
Kotak Ultra Short Term Fund Direct Growth
Kotak Ultra Short Term Fund Direct Growth
as on 30 Oct 2026
Kotak Ultra Short Term Fund Direct Growth is a Debt mutual fund scheme launched on 01 Jan 2013. The current NAV stands at ₹48.7683 as of 30 Oct 2026.
Scheme Overview
- Inception Date : 01 Jan 2013
- AUM : ₹15,498.40 Cr
- 5Y Returns (CAGR) : 6.61%
- Expense Ratio : 0.36%
- Min. SIP : ₹100
- Min. Lumpsum : ₹100
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 35.63 L
6.61%
Total Investment
₹ 30,00,000
Returns
₹ 5,63,262 (6.61%)
Maturity Value
₹ 35,63,262
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 15,498.40 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹15,498.40 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 100.00% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() A Axis Bank Limited | 4.48% | |
![]() N NABARD-7.8%-15032027-NCD | 3.84% | |
![]() B Bank Of Baroda | 3.82% | |
![]() S SDL TN 6.54% 2029 | 2.98% | |
![]() H HDFC Bank Limited | 2.23% | |
![]() 6 6.17% Govt Stock 2028 | 2.19% | |
![]() M Mankind Pharma Limited | 2.00% | |
![]() M MFL 8.45% 2029 | 2.00% | |
![]() S SDL MH 6.9% 2030 | 2.00% | |
![]() I Indusind Bank Ltd | 1.93% | |
![]() G GOI TBILL 182D-06/08/26 | 1.66% | |
![]() N National Bank For Agriculture And Rural Development | 1.60% | |
![]() P Punjab National Bank | 1.59% | |
![]() S Small Industries Development Bank Of India | 1.59% | |
![]() S Small Industries Dev Bank Of India | 1.59% | |
![]() H HDFC Bank Ltd | 1.59% | |
![]() Y Yes Bank Limited | 1.58% | |
![]() I IIFL Finance Ltd. | 1.57% | |
![]() B Bank of Baroda | 1.45% | |
![]() P Punjab National Bank | 1.43% | |
![]() R RADHAKRISHNA SECURITISATION TRUST | 1.37% | |
![]() V Vedanta Limited | 1.34% | |
![]() N NABARD-7.44%-24022028-NCD | 1.34% | |
![]() P Poonawalla Fincorp Limited | 1.33% | |
![]() T TOPL-7.45%-19012028-NCD | 1.33% | |
![]() B BTL-7.30%-01122027-NCD | 1.31% | |
![]() G GOI TBILL 364D-11/02/27 | 1.29% | |
![]() A Adani Power Limited | 1.27% | |
![]() P Punjab & Sind Bank | 1.27% | |
![]() H HDFC Bank Limited | 1.26% | |
![]() P PFL-9.15%-17062027-NCD | 1.17% | |
![]() B Bank Of Baroda | 1.11% | |
![]() N Net Current Assets/(Liabilities) | 1.06% | |
![]() N Nuvama Wealth Finance Limited | 1.00% | |
![]() 3 360 One Prime Limited | 1.00% | |
![]() J Jamnagar Utilities & Power Private Limited | 1.00% | |
![]() S Small Industries Development Bank of India | 0.97% | |
![]() T Tata Teleservices Ltd | 0.97% | |
![]() H HDFC Bank Limited | 0.97% | |
![]() T Tata Housing Development Company Limited | 0.96% | |
![]() N National Bank For Agriculture And Rural Development | 0.95% | |
![]() N National Bank For Agriculture And Rural Development | 0.95% | |
![]() I IIFL Finance Ltd. | 0.95% | |
![]() T Torrent Pharmaceuticals Limited | 0.93% | |
![]() M Mankind Pharma Limited | 0.84% | |
![]() B Bank Of Baroda | 0.81% | |
![]() U Union Bank Of India | 0.80% | |
![]() F Federal Bank Ltd. | 0.80% | |
![]() A Aditya Birla Capital Ltd | 0.79% | |
![]() J Jubilant Bevco Limited | 0.74% | |
![]() M MFL-8.78%-20052027-NCD | 0.67% | |
![]() T Triparty Repo | 0.67% | |
![]() M Mahindra And Mahindra Financial Services Limited | 0.67% | |
![]() S SDL GJ 6.04% 2026 | 0.67% | |
![]() 3 360 One Prime Limited | 0.67% | |
![]() E Embassy Office Parks Reit | 0.67% | |
![]() M MFL TBILL LKD 2029 | 0.66% | |
![]() P PFCL 6.92% 2028 SR 258A | 0.66% | |
![]() T TCHFL 7.30% 2028 SR E | 0.66% | |
![]() G GOI TBILL 182D-13/08/26 | 0.66% | |
![]() G GOI TBILL 364D-10/09/26 | 0.66% | |
![]() M Manappuram Finance Ltd. | 0.65% | |
![]() B Bahadur Chand Investments Private Limited | 0.64% | |
![]() M Manappuram Finance Limited | 0.64% | |
![]() C Canara Bank | 0.64% | |
![]() S Small Industries Dev Bank Of India | 0.64% | |
![]() H HDFC Bank Limited | 0.64% | |
![]() M Muthoot Finance Limited | 0.64% | |
![]() H HDFC Bank Ltd. | 0.64% | |
![]() I Indusind Bank Ltd. | 0.64% | |
![]() C Canara Bank | 0.63% | |
