growth
K

Kotak Liquid Fund Direct Growth

36.39%profit5 Year Absolute Returns

as on 01 Nov 2026

3Value Research
Overview
Direct vs Regular
Returns Comparison
Historical Data
Holdings
Fund Details
AMC Details
FAQs

Kotak Liquid Fund Direct Growth is a Debt mutual fund scheme launched on 01 Jan 2013.

Scheme Overview

  • Inception Date : 01 Jan 2013
  • AUM : ₹55,461.30 Cr
  • 5Y Returns (CAGR) : 6.40%
  • Expense Ratio : 0.15%
  • Min. SIP : ₹500
  • Min. Lumpsum : ₹1,000

Returns Calculator

basis annualised returns

Investment Type


SIP Amount


Investment Period

5Y

₹ 32.73 L

3.50%

₹ 36.98 L

8.00%

₹ 35.43 L

6.40%

Savings Account
Regular Funds
This Fund on Dhan

Total Investment

₹ 30,00,000

Returns

₹ 5,43,397 (6.40%)

Maturity Value

₹ 35,43,397

Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.

Direct vs Regular Returns

No data

Sorry, No Data Available at this Moment!

Returns vs Category

No data

Sorry, No Data Available at this Moment!

*The above returns are absolute

Returns Vs Nifty 50

Historical Returns

No data

Sorry, No Data Available at this Moment!

SIP Logo

Start SIP with as Low as ₹100.

Historical NAV

10 Days
1 Month
3 Months
6 Months
1 Year
3 Years
5 Years
No data

Sorry, No Data Available at this Moment!

Asset Allocation

AUM

₹ 55,461.30 Cr

Cash Holding

-

Equity

-

Cash

-

Debt

-

Other

-

Sector Holdings

as of 15 Jun 2026

SectorsWeightage
Other100.00%

Stock Holdings

as of 15 Jun 2026

NameWeightage
Triparty Repo

T

Triparty Repo

10.71%
Ntpc Ltd

N

Ntpc Ltd

2.16%
GOI TBILL 91D-03/09/26

G

GOI TBILL 91D-03/09/26

2.15%
National Bank for Agriculture and Rural Development

N

National Bank for Agriculture and Rural Development

2.13%
Punjab & Sind Bank

P

Punjab & Sind Bank

1.92%
Indusind Bank Ltd.

I

Indusind Bank Ltd.

1.72%
GOI TBILL 91D-20/08/26

G

GOI TBILL 91D-20/08/26

1.62%
Central Bank Of India

C

Central Bank Of India

1.61%
Bank of Baroda

B

Bank of Baroda

1.61%
National Bank for Agriculture and Rural Development

N

National Bank for Agriculture and Rural Development

1.61%
Tbill

T

Tbill

1.52%
GOI TBILL 91D-13/08/26

G

GOI TBILL 91D-13/08/26

1.51%
Reliance Retail Ventures Limited

R

Reliance Retail Ventures Limited

1.41%
Canara Bank

C

Canara Bank

1.39%
GOI TBILL 91D-10/09/26

G

GOI TBILL 91D-10/09/26

1.23%
Karur Vysya Bank Ltd.

K

Karur Vysya Bank Ltd.

1.20%
Bajaj Finance Ltd.

B

Bajaj Finance Ltd.

1.09%
Bank of India Ltd.

B

Bank of India Ltd.

1.09%
Titan Company Ltd R Vd

T

Titan Company Ltd R Vd

1.09%
Indian Bank

I

Indian Bank

1.08%
HDFC Bank Limited

H

HDFC Bank Limited

1.08%
Indian Bank

I

Indian Bank

1.08%
Union Bank of India

U

Union Bank of India

1.08%
Union Bank Of India

U

Union Bank Of India

1.08%
Bank Of Baroda

B

Bank Of Baroda

1.08%
IDBI Bank Limited (Industrial Development Bank Of India Ltd)

I

IDBI Bank Limited (Industrial Development Bank Of India Ltd)

1.08%
Indusind Bank Ltd.

I

Indusind Bank Ltd.

1.08%
Karur Vysya Bank Ltd.

K

Karur Vysya Bank Ltd.

1.07%
Canara Bank

C

Canara Bank

1.07%
City Union Bank Limited

C

City Union Bank Limited

1.07%
National Bank for Agriculture and Rural Development

N

National Bank for Agriculture and Rural Development

1.07%
HDFC Bank Ltd.

