
Kotak Liquid Fund Direct Growth
Kotak Liquid Fund Direct Growth is a Debt mutual fund scheme launched on 01 Jan 2013. The current NAV stands at ₹5,782.6978 as of 01 Nov 2026.
Scheme Overview
- Inception Date : 01 Jan 2013
- AUM : ₹55,461.30 Cr
- 5Y Returns (CAGR) : 6.40%
- Expense Ratio : 0.15%
- Min. SIP : ₹500
- Min. Lumpsum : ₹1,000
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 35.43 L
6.40%
Total Investment
₹ 30,00,000
Returns
₹ 5,43,397 (6.40%)
Maturity Value
₹ 35,43,397
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 55,461.30 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹55,461.30 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 100.00% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() T Triparty Repo | 10.71% | |
![]() N Ntpc Ltd | 2.16% | |
![]() G GOI TBILL 91D-03/09/26 | 2.15% | |
![]() N National Bank for Agriculture and Rural Development | 2.13% | |
![]() P Punjab & Sind Bank | 1.92% | |
![]() I Indusind Bank Ltd. | 1.72% | |
![]() G GOI TBILL 91D-20/08/26 | 1.62% | |
![]() C Central Bank Of India | 1.61% | |
![]() B Bank of Baroda | 1.61% | |
![]() N National Bank for Agriculture and Rural Development | 1.61% | |
![]() T Tbill | 1.52% | |
![]() G GOI TBILL 91D-13/08/26 | 1.51% | |
![]() R Reliance Retail Ventures Limited | 1.41% | |
![]() C Canara Bank | 1.39% | |
![]() G GOI TBILL 91D-10/09/26 | 1.23% | |
![]() K Karur Vysya Bank Ltd. | 1.20% | |
![]() B Bajaj Finance Ltd. | 1.09% | |
![]() B Bank of India Ltd. | 1.09% | |
![]() T Titan Company Ltd R Vd | 1.09% | |
![]() I Indian Bank | 1.08% | |
![]() H HDFC Bank Limited | 1.08% | |
![]() I Indian Bank | 1.08% | |
![]() U Union Bank of India | 1.08% | |
![]() U Union Bank Of India | 1.08% | |
![]() B Bank Of Baroda | 1.08% | |
![]() I IDBI Bank Limited (Industrial Development Bank Of India Ltd) | 1.08% | |
![]() I Indusind Bank Ltd. | 1.08% | |
![]() K Karur Vysya Bank Ltd. | 1.07% | |
![]() C Canara Bank | 1.07% | |
![]() C City Union Bank Limited | 1.07% | |
![]() N National Bank for Agriculture and Rural Development | 1.07% | |
![]() H HDFC Bank Ltd. | 1.07% | |
![]() N National Bank for Agriculture and Rural Development | 1.07% | |
![]() P PNB Housing Finance Ltd. | 1.07% | |
![]() T The Jammu And Kashmir Bank Limited | 1.07% | |
![]() H HDFC Bank Limited | 1.07% | |
![]() G GOI TBILL 91D-16/07/26 | 0.97% | |
![]() I IIFL Finance Ltd. | 0.96% | |
![]() I Icici Securities Limited | 0.87% | |
![]() N National Bank for Agriculture and Rural Development | 0.86% | |
![]() I Icici Securities Limited | 0.86% | |
![]() T Titan Co Ltd. | 0.80% | |
![]() S Small Industries Development Bank Of India | 0.76% | |
![]() R Reliance Ind Ltd Red | 0.76% | |
![]() C Central Bank Of India | 0.76% | |
![]() N National Housing Bank | 0.76% | |
![]() G GOI TBILL 91D-28/08/26 | 0.75% | |
![]() M Motilal Oswal Financial Services Ltd | 0.65% | |
![]() I ICICI Securities Ltd | 0.65% | |
![]() C Canara Bank | 0.65% | |
![]() D DSP Finance Pvt Ltd. | 0.64% | |
![]() F Federal Bank Ltd. | 0.64% | |
![]() N Network18 Media & Investments Limited | 0.64% | |
![]() S Small Industries Development Bank of India | 0.59% | |
![]() B Birla Group Holdings Private Limited | 0.59% | |
![]() 0 09/07/2026 Maturing 364 DTB | 0.55% | |
![]() N National Bank For Agriculture And Rural Development | 0.54% | |
![]() A Angel One Limited | 0.54% | |
![]() N NTPC Ltd. | 0.54% | |
![]() I ICICI Securities Limited | 0.54% | |
![]() N National Bank for Financing Infrastructure & Development | 0.54% | |
![]() C Can Fin Homes Ltd. | 0.54% | |
![]() A Adani Ports And Special Economic Zone Ltd. | 0.54% | |
![]() T The Karur Vysya Bank Ltd. | 0.54% | |
![]() U Union Bank of India | 0.54% | |
![]() B Bank of Baroda | 0.54% | |
![]() H HDFC Bank Limited | 0.54% | |
![]() I IDFC First Bank Ltd. | 0.54% | |
![]() B Bank of India Ltd. | 0.54% | |
![]() A Axis Bank Ltd. | 0.54% | |