![]() U Union Bank Of India | 0.63% | |
![]() M Muthoot Finance Limited | 0.63% | |
![]() B Birla Group Holdings Pvt Ltd | 0.63% | |
![]() B BTL-8.65%-05112027-NCD | 0.50% | |
![]() 7 7.07% Tamilnadu SDL 2026 | 0.50% | |
![]() M MFL-7.88%-22112028-NCD | 0.49% | |
![]() C Canara Bank | 0.48% | |
![]() C Canara Bank | 0.48% | |
![]() M Muthoot Finance Ltd. | 0.48% | |
![]() U Union Bank Of India | 0.48% | |
![]() E Embassy Office Parks REIT | 0.47% | |
![]() L LIQUID GOLD SERIES 14 | 0.45% | |
![]() C Cholamandalam Securities Ltd. | 0.44% | |
![]() L LIQUID GOLD SERIES 9 | 0.41% | |
![]() V Vedanta Limited | 0.34% | |
![]() T TACA TBILL LKD 2029 SR B | 0.33% | |
![]() T TCHFL-7.123%-21072027-NCD | 0.33% | |
![]() G GSGL-7.68%-28042028-NCD | 0.33% | |
![]() G GSGL-7.68%-28072028-NCD | 0.33% | |
![]() G GSGL-7.68%-27102028-NCD | 0.33% | |
![]() A Axis Bank Ltd | 0.32% | |
![]() M Muthoot Finance Ltd. | 0.32% | |
![]() C Canara Bank | 0.32% | |
![]() B Bank Of Baroda | 0.32% | |
![]() M Muthoot Finance Ltd. | 0.32% | |
![]() C Credila Financial Services Ltd. | 0.31% | |
![]() S Sbi Alternative Investment Fund | 0.31% | |
![]() S SDL GJ 7.57% 2026 | 0.30% | |
![]() G GSGL-7.68%-28012028-NCD | 0.30% | |
![]() L LICHFL-7.865%-20082026-NCD | 0.27% | |
![]() G Godrej Properties Limited | 0.17% | |
![]() G GIL-8.1%-22052028-NCD | 0.17% | |
![]() G Gs17dec2026c | 0.16% | |
![]() T Tata Capital Housing Finance Limited | 0.16% | |
![]() B Bank Of Baroda | 0.16% | |
![]() U Union Bank Of India | 0.16% | |
![]() G GIL-8.42%-27122027-NCD | 0.10% | |
![]() T Tata Capital Limited | 0.05% | |
![]() G GFL-8.75%-18012027-NCD | 0.03% | |
![]() 7 7.85% Andhra Sdl 2026 | 0.03% | |
![]() N National Bank For Agriculture And Rural Development | 0.03% | |
![]() H HDFC Bank Ltd. | 0.03% | |
![]() 7 7.17% Rajasthan Sdl 2026 | 0.01% | |
![]() I INDIA UNIVERSAL TRUST AL1 | 0.01% | |
![]() L LIC Housing Finance Ltd | 0.01% | |
![]() 7 7.84% Maharashtra Sdl 2026 | 0.00% | |
![]() R RECL-7.7%-31082026-NCD | 0.00% | |
![]() S Small Industries Development Bank Of India | 0.00% | |
![]() S Small Industries Development Bank Of India | 0.00% | |
![]() T Tbill | 0.00% | |
![]() 8 8.08% Maharashtra Sdl 2026 | 0.00% | |
![]() P Punjab National Bank | 0.00% |
Fund Comparison
Fund Details
52W High NAV
-
Min. SIP Amount
₹ 100.00
Min. Lumpsum Amount
₹ 100.00
AUM (in Cr.)
₹ 15,498.40
Expense Ratio
0.36%
Lock-in Period
No Lock in Period
52W Low NAV
-
Inception Date
01 Jan 2013
Fund Age
13 Yrs
Benchmark
NIFTY Ultra Short Duration Debt Index A-I
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Deepak Agrawal | Post Graduate in Commerce from Mumbai University, a Qualified Chartered account and a Company Secretary. Also Cleared AIMR CFA Level I |
| Manu Sharma | Accountant & M.Com |
Fund Objective
The investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.
Risk-O-Meter
Investors understand that their principal will be at
Moderate Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
Kotak Mahindra Mutual Fund
No. of Schemes
90
Total AUM
₹ 5,77,764.64 Cr
Contact Details
27 BKC, C-27, G Block, Bandra KurlaComplex, Bandra(E),Mumbai - 400 051.
Contact Details
27 BKC, C-27, G Block, Bandra KurlaComplex, Bandra(E),Mumbai - 400 051.
FAQs
When was Kotak Ultra Short Term Fund launched?
What is the current NAV of Kotak Ultra Short Term Fund?
What is the AUM of Kotak Ultra Short Term Fund?
What is the rate of return of Kotak Ultra Short Term Fund?
- In the past 1Y: 6.25%
- In the past 3Y: 7.13%
- In the past 5Y: 6.61%
What is the expense ratio of Kotak Ultra Short Term Fund?
What is exit load of Kotak Ultra Short Term Fund?
How risky is investing in Kotak Ultra Short Term Fund?
Who is the fund manager Kotak Ultra Short Term Fund?
What is the minimum investment required in Kotak Ultra Short Term Fund?
How to invest in Kotak Ultra Short Term Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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