H

HDFC Bank Ltd.

1.07%
National Bank for Agriculture and Rural Development

N

National Bank for Agriculture and Rural Development

1.07%
PNB Housing Finance Ltd.

P

PNB Housing Finance Ltd.

1.07%
The Jammu And Kashmir Bank Limited

T

The Jammu And Kashmir Bank Limited

1.07%
HDFC Bank Limited

H

HDFC Bank Limited

1.07%
GOI TBILL 91D-16/07/26

G

GOI TBILL 91D-16/07/26

0.97%
IIFL Finance Ltd.

I

IIFL Finance Ltd.

0.96%
Icici Securities Limited

I

Icici Securities Limited

0.87%
National Bank for Agriculture and Rural Development

N

National Bank for Agriculture and Rural Development

0.86%
Icici Securities Limited

I

Icici Securities Limited

0.86%
Titan Co Ltd.

T

Titan Co Ltd.

0.80%
Small Industries Development Bank Of India

S

Small Industries Development Bank Of India

0.76%
Reliance Ind Ltd Red

R

Reliance Ind Ltd Red

0.76%
Central Bank Of India

C

Central Bank Of India

0.76%
National Housing Bank

N

National Housing Bank

0.76%
GOI TBILL 91D-28/08/26

G

GOI TBILL 91D-28/08/26

0.75%
Motilal Oswal Financial Services Ltd

M

Motilal Oswal Financial Services Ltd

0.65%
ICICI Securities Ltd

I

ICICI Securities Ltd

0.65%
Canara Bank

C

Canara Bank

0.65%
DSP Finance Pvt Ltd.

D

DSP Finance Pvt Ltd.

0.64%
Federal Bank Ltd.

F

Federal Bank Ltd.

0.64%
Network18 Media & Investments Limited

N

Network18 Media & Investments Limited

0.64%
Small Industries Development Bank of India

S

Small Industries Development Bank of India

0.59%
Birla Group Holdings Private Limited

B

Birla Group Holdings Private Limited

0.59%
09/07/2026 Maturing 364 DTB

0

09/07/2026 Maturing 364 DTB

0.55%
National Bank For Agriculture And Rural Development

N

National Bank For Agriculture And Rural Development

0.54%
Angel One Limited

A

Angel One Limited

0.54%
NTPC Ltd.

N

NTPC Ltd.

0.54%
ICICI Securities Limited

I

ICICI Securities Limited

0.54%
National Bank for Financing Infrastructure & Development

N

National Bank for Financing Infrastructure & Development

0.54%
Can Fin Homes Ltd.

C

Can Fin Homes Ltd.

0.54%
Adani Ports And Special Economic Zone Ltd.

A

Adani Ports And Special Economic Zone Ltd.

0.54%
The Karur Vysya Bank Ltd.

T

The Karur Vysya Bank Ltd.

0.54%
Union Bank of India

U

Union Bank of India

0.54%
Bank of Baroda

B

Bank of Baroda

0.54%
HDFC Bank Limited

H

HDFC Bank Limited

0.54%
IDFC First Bank Ltd.

I

IDFC First Bank Ltd.

0.54%
Bank of India Ltd.

B

Bank of India Ltd.

0.54%
Axis Bank Ltd.

A

Axis Bank Ltd.

0.54%
Reliance Retail Ventures Limited

R

Reliance Retail Ventures Limited

0.54%
DCB Bank Limited

D

DCB Bank Limited

0.54%
Small Industries Development Bank of India

S

Small Industries Development Bank of India

0.54%
Mashreq Bank Psc- India Branch.** Cp

M

Mashreq Bank Psc- India Branch.** Cp

0.53%
Grasim Industries Ltd.

G

Grasim Industries Ltd.

0.53%
Julius Baer Capital (India) Private Limited

J

Julius Baer Capital (India) Private Limited

0.53%
Sharekhan Limited

S

Sharekhan Limited

0.53%
TATA Communications Limited

T

TATA Communications Limited

0.49%
SBICAP Securities Ltd

S

SBICAP Securities Ltd

0.43%
Motilal Oswal Financial Services Ltd

M

Motilal Oswal Financial Services Ltd

0.43%
09/07/2026 Maturing 182 DTB

0

09/07/2026 Maturing 182 DTB

0.43%
Bajaj Financial Securities Limited

B

Bajaj Financial Securities Limited

0.43%
Hero Fincorp Limited

H

Hero Fincorp Limited

0.43%
Indusind Bank Ltd.

