
Nippon India Banking and PSU Debt Fund Direct Growth
Nippon India Banking and PSU Debt Fund Direct Growth
as on 03 Nov 2026
Nippon India Banking and PSU Debt Fund Direct Growth is a Debt mutual fund scheme launched on 15 May 2015. The current NAV stands at ₹22.8929 as of 03 Nov 2026.
Scheme Overview
- Inception Date : 15 May 2015
- AUM : ₹5,025.68 Cr
- 5Y Returns (CAGR) : 6.17%
- Expense Ratio : 0.39%
- Min. SIP : ₹100
- Min. Lumpsum : ₹5,000
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 35.22 L
6.17%
Total Investment
₹ 30,00,000
Returns
₹ 5,21,800 (6.17%)
Maturity Value
₹ 35,21,800
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 5,025.68 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹5,025.68 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 100.00% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() N NABARD-7.48%-15092028-NCD | 3.46% | |
![]() N National Bank For Agriculture And Rural Development | 3.39% | |
![]() S SIDBI MARKET LINKED 2029 | 3.37% | |
![]() N Net Current Assets | 2.89% | |
![]() N NHB-7.59%-08092027-NCD | 2.50% | |
![]() G GOI LOAN 6.68% 2040 | 2.47% | |
![]() R Rural Electrification Corporation Limited | 2.42% | |
![]() S SIDBI-7.34%-26022029-NCD | 2.40% | |
![]() I IRFC 7.57% 2029 SR 175 | 2.33% | |
![]() U Union Bank Of India | 1.99% | |
![]() S SDL TN 7.17% 2029 | 1.98% | |
![]() P Power Finance Corporation Limited | 1.93% | |
![]() N Nuclear Power Corporation Of India Limited | 1.93% | |
![]() B BTL 7.85% 2029 SR XXX | 1.91% | |
![]() P PGC-7.02%-12122035-NCD | 1.89% | |
![]() B Bank Of Baroda | 1.83% | |
![]() P Power Grid Corporation Of India Limited | 1.70% | |
![]() R Rural Electrification Corporation Limited | 1.68% | |
![]() P Power Finance Corporation Limited | 1.55% | |
![]() E EXIM 7.45% 2028 SR Z01 | 1.45% | |
![]() T TACA TBILL LKD 2029 SR B | 1.44% | |
![]() M Mahindra And Mahindra Financial Services Limited | 1.44% | |
![]() S SDL GJ 7.17% 2032 | 1.43% | |
![]() I ICICI Bank Limited | 1.41% | |
![]() I Indian Railway Finance Corporation Limited | 1.36% | |
![]() N NBFID-6.67%-30052030-NCD | 1.31% | |
![]() P Power Grid Corporation Of India Limited | 1.24% | |
![]() I Indian Railway Finance Corporation Limited | 1.23% | |
![]() H HDFC Bank Limited | 1.17% | |
![]() S Small Industries Development Bank Of India | 1.16% | |
![]() H HDFCBK-7.65%-20032034-NCD | 1.15% | |
![]() B Bajaj Housing Finance Limited | 0.98% | |
![]() R RECL-7.58%-31052029-NCD | 0.97% | |
![]() E EXIM-7.4%-14032029-NCD | 0.97% | |
![]() R Rec Limited | 0.96% | |
![]() G GOI LOAN 6.94% 2036 | 0.96% | |
![]() N NHB-7.59%-14072027-NCD | 0.96% | |
![]() S SIDBI-7.49%-11062029-NCD | 0.96% | |
![]() G GOI LOAN 6.68% 2033 | 0.96% | |
![]() S SIDBI 7.22% 2029 SR V | 0.96% | |
![]() N NHB-7.2%-03102031-NCD | 0.95% | |
![]() S SDL TN 7.31% 2033 | 0.95% | |
![]() S SDL TN 7.12% 2032 | 0.95% | |
![]() R RECL-6.52%-31012028-NCD | 0.95% | |
