
SBI Banking and PSU Debt Fund Direct Growth
SBI Banking and PSU Debt Fund Direct Growth
as on 03 Nov 2026
SBI Banking and PSU Debt Fund Direct Growth is a Debt mutual fund scheme launched on 01 Jan 2013. The current NAV stands at ₹3,542.4369 as of 03 Nov 2026.
Scheme Overview
- Inception Date : 01 Jan 2013
- AUM : ₹7,335.49 Cr
- 5Y Returns (CAGR) : 6.16%
- Expense Ratio : 0.41%
- Min. SIP : ₹500
- Min. Lumpsum : ₹5,000
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 35.21 L
6.16%
Total Investment
₹ 30,00,000
Returns
₹ 5,20,865 (6.16%)
Maturity Value
₹ 35,20,865
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 7,335.49 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹7,335.49 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 100.00% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() H HDFC Bank Limited | 5.36% | |
![]() B Bank Of Baroda | 4.80% | |
![]() U Union Bank Of India | 4.77% | |
![]() S Small Industries Development Bank of India | 4.67% | |
![]() P PGCIL-7.65%-11012034-NCD | 4.66% | |
![]() O Ongc Petro Additions Limited | 4.41% | |
![]() G GAil (India) Limited | 4.40% | |
![]() G GOI LOAN 6.94% 2036 | 3.79% | |
![]() S SDL MP 6.95% 2030 | 3.76% | |
![]() I India Infrastructure Finance Company Limited | 3.70% | |
![]() C Canara Bank | 3.58% | |
![]() N NHIT 0% 35 SR I STRPP B | 3.27% | |
![]() P PFCL 6.96% 2028 SR 259A | 3.13% | |
![]() E Equitas Small Finance Bank Ltd. | 3.08% | |
![]() S SDL TN 7.74% 2036 | 2.54% | |
![]() N NABARD-7.48%-15092028-NCD | 2.52% | |
![]() N NABARD-7.7%-30092027-NCD | 2.40% | |
![]() P Punjab National Bank | 2.39% | |
![]() H HDFC Bank Ltd | 2.39% | |
![]() C Canara Bank | 2.39% | |
![]() U Union Bank Of India | 2.38% | |
![]() C Canara Bank | 2.38% | |
![]() T Treps | 2.36% | |
![]() N NABARD-7.44%-24022028-NCD | 2.01% | |
![]() S SDL MH 7.35% 2031 | 1.91% | |
![]() R Rural Electrification Corporation Limited | 1.90% | |
![]() R RECL-7.71%-26022027-NCD | 1.89% | |
![]() G GOI LOAN 6.68% 2040 | 1.56% | |
![]() S SIDBI-7.79%-14052027-NCD | 1.26% | |
![]() Y Yes Bank Limited | 1.13% | |
![]() G GOI LOAN 6.48% 2035 | 1.10% | |
![]() N Nhpc Limited | 1.08% | |
![]() N NBRD 7.01% 2029 SR 26D | 1.00% | |
![]() S SIDBI-7.75%-10062027-NCD | 0.88% | |
![]() P PGCIL-7.55%-23042034-NCD | 0.71% | |
![]() R Rec Limited | 0.63% | |
![]() S SDL MH 7.63% 2036 | 0.63% | |
![]() N Nuclear Power Corporation Of India Limited | 0.63% | |
![]() R Rural Electrification Corporation Limited | 0.63% | |
![]() N Nhpc Limited | 0.63% | |
![]() S SDL TN 7.50% 2036 | 0.63% | |
![]() C Corporate Debt Market Development Fund-A2 | 0.38% | |
![]() N Net Receivable / Payable | 0.26% | |
![]() C Canara Bank | 0.26% | |
![]() P Power Grid Corporation Of India Limited | 0.13% | |
![]() S SDL WB 8.04% 2056 | 0.12% | |
![]() N Nhpc Limited | 0.05% | |
![]() P Power Finance Corporation Limited | 0.00% | |
![]() S Small Industries Development Bank Of India | 0.00% | |
![]() D Deutsche Bank AG London Branch | 0.00% | |
![]() N National Bank for Agriculture and Rural Development | 0.00% | |
![]() G GOI LOAN 6.90% 2065 | 0.00% | |
![]() P Punjab National Bank | 0.00% | |
![]() A Au Small Finance Bank Limited | 0.00% |
Fund Comparison
Fund Details
52W High NAV
₹ 3,541.5164
Min. SIP Amount
₹ 500.00
Min. Lumpsum Amount
₹ 5,000.00
AUM (in Cr.)
₹ 7,335.49
Expense Ratio
0.41%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 3,394.4915
Inception Date
01 Jan 2013
Fund Age
13 Yrs
Benchmark
Nifty Banking & PSU Debt Index A-II
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Ardhendu Bhattacharya | PGDM-Goa Institute of Management |
Fund Objective
The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies.
Risk-O-Meter
Investors understand that their principal will be at
Moderate Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
SBI Mutual Fund
No. of Schemes
79
Total AUM
₹ 8,98,745.09 Cr
Contact Details
9th Floor,Crescenzo, C-39&39,G Block, Bandra kurla complex,Bandra (east), Mumbai-400 051.
Contact Details
9th Floor,Crescenzo, C-39&39,G Block, Bandra kurla complex,Bandra (east), Mumbai-400 051.
FAQs
When was SBI Banking and PSU Debt Fund launched?
What is the current NAV of SBI Banking and PSU Debt Fund?
What is the AUM of SBI Banking and PSU Debt Fund?
What is the rate of return of SBI Banking and PSU Debt Fund?
- In the past 1Y: 4.42%
- In the past 3Y: 7.06%
- In the past 5Y: 6.16%
What is the expense ratio of SBI Banking and PSU Debt Fund?
What is exit load of SBI Banking and PSU Debt Fund?
How risky is investing in SBI Banking and PSU Debt Fund?
Who is the fund manager SBI Banking and PSU Debt Fund?
What is the minimum investment required in SBI Banking and PSU Debt Fund?
How to invest in SBI Banking and PSU Debt Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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