I

Indusind Bank Ltd.

0.43%
HDFC Securities Limited

H

HDFC Securities Limited

0.43%
LIC Housing Finance Ltd.

L

LIC Housing Finance Ltd.

0.43%
Julius Baer Capital (India) Private Limited

J

Julius Baer Capital (India) Private Limited

0.43%
IGH Holdings Pvt Ltd.

I

IGH Holdings Pvt Ltd.

0.43%
Icici Securities Limited

I

Icici Securities Limited

0.43%
Nirma Limited

N

Nirma Limited

0.43%
Nuvoco Vistas Corporation Limited

N

Nuvoco Vistas Corporation Limited

0.43%
Bajaj Financial Securities Limited

B

Bajaj Financial Securities Limited

0.43%
IIFL Capital Services Ltd.

I

IIFL Capital Services Ltd.

0.43%
Manappuram Finance Ltd.

M

Manappuram Finance Ltd.

0.37%
GOI TBILL 182D-13/08/26

G

GOI TBILL 182D-13/08/26

0.37%
GOI TBILL 182D-27/08/26

G

GOI TBILL 182D-27/08/26

0.37%
SEIL Energy India Ltd.

S

SEIL Energy India Ltd.

0.33%
Julius Baer Capital (India) Private Limited

J

Julius Baer Capital (India) Private Limited

0.32%
Icici Securities Limited

I

Icici Securities Limited

0.32%
Hindustan Petroleum Corp Ltd.

H

Hindustan Petroleum Corp Ltd.

0.32%
Sharekhan Limited

S

Sharekhan Limited

0.32%
Motilal Oswal Financial Services Ltd

M

Motilal Oswal Financial Services Ltd

0.32%
Central Bank of India

C

Central Bank of India

0.32%
Axis Securities Limited

A

Axis Securities Limited

0.32%
Birla Group Holdings Private Limited

B

Birla Group Holdings Private Limited

0.32%
HDFC Securities Limited

H

HDFC Securities Limited

0.32%
Nuvama Wealth Finance Limited

N

Nuvama Wealth Finance Limited

0.32%
IIFL Finance Ltd.

I

IIFL Finance Ltd.

0.32%
Bank of Baroda

B

Bank of Baroda

0.27%
Titan Co Ltd.

T

Titan Co Ltd.

0.27%
Manappuram Finance Ltd.

M

Manappuram Finance Ltd.

0.27%
Sbi Alternative Investment Fund

S

Sbi Alternative Investment Fund

0.22%
Bajaj Financial Securities Ltd

B

Bajaj Financial Securities Ltd

0.22%
SEIL Energy India Ltd.

S

SEIL Energy India Ltd.

0.22%
Small Industries Development Bank Of India

S

Small Industries Development Bank Of India

0.22%
GIC Housing Finance Ltd.

G

GIC Housing Finance Ltd.

0.22%
HDFC Securities Limited

H

HDFC Securities Limited

0.21%
GIC Housing Finance Ltd.

G

GIC Housing Finance Ltd.

0.21%
Nuvama Wealth Finance Limited

N

Nuvama Wealth Finance Limited

0.21%
Aditya Birla Money Ltd.

A

Aditya Birla Money Ltd.

0.21%
SBICAP Securities Ltd

S

SBICAP Securities Ltd

0.21%
SBICAP Securities Ltd

S

SBICAP Securities Ltd

0.21%
Aditya Birla Money Ltd.

A

Aditya Birla Money Ltd.

0.21%
Small Industries Development Bank Of India

S

Small Industries Development Bank Of India

0.17%
Small Industries Development Bank Of India

S

Small Industries Development Bank Of India

0.16%
GOI TBILL 182D-03/09/26

G

GOI TBILL 182D-03/09/26

0.16%
GIC Housing Finance Ltd.

G

GIC Housing Finance Ltd.

0.16%
National Bank For Agriculture And Rural Development

N

National Bank For Agriculture And Rural Development

0.12%
Net Current Assets/(Liabilities)

N

Net Current Assets/(Liabilities)

0.12%
Power Finance Corporation Limited

P

Power Finance Corporation Limited

0.11%
Axis Securities Limited

A

Axis Securities Limited

0.11%
Nuvama Wealth and Investment Ltd.