![]() S SIDDHIVINAYAK SECURITISATION TRUST | 0.95% | |
![]() S SHIVSHAKTI SECURITISATION TRUST | 0.94% | |
![]() I ICICI Bank Limited | 0.94% | |
![]() P PFCL-6.59%-15102030-NCD | 0.94% | |
![]() E Export Import Bank Of India | 0.92% | |
![]() C Canara Bank | 0.91% | |
![]() H HDFC Bank Limited | 0.91% | |
![]() I IRFC-0%-01122035-NCD | 0.83% | |
![]() S SDL KL 7.91% 2030 | 0.79% | |
![]() T Triparty Repo | 0.78% | |
![]() K Kotak Mahindra Prime Limited | 0.76% | |
![]() P Poonawalla Fincorp Limited | 0.76% | |
![]() S SDL MH 6.77% 2030 | 0.76% | |
![]() S SDL KA 7.11% 2033 | 0.75% | |
![]() G GOI LOAN 6.28% 2032 | 0.66% | |
![]() N National Highways Authority Of India | 0.59% | |
![]() S SDL AP 7.06% 2030 | 0.58% | |
![]() I Indian Railway Finance Corporation Limited | 0.49% | |
![]() H HDFC Bank Limited | 0.49% | |
![]() S SDL GJ 7.66% 2032 | 0.49% | |
![]() P Power Finance Corporation Limited | 0.48% | |
![]() P PFCL-7.6%-13042029-NCD | 0.48% | |
![]() N National Bank For Agriculture And Rural Development | 0.48% | |
![]() N NABARD-7.62%-10052029-NCD | 0.48% | |
![]() P Power Finance Corporation Limited | 0.48% | |
![]() P PFCL-7.45%-15072028-NCD | 0.48% | |
![]() I Indian Railway Finance Corporation Limited | 0.48% | |
![]() E EXIM-7.14%-13122029-NCD | 0.48% | |
![]() A Aditya Birla Capital Limited | 0.48% | |
![]() H Hdb Financial Services Limited | 0.48% | |
![]() I Indian Railway Finance Corporation Limited | 0.48% | |
![]() N NBRD 7.01% 2029 SR 26D | 0.48% | |
![]() L L&T Metro Rail (Hyderabad) Limited | 0.47% | |
![]() S SDL TN 7.15% 2033 | 0.47% | |
![]() N Ntpc Limited | 0.46% | |
![]() N NHIT 0% 34 SR I STRPP A | 0.40% | |
![]() N Nhpc Limited | 0.39% | |
![]() N NRL 7.34% 2035 SR 1 | 0.38% | |
![]() C Corporate Debt Market Development Fund Class A2 | 0.33% | |
![]() N National Bank For Agriculture And Rural Development | 0.29% | |
![]() P Power Grid Corporation Of India Limited | 0.29% | |
![]() H HDFC Bank Limited | 0.29% | |
![]() S SDL KA 7.13% 2034 | 0.28% | |
![]() I ICPR-7.69%-28112035-NCD | 0.24% | |
![]() S Sbi General Insurance Company Limited | 0.23% | |
![]() 8 8.48% Kerala SDL 2030 | 0.20% | |
![]() P Power Grid Corporation Of India Limited | 0.20% | |
![]() R Rural Electrification Corporation Limited | 0.20% | |
![]() S SDL KA 7.7% 2033 | 0.19% | |
![]() R RECL-7.56%-31082027-NCD | 0.19% | |
![]() N NABARD-7.44%-24022028-NCD | 0.19% | |
![]() S SDL AP 7.15% 2031 | 0.19% | |
![]() S SDL MH 7.63% 2036 | 0.17% | |
![]() N National Bank For Agriculture And Rural Development | 0.10% | |
![]() R Rec Limited | 0.10% | |
![]() L LIC Housing Finance Ltd | 0.10% | |
![]() S SIDBI-7.51%-12062028-NCD | 0.10% | |
![]() T TCHFL-7.712%-14012028-NCD | 0.10% | |
![]() P Power Grid Corporation Of India Limited | 0.10% | |
![]() S SDL MH 7.49% 2036 | 0.10% | |
![]() S SDL KA 7.04% 2032 | 0.08% | |
![]() G GOI LOAN 7.32% 2030 | 0.06% | |
![]() S SDL MH 7.12% 2036 | 0.06% | |