![]() R Reliance Retail Ventures Limited | 0.54% | |
![]() D DCB Bank Limited | 0.54% | |
![]() S Small Industries Development Bank of India | 0.54% | |
![]() M Mashreq Bank Psc- India Branch.** Cp | 0.53% | |
![]() G Grasim Industries Ltd. | 0.53% | |
![]() J Julius Baer Capital (India) Private Limited | 0.53% | |
![]() S Sharekhan Limited | 0.53% | |
![]() T TATA Communications Limited | 0.49% | |
![]() S SBICAP Securities Ltd | 0.43% | |
![]() M Motilal Oswal Financial Services Ltd | 0.43% | |
![]() 0 09/07/2026 Maturing 182 DTB | 0.43% | |
![]() B Bajaj Financial Securities Limited | 0.43% | |
![]() H Hero Fincorp Limited | 0.43% | |
![]() I Indusind Bank Ltd. | 0.43% | |
![]() H HDFC Securities Limited | 0.43% | |
![]() L LIC Housing Finance Ltd. | 0.43% | |
![]() J Julius Baer Capital (India) Private Limited | 0.43% | |
![]() I IGH Holdings Pvt Ltd. | 0.43% | |
![]() I Icici Securities Limited | 0.43% | |
![]() N Nirma Limited | 0.43% | |
![]() N Nuvoco Vistas Corporation Limited | 0.43% | |
![]() B Bajaj Financial Securities Limited | 0.43% | |
![]() I IIFL Capital Services Ltd. | 0.43% | |
![]() M Manappuram Finance Ltd. | 0.37% | |
![]() G GOI TBILL 182D-13/08/26 | 0.37% | |
![]() G GOI TBILL 182D-27/08/26 | 0.37% | |
![]() S SEIL Energy India Ltd. | 0.33% | |
![]() J Julius Baer Capital (India) Private Limited | 0.32% | |
![]() I Icici Securities Limited | 0.32% | |
![]() H Hindustan Petroleum Corp Ltd. | 0.32% | |
![]() S Sharekhan Limited | 0.32% | |
![]() M Motilal Oswal Financial Services Ltd | 0.32% | |
![]() C Central Bank of India | 0.32% | |
![]() A Axis Securities Limited | 0.32% | |
![]() B Birla Group Holdings Private Limited | 0.32% | |
![]() H HDFC Securities Limited | 0.32% | |
![]() N Nuvama Wealth Finance Limited | 0.32% | |
![]() I IIFL Finance Ltd. | 0.32% | |
![]() B Bank of Baroda | 0.27% | |
![]() T Titan Co Ltd. | 0.27% | |
![]() M Manappuram Finance Ltd. | 0.27% | |
![]() S Sbi Alternative Investment Fund | 0.22% | |
![]() B Bajaj Financial Securities Ltd | 0.22% | |
![]() S SEIL Energy India Ltd. | 0.22% | |
![]() S Small Industries Development Bank Of India | 0.22% | |
![]() G GIC Housing Finance Ltd. | 0.22% | |
![]() H HDFC Securities Limited | 0.21% | |
![]() G GIC Housing Finance Ltd. | 0.21% | |
![]() N Nuvama Wealth Finance Limited | 0.21% | |
![]() A Aditya Birla Money Ltd. | 0.21% | |
![]() S SBICAP Securities Ltd | 0.21% | |
![]() S SBICAP Securities Ltd | 0.21% | |
![]() A Aditya Birla Money Ltd. | 0.21% | |
![]() S Small Industries Development Bank Of India | 0.17% | |
![]() S Small Industries Development Bank Of India | 0.16% | |
![]() G GOI TBILL 182D-03/09/26 | 0.16% | |
![]() G GIC Housing Finance Ltd. | 0.16% | |
![]() N National Bank For Agriculture And Rural Development | 0.12% | |
![]() N Net Current Assets/(Liabilities) | 0.12% | |
![]() P Power Finance Corporation Limited | 0.11% | |
![]() A Axis Securities Limited | 0.11% | |
![]() N Nuvama Wealth and Investment Ltd. | 0.11% | |
![]() N NJ Capital Pvt Ltd. | 0.11% | |
![]() G GOI TBILL 91D-06/08/26 | 0.09% | |
![]() H HDFC Bank Limited | 0.05% | |
![]() H HDFC Bank Limited | 0.05% | |
![]() C Cholamandalam Securities Ltd. | 0.05% | |
![]() B Bajaj Financial Securities Limited | 0.04% | |
![]() H HDFC Bank Limited | 0.03% | |
![]() U Union Bank Of India | 0.01% | |
![]() B Bank of Baroda | 0.01% | |
![]() A Angel One Limited | 0.01% | |
![]() B Bank of Baroda | 0.00% | |
![]() E Export Import Bank Of India | 0.00% | |
![]() P Punjab & Sind Bank | 0.00% | |
![]() P Punjab & Sind Bank | 0.00% | |
![]() S Sundaram Finance Limited | 0.00% | |
![]() U Union Bank of India | 0.00% | |
![]() I IDBI Bank Limited (Industrial Development Bank Of India Ltd) | 0.00% | |
![]() H HDFC Bank Limited | 0.00% | |
![]() P Punjab National Bank | 0.00% | |
![]() A Axis Bank Limited | 0.00% | |
![]() A Axis Bank Limited | 0.00% | |