N

Nuvama Wealth and Investment Ltd.

0.11%
NJ Capital Pvt Ltd.

N

NJ Capital Pvt Ltd.

0.11%
GOI TBILL 91D-06/08/26

G

GOI TBILL 91D-06/08/26

0.09%
HDFC Bank Limited

H

HDFC Bank Limited

0.05%
HDFC Bank Limited

H

HDFC Bank Limited

0.05%
Cholamandalam Securities Ltd.

C

Cholamandalam Securities Ltd.

0.05%
Bajaj Financial Securities Limited

B

Bajaj Financial Securities Limited

0.04%
HDFC Bank Limited

H

HDFC Bank Limited

0.03%
Union Bank Of India

U

Union Bank Of India

0.01%
Bank of Baroda

B

Bank of Baroda

0.01%
Angel One Limited

A

Angel One Limited

0.01%
Bank of Baroda

B

Bank of Baroda

0.00%
Export Import Bank Of India

E

Export Import Bank Of India

0.00%
Punjab & Sind Bank

P

Punjab & Sind Bank

0.00%
Punjab & Sind Bank

P

Punjab & Sind Bank

0.00%
Sundaram Finance Limited

S

Sundaram Finance Limited

0.00%
Union Bank of India

U

Union Bank of India

0.00%
IDBI Bank Limited (Industrial Development Bank Of India Ltd)

I

IDBI Bank Limited (Industrial Development Bank Of India Ltd)

0.00%
HDFC Bank Limited

H

HDFC Bank Limited

0.00%
Punjab National Bank

P

Punjab National Bank

0.00%
Axis Bank Limited

A

Axis Bank Limited

0.00%
Axis Bank Limited

A

Axis Bank Limited

0.00%
Canara Bank

C

Canara Bank

0.00%
Central Bank Of India

C

Central Bank Of India

0.00%
Bajaj Financial Securities Ltd

B

Bajaj Financial Securities Ltd

0.00%
Rec Limited

R

Rec Limited

0.00%
Igh Holdings Pvt Ltd

I

Igh Holdings Pvt Ltd

0.00%
Nirma Limited

N

Nirma Limited

0.00%
Birla Group Holdings Private Limited

B

Birla Group Holdings Private Limited

0.00%
Kisetsu Saison Finance (India) Pvt Ltd.

K

Kisetsu Saison Finance (India) Pvt Ltd.

0.00%
Mangalore Refinery And Petrochemicals Limited

M

Mangalore Refinery And Petrochemicals Limited

0.00%
Nuvoco Vistas Corporation Limited

N

Nuvoco Vistas Corporation Limited

0.00%
Sharekhan Limited

S

Sharekhan Limited

0.00%
SBI Cap Securities Ltd

S

SBI Cap Securities Ltd

0.00%
Godrej Industries Ltd.

G

Godrej Industries Ltd.

0.00%
Godrej Industries Ltd.

G

Godrej Industries Ltd.

0.00%
National Bank for Agriculture and Rural Development

N

National Bank for Agriculture and Rural Development

0.00%
National Bank for Agriculture and Rural Development

N

National Bank for Agriculture and Rural Development

0.00%
National Bank For Agriculture And Rural Development

N

National Bank For Agriculture And Rural Development

0.00%
Motilal Oswal Financial Services Ltd

M

Motilal Oswal Financial Services Ltd

0.00%
IIFL Capital Services Ltd.

I

IIFL Capital Services Ltd.

0.00%
Export Import Bank Of India

E

Export Import Bank Of India

0.00%
Manappuram Finance Ltd.

M

Manappuram Finance Ltd.

0.00%
Manappuram Finance Ltd.

M

Manappuram Finance Ltd.

0.00%
IIFL Finance Ltd.

I

IIFL Finance Ltd.

0.00%
HDFC Securities Limited

H

HDFC Securities Limited

0.00%
HDFC Securities Limited

H

HDFC Securities Limited

0.00%
HDB Financial Services Ltd.

H

HDB Financial Services Ltd.