![]() N National Bank For Agriculture And Rural Development | 0.04% | |
![]() C Cash Margin - Ccil | 0.03% | |
![]() G GOI LOAN 7.04% 2029 | 0.03% | |
![]() 6 6.17% Govt Stock 2028 | 0.02% | |
![]() S SDL KA 7.44% 2034 | 0.01% | |
![]() I Interest Rate Swaps Pay Floating Receive Fix (18/05/2028) (Fv 10000 Lacs) | 0.01% | |
![]() I Interest Rate Swaps Pay Floating Receive Fix (22/05/2028) (Fv 5000 Lacs) | 0.01% | |
![]() I Interest Rate Swaps Pay Floating Receive Fix (01/06/2029) (Fv 5000 Lacs) | 0.01% | |
![]() I Interest Rate Swaps Pay Floating Receive Fix (02/06/2029) (Fv 5000 Lacs) | 0.01% | |
![]() N National Highways Authority Of India | 0.00% | |
![]() N Nhpc Limited | 0.00% | |
![]() S SIDBI-7.47%-05092029-NCD | 0.00% | |
![]() S SIDBI-6.74%-10012029-NCD | 0.00% | |
![]() G GOI LOAN 6.36% 2031 | 0.00% | |
![]() C Cash | 0.00% |
Fund Comparison
Fund Details
52W High NAV
₹ 22.9714
Min. SIP Amount
₹ 100.00
Min. Lumpsum Amount
₹ 5,000.00
AUM (in Cr.)
₹ 5,025.68
Expense Ratio
0.39%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 22.0613
Inception Date
15 May 2015
Fund Age
11 Yrs
Benchmark
CRISIL Banking and PSU Debt A-II Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Pranay Sinha | Graduation - IIT Kharagpur, Btech in Aerospace Engg, Post Graduation : IIM Calcutta, PGDM with Major in Finance |
| Vivek Sharma | B.E (Electronic), PGDBM - Finance |
Fund Objective
To generate income over short to medium term horizon through investments in debt and money market instruments of various maturities, consisting predominantly of securities issued by entities such as Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs). However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.
Risk-O-Meter
Investors understand that their principal will be at
Moderate Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
Nippon India Mutual Fund
No. of Schemes
70
Total AUM
₹ 5,37,300.17 Cr
Contact Details
4th Floor, Tower A, Peninsula Busines-s Park, Ganapatrao Kadam MargLower Parel (W), Mumbai - 400013.
Contact Details
4th Floor, Tower A, Peninsula Busines-s Park, Ganapatrao Kadam MargLower Parel (W), Mumbai - 400013.
FAQs
When was Nippon India Banking and PSU Debt Fund launched?
What is the current NAV of Nippon India Banking and PSU Debt Fund?
What is the AUM of Nippon India Banking and PSU Debt Fund?
What is the rate of return of Nippon India Banking and PSU Debt Fund?
- In the past 1Y: 3.85%
- In the past 3Y: 6.89%
- In the past 5Y: 6.17%
What is the expense ratio of Nippon India Banking and PSU Debt Fund?
What is exit load of Nippon India Banking and PSU Debt Fund?
How risky is investing in Nippon India Banking and PSU Debt Fund?
Who is the fund manager Nippon India Banking and PSU Debt Fund?
What is the minimum investment required in Nippon India Banking and PSU Debt Fund?
How to invest in Nippon India Banking and PSU Debt Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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