
UTI Gilt Fund Direct Growth is a Debt mutual fund scheme launched on 01 Jan 2013. The current NAV stands at ₹68.2774 as of 11 Nov 2026.
Scheme Overview
- Inception Date : 01 Jan 2013
- AUM : ₹408.55 Cr
- 5Y Returns (CAGR) : 5.68%
- Expense Ratio : 0.47%
- Min. SIP : ₹500
- Min. Lumpsum : ₹500
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 34.76 L
5.68%
Total Investment
₹ 30,00,000
Returns
₹ 4,76,340 (5.68%)
Maturity Value
₹ 34,76,340
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
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*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 408.55 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹408.55 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 100.00% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() G GOI TBILL 364D-04/03/27 | 37.80% | |
![]() N Net Current Assets | 15.50% | |
![]() G GOI LOAN 6.90% 2065 | 12.91% | |
![]() G GOI LOAN 6.79% 2027 | 11.90% | |
![]() G GOI LOAN 7.24% 2055 | 5.70% | |
![]() S SDL RJ 7.65% 2036 | 5.32% | |
![]() S SDL CG 7.37% 2031 | 3.58% | |
![]() 7 7.18% Tamilnadu SDL 2027 | 3.57% | |
![]() S SDL UK 7.3% 2032 | 2.01% | |
![]() 7 7.77% Andhra Sdl 2028 | 1.20% | |
![]() C Clearing Corporation Of India Ltd. Std - Margin | 0.53% | |
![]() G GOI TBILL 364D-28/01/27 | 0.00% |
Fund Comparison
Fund Details
52W High NAV
₹ 68.8066
Min. SIP Amount
₹ 500.00
Min. Lumpsum Amount
₹ 500.00
AUM (in Cr.)
₹ 408.55
Expense Ratio
0.47%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 65.5424
Inception Date
01 Jan 2013
Fund Age
13 Yrs
Benchmark
CRISIL Dynamic Gilt Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Pankaj Pathak | B.Sc. (Electronics) & Post Graduate Diploma in Banking & Finance. |
Fund Objective
The investment objective of the scheme is to generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or State Government and / or any security unconditionally guaranteed by the Central Government and / or State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Risk-O-Meter
Investors understand that their principal will be at
Moderate Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
UTI Mutual Fund
No. of Schemes
66
Total AUM
₹ 2,48,779.83 Cr
Contact Details
UTI Towers, Gn Block,Bandra Kurla Complex,Bandra (East), Mumbai 400 051
Contact Details
UTI Towers, Gn Block,Bandra Kurla Complex,Bandra (East), Mumbai 400 051
FAQs
When was UTI Gilt Fund launched?
What is the current NAV of UTI Gilt Fund?
What is the AUM of UTI Gilt Fund?
What is the rate of return of UTI Gilt Fund?
- In the past 1Y: 4.11%
- In the past 3Y: 6.64%
- In the past 5Y: 5.68%
What is the expense ratio of UTI Gilt Fund?
What is exit load of UTI Gilt Fund?
How risky is investing in UTI Gilt Fund?
Who is the fund manager UTI Gilt Fund?
What is the minimum investment required in UTI Gilt Fund?
How to invest in UTI Gilt Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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