0.00%
ICICI Securities Limited

I

ICICI Securities Limited

0.00%
ICICI Securities Limited

I

ICICI Securities Limited

0.00%
Icici Securities Limited

I

Icici Securities Limited

0.00%
Julius Baer Capital (India) Private Limited

J

Julius Baer Capital (India) Private Limited

0.00%
Aditya Birla Money Limited

A

Aditya Birla Money Limited

0.00%
Aditya Birla Money Ltd.

A

Aditya Birla Money Ltd.

0.00%
Nuvama Wealth Finance Limited

N

Nuvama Wealth Finance Limited

0.00%
Nuvama Wealth Finance Limited

N

Nuvama Wealth Finance Limited

0.00%
Reliance Retail Ventures Ltd

R

Reliance Retail Ventures Ltd

0.00%
India (Republic of)

I

India (Republic of)

0.00%
India (Republic of)

I

India (Republic of)

0.00%

Fund Comparison

Fund Details

52W High NAV

-


Min. SIP Amount

₹ 500.00


Min. Lumpsum Amount

₹ 1,000.00


AUM (in Cr.)

₹ 55,461.30


Expense Ratio

0.15%


Lock-in Period

No Lock in Period


52W Low NAV

-


Inception Date

01 Jan 2013


Fund Age

13 Yrs


Benchmark

NIFTY Liquid Index A-I


Scheme Type

Open Ended


Stamp Duty

0.005% (from July 1st 2020)


Exit Load

  • Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.

Tax Implication

  • Returns to be taxed as per your normal Income Tax slab.

Fund Managers

NameQualification
Deepak Agrawal
Post Graduate in Commerce from Mumbai University, a Qualified Chartered account and a Company Secretary. Also Cleared AIMR CFA Level I
Sunil Pandey
Masters in Financial Management

Fund Objective

The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures and Government Securities; and money market instruments such as treasury bills, commercial paper, certificate of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in call money/term money market in terms of RBI guidelines in this respect. Subject to the maximum amount permitted from time to time, the Scheme may invest in offshore securities in the manner allowed by SEBI/RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations. To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI.

Risk-O-Meter

Investors understand that their principal will be at

Moderate Risk

Risk Scale

Low

Moderately Low

Moderate

Moderately High

High

Very High

AMC Information

Kotak Mahindra Mutual Fund

No. of Schemes

90

Total AUM

₹ 5,77,764.64 Cr

Contact Details

phone022 61152100
address

27 BKC, C-27, G Block, Bandra KurlaComplex, Bandra(E),Mumbai - 400 051.

FAQs

Kotak Liquid Fund was launched on 01 Jan 2013.
The current NAV of Kotak Liquid Fund is ₹5,782.6978 as of 01 Nov 2026.
The latest value of AUM of Kotak Liquid Fund is ₹55,461.30 crores as of 01 Nov 2026.
The return on investment of Kotak Liquid Fund is:
  • In the past 1Y: 6.44%
  • In the past 3Y: 6.90%
  • In the past 5Y: 6.40%
The expense ratio of Kotak Liquid Fund is 0.15%.
The exit load of Kotak Liquid Fund is as follows:
Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
On the risk scale of Low, Moderately Low, Moderate, Moderately High, High and Very High, the risk-o-meter of Kotak Liquid Fund is Moderate.
The fund manager of Kotak Liquid Fund is Deepak Agrawal, Sunil Pandey.
If you wish to invest in Kotak Liquid Fund, the minimum SIP amount is ₹500 and Lumpsum is ₹1,000.
You can easily invest in mutual funds at 0% commission on Dhan. Here's how you can directly invest in Kotak Liquid Fund:
  • Open Demat Account on Dhan if you don't have one.
  • Analyze the fund performance.
  • Invest via SIP or Lumpsum.
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Mutual fund investments are subject to market risks, read all scheme related documents carefully before investing. Dhan is not a distributor or agent of any mutual fund. Mutual Funds are not exchange-traded products. Any related disputes will not have access to the Exchange-investor redressal forum or arbitration mechanism. For other disclaimers please refer https://dhan.co/advertisement-disclaimer/


Download client registration documents (Rights & Obligations, Risk Disclosure Document, Do's & Don'ts) in vernacular language: BSE | NSE | MCX


Kindly, read the Advisory Guidelines of BSE | NSE | MCX for investors as prescribed by the exchange with reference to their circular dated 27th August, 2021 regarding investor awareness and safeguarding client's assets


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