Credit Access Grameen Financials - Balance Sheet, Income Statment, Cash Flow

Quarterly Statement	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Revenue	1,408	1,464	1,509	1,491	1,599
Expenses	864	885	845	678	660
Operating Profit	543	578	664	813	937
Operating Profit Margin %	39%	39%	44%	55%	59%
Other Income	1	1	1	1	1
EBITDA	544	579	665	814	939
Interest	478	482	480	459	478
Depreciation	15	15	16	16	16
Profit Before Tax	51	81	169	338	445
Tax %	8%	26%	26%	25%	24%
Net Profit	47	60	126	252	340
EPS	3	4	8	16	21

Yearly Balance Sheet	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Share Capital	156	159	159	160	160
Reserve & Surplus	4,011	4,948	6,411	6,796	7,682
Minority Interest	0	0	0	0	0
Non Current Liabilities	12,921	16,312	21,841	20,446	23,668
Current Liabilities	394	439	460	401	420
Total Liabilities	17,482	21,858	28,871	27,802	31,930
Fixed Assets	629	599	609	604	212
Capital Work in Progress	3	4	5	4	0
Investments	1	455	1,439	893	0
Other Assets	16,849	20,801	26,818	26,302	0
Total Assets	17,482	21,858	28,871	27,802	31,930

Yearly Cash Flow	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Operating Activities	-455	-2,714	-3,290	-4,734	1,125
Investing Activities	24	-33	-314	-994	708
Financing Activities	2,146	1,967	3,365	5,494	-1,669
Net Cash Flow	1,715	-780	-239	-234	164

Financial Year	Revenue	Revenue Growth	Net Profit	Profit Growth
FY 2024-25	6,059	11.28%	788	-63.25%
FY 2023-24	5,756	45.68%	531	75.05%
FY 2022-23	5,173	29.12%	1,446	133.95%
FY 2021-22	3,551	35.39%	826	147.97%
FY 2020-21	2,750	20.59%	353	-56.52%

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We are bullish on India, we are bullish on India's prospects to be one of the largest economies in the world. We believe that the stock market provides a unique opportunity for all of India's traders and investors to participate in the growth story of the country.

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SEBI Stock Broker Registration No: INZ000006031 | Depository Participant (CDSL) ID: IN-DP-289-2016 | SEBI Research Analyst Registration No: INH000023357
Exchange Membership No. : NSE: 90133 | BSE: 6593 | MCX: 56320
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Details of client bank account

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In case of grievances for any of the services rendered by Raise Securities Private Limited, please write to grievance@dhan.co (for NSE, BSE and MCX) or grievancedp@dhan.co (for Depository Participant). Please ensure that you carefully read the Risk Disclosure Document as prescribed by SEBI, our Terms of Use and Privacy Policy. Compliance Officer: Mr. Manish Garg and Mobile: 8655740961 Email: complianceofficer@dhan.co To lodge your complaints using SEBI SCORES, click here.

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DHAN is a brand owned by Raise Securities Private Limited. All DHAN clients are registered under Raise Securities Private Limited. Clients are advised to refer to our company as Raise Securities Private Limited when communicating with regulatory authorities.

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Disclaimer: Investment in the securities market are subject to market risks, read all the related documents carefully before investing. Brokerage will not exceed the SEBI prescribed limit

Attention investors:

Stock brokers can accept securities as margins from clients only by way of pledge in the depository system w.e.f September 01, 2020.
Update your e-mail and phone number with your stock broker / depository participant and receive OTP directly from depository on your e-mail and/or mobile number to create pledge.
Check your securities / MF / bonds in the consolidated account statement issued by NSDL/CDSL every month.

Note: As a policy we do not give stock tips or recommendations and have not authorized anyone to give this on behalf of us. If you know anyone claiming to be a part of Dhan / / Raise or our associate companies or partners and offering such services, please report us on help@dhan.co. Important Information for Investors: To prevent unauthorized transactions in your trading / demat account, do not share your account details, credentials or any personal details with anyone. Keep your mobile number updated with your Stock Broker, Depository Participant and ensure that the same is registered with Stock Exchanges, Depository and KRAs. You will receive alerts and information on your registered mobile number / email for debit and other important transactions in your demat account directly from CDSL / Exchange on the same day. KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (Stock Broker, DP, Mutual Fund, etc.), you need not undergo the same process again when you approach another intermediary. No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account. This is issued in the interest of investors.

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Credit Access Grameen

CREDITACC Financials

Income Statement

Balance Sheet

Cash Flow

CREDITACC Revenue Growth