
UTI Floating Interest Rates Fund Direct Growth
UTI Floating Interest Rates Fund Direct Growth
as on 09 Nov 2026
UTI Floating Interest Rates Fund Direct Growth is a Debt mutual fund scheme launched on 30 Oct 2018. The current NAV stands at ₹1,695.2453 as of 09 Nov 2026.
Scheme Overview
- Inception Date : 30 Oct 2018
- AUM : ₹1,604.13 Cr
- 5Y Returns (CAGR) : 6.36%
- Expense Ratio : 0.44%
- Min. SIP : ₹500
- Min. Lumpsum : ₹500
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 35.40 L
6.36%
Total Investment
₹ 30,00,000
Returns
₹ 5,39,629 (6.36%)
Maturity Value
₹ 35,39,629
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 1,604.13 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹1,604.13 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 100.00% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() 6 6.17% Govt Stock 2028 | 6.43% | |
![]() H HDFC Bank Limited | 6.16% | |
![]() C Canara Bank | 6.11% | |
![]() E Export Import Bank Of India | 4.58% | |
![]() N Net Current Assets | 4.23% | |
![]() S SDIL-8.06%-29012029-NCD | 3.24% | |
![]() N NABARD-7.8%-15032027-NCD | 3.19% | |
![]() R RECL-7.64%-30042027-NCD | 3.19% | |
![]() S Small Industries Development Bank Of India | 3.19% | |
![]() I Indian Railway Finance Corporation Limited | 3.19% | |
![]() E Embassy Office Parks Reit | 3.19% | |
![]() T TCHFL-7.123%-21072027-NCD | 3.17% | |
![]() S SFL-6.99%-28052027-NCD | 3.17% | |
![]() S Sundaram Finance Ltd. | 2.99% | |
![]() M Mindspace Business Parks Reit | 2.25% | |
![]() C CFHL-8.2%-18052027-NCD | 1.92% | |
![]() S SDL MH 7.72% 2031 | 1.64% | |
![]() G GOI LOAN 7.37% 2028 | 1.64% | |
![]() P Power Finance Corporation Limited | 1.61% | |
![]() J Jamnagar Utilities & Power Private Limited | 1.61% | |
![]() T Tata Capital Housing Finance Limited | 1.60% | |
![]() N NABARD-7.7%-30092027-NCD | 1.60% | |
![]() P Power Finance Corporation Limited | 1.60% | |
![]() L LIC Housing Finance Ltd | 1.60% | |
![]() S SIDBI-7.79%-14052027-NCD | 1.60% | |
![]() K Kotak Mahindra Prime Limited | 1.60% | |
![]() L LICHFL-7.74%-22102027-NCD | 1.60% | |
![]() M Mahindra And Mahindra Financial Services Limited | 1.60% | |
![]() R RECL-7.71%-26022027-NCD | 1.60% | |
![]() R Rec Limited | 1.60% | |
![]() N National Bank For Agriculture And Rural Development | 1.59% | |
![]() S Sikka Ports & Terminals Limited | 1.59% | |
![]() I Indian Railway Finance Corporation Limited | 1.59% | |
![]() P Poonawalla Fincorp Limited | 1.59% | |
![]() B Bajaj Finance Limited | 1.59% | |
![]() E Embassy Office Parks Reit | 1.59% | |
![]() B BTL-7.35%-15102027-NCD | 1.58% | |
![]() R RADHAKRISHNA SECURITISATION TRUST | 1.57% | |
![]() B Bajaj Finance Limited | 1.55% | |
![]() I INDIA UNIVERSAL TRUST AL1 | 1.13% | |
![]() P Poonawalla Fincorp Limited | 1.11% | |
![]() I INDIA UNIVERSAL TRUST AL1 | 0.48% | |
![]() C Corporate Debt Market Devt Fund - A2 Units | 0.32% | |
![]() C Clearing Corporation Of India Ltd. Std - Margin | 0.03% | |
![]() I INDIA UNIVERSAL TRUST AL1 | 0.01% | |
![]() G GOI LOAN 6.10% 2031 | 0.00% |
Fund Comparison
Fund Details
52W High NAV
₹ 1,695.2453
Min. SIP Amount
₹ 500.00
Min. Lumpsum Amount
₹ 500.00
AUM (in Cr.)
₹ 1,604.13
Expense Ratio
0.44%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 1,604.6419
Inception Date
30 Oct 2018
Fund Age
8 Yrs
Benchmark
CRISIL Short Duration Debt A-II Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Sudhir Agrawal | M.Com., PGDBA(Finance), CFA |
| Pankaj Pathak | B.Sc. (Electronics) & Post Graduate Diploma in Banking & Finance. |
Fund Objective
The investment objective of the scheme is to generate reasonable returns and reduce interest rate risk by investing in a portfolio comprising predominantly of floating rate instruments and fixed rate instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Risk-O-Meter
Investors understand that their principal will be at
Moderately Low Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
UTI Mutual Fund
No. of Schemes
66
Total AUM
₹ 2,48,779.83 Cr
Contact Details
UTI Towers, Gn Block,Bandra Kurla Complex,Bandra (East), Mumbai 400 051
Contact Details
UTI Towers, Gn Block,Bandra Kurla Complex,Bandra (East), Mumbai 400 051
FAQs
When was UTI Floating Interest Rates Fund launched?
What is the current NAV of UTI Floating Interest Rates Fund?
What is the AUM of UTI Floating Interest Rates Fund?
What is the rate of return of UTI Floating Interest Rates Fund?
- In the past 1Y: 5.75%
- In the past 3Y: 7.00%
- In the past 5Y: 6.36%
What is the expense ratio of UTI Floating Interest Rates Fund?
What is exit load of UTI Floating Interest Rates Fund?
How risky is investing in UTI Floating Interest Rates Fund?
Who is the fund manager UTI Floating Interest Rates Fund?
What is the minimum investment required in UTI Floating Interest Rates Fund?
How to invest in UTI Floating Interest Rates Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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