![]() C Canara Bank | 0.00% | |
![]() C Central Bank Of India | 0.00% | |
![]() B Bajaj Financial Securities Ltd | 0.00% | |
![]() R Rec Limited | 0.00% | |
![]() I Igh Holdings Pvt Ltd | 0.00% | |
![]() N Nirma Limited | 0.00% | |
![]() B Birla Group Holdings Private Limited | 0.00% | |
![]() K Kisetsu Saison Finance (India) Pvt Ltd. | 0.00% | |
![]() M Mangalore Refinery And Petrochemicals Limited | 0.00% | |
![]() N Nuvoco Vistas Corporation Limited | 0.00% | |
![]() S Sharekhan Limited | 0.00% | |
![]() S SBI Cap Securities Ltd | 0.00% | |
![]() G Godrej Industries Ltd. | 0.00% | |
![]() G Godrej Industries Ltd. | 0.00% | |
![]() N National Bank for Agriculture and Rural Development | 0.00% | |
![]() N National Bank for Agriculture and Rural Development | 0.00% | |
![]() N National Bank For Agriculture And Rural Development | 0.00% | |
![]() M Motilal Oswal Financial Services Ltd | 0.00% | |
![]() I IIFL Capital Services Ltd. | 0.00% | |
![]() E Export Import Bank Of India | 0.00% | |
![]() M Manappuram Finance Ltd. | 0.00% | |
![]() M Manappuram Finance Ltd. | 0.00% | |
![]() I IIFL Finance Ltd. | 0.00% | |
![]() H HDFC Securities Limited | 0.00% | |
![]() H HDFC Securities Limited | 0.00% | |
![]() H HDB Financial Services Ltd. | 0.00% | |
![]() I ICICI Securities Limited | 0.00% | |
![]() I ICICI Securities Limited | 0.00% | |
![]() I Icici Securities Limited | 0.00% | |
![]() J Julius Baer Capital (India) Private Limited | 0.00% | |
![]() A Aditya Birla Money Limited | 0.00% | |
![]() A Aditya Birla Money Ltd. | 0.00% | |
![]() N Nuvama Wealth Finance Limited | 0.00% | |
![]() N Nuvama Wealth Finance Limited | 0.00% | |
![]() R Reliance Retail Ventures Ltd | 0.00% | |
![]() I India (Republic of) | 0.00% | |
![]() I India (Republic of) | 0.00% |
Fund Comparison
Fund Details
52W High NAV
-
Min. SIP Amount
₹ 500.00
Min. Lumpsum Amount
₹ 1,000.00
AUM (in Cr.)
₹ 55,461.30
Expense Ratio
0.15%
Lock-in Period
No Lock in Period
52W Low NAV
-
Inception Date
01 Jan 2013
Fund Age
13 Yrs
Benchmark
NIFTY Liquid Index A-I
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Deepak Agrawal | Post Graduate in Commerce from Mumbai University, a Qualified Chartered account and a Company Secretary. Also Cleared AIMR CFA Level I |
| Sunil Pandey | Masters in Financial Management |
Fund Objective
The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures and Government Securities; and money market instruments such as treasury bills, commercial paper, certificate of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in call money/term money market in terms of RBI guidelines in this respect. Subject to the maximum amount permitted from time to time, the Scheme may invest in offshore securities in the manner allowed by SEBI/RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations. To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI.
Risk-O-Meter
Investors understand that their principal will be at
Moderate Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
Kotak Mahindra Mutual Fund
No. of Schemes
90
Total AUM
₹ 5,77,764.64 Cr
Contact Details
27 BKC, C-27, G Block, Bandra KurlaComplex, Bandra(E),Mumbai - 400 051.
Contact Details
27 BKC, C-27, G Block, Bandra KurlaComplex, Bandra(E),Mumbai - 400 051.
FAQs
When was Kotak Liquid Fund launched?
What is the current NAV of Kotak Liquid Fund?
What is the AUM of Kotak Liquid Fund?
What is the rate of return of Kotak Liquid Fund?
- In the past 1Y: 6.44%
- In the past 3Y: 6.90%
- In the past 5Y: 6.40%
What is the expense ratio of Kotak Liquid Fund?
What is exit load of Kotak Liquid Fund?
How risky is investing in Kotak Liquid Fund?
Who is the fund manager Kotak Liquid Fund?
What is the minimum investment required in Kotak Liquid Fund?
How to invest in Kotak Liquid Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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