
Axis Retirement Fund - Conservative Plan Direct Growth
Axis Retirement Fund - Conservative Plan Direct Growth
as on 03 Nov 2026
Axis Retirement Fund - Conservative Plan Direct Growth is a Solution Oriented mutual fund scheme launched on 20 Dec 2019. The current NAV stands at ₹17.4363 as of 03 Nov 2026. From the funds total AUM, its top holdings include GOI LOAN 7.18% 2037 at 32.40%, GOI LOAN 7.34% 2064 at 14.44%, GOI LOAN 7.1% 2034 at 10.43%, Reliance Industries at 4.54%, Clearing Corporation Of India Ltd at 3.99%
Scheme Overview
- Inception Date : 20 Dec 2019
- AUM : ₹43.39 Cr
- 5Y Returns (CAGR) : 5.83%
- Expense Ratio : 1.27%
- Min. SIP : ₹1,000
- Min. Lumpsum : ₹5,000
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 34.90 L
5.83%
Total Investment
₹ 30,00,000
Returns
₹ 4,90,177 (5.83%)
Maturity Value
₹ 34,90,177
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 43.39 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹43.39 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 62.67% | ||
| Financial Services | 11.88% | ||
| Healthcare | 5.79% | ||
| Energy | 4.60% | ||
| Technology | 4.39% | ||
| Consumer Defensive | 3.32% | ||
| Consumer Cyclical | 2.55% | ||
| Communication Services | 2.21% | ||
| Industrials | 1.55% | ||
| Utilities | 1.05% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() G GOI LOAN 7.18% 2037 | 32.40% | |
![]() G GOI LOAN 7.34% 2064 | 14.44% | |
![]() G GOI LOAN 7.1% 2034 | 10.43% | |
![]() R Reliance Industries | 4.54% | |
![]() C Clearing Corporation Of India Ltd | 3.99% | |
![]() S State Bank of India | 2.66% | |
![]() A Apollo Hospitals | 2.50% | |
![]() I Infosys | 2.23% | |
![]() B Bharti Airtel | 2.21% | |
![]() H HDFC Bank | 1.96% | |
![]() I ICICI Bank | 1.86% | |
![]() I Indus Infra Trust | 1.70% | |
![]() L LIC of India | 1.64% | |
![]() L Larsen & Toubro | 1.55% | |
![]() N Net Receivables / (Payables) | 1.41% | |
![]() I ITC | 1.34% | |
![]() H Hero Motocorp | 1.32% | |
![]() H HCL Technologies | 1.15% | |
![]() M Mahindra & Mahindra | 1.15% | |
![]() K Kotak Bank | 1.11% | |
![]() V Varun Beverages | 1.08% | |
![]() J J B Chemicals and Pharmaceuticals | 1.08% | |
![]() N NTPC | 1.05% | |
![]() S Sun Pharmaceutical | 0.91% | |
![]() M Mankind Pharma | 0.77% | |
![]() B Britannia Industries | 0.68% | |
![]() T Tech Mahindra | 0.66% | |
![]() C Cipla | 0.53% | |
![]() H HDFC Life Insurance | 0.50% | |
![]() T Tata Consultancy Services | 0.35% | |
![]() S Sundaram Finance | 0.27% | |
![]() H Hindustan Unilever | 0.21% | |
![]() B Bajaj Finance | 0.17% | |
![]() I ITC Hotels | 0.07% | |
![]() B Bharat Petroleum | 0.06% | |
![]() N Nestle | 0.00% |
Fund Comparison
Fund Details
52W High NAV
₹ 17.9283
Min. SIP Amount
₹ 1,000.00
Min. Lumpsum Amount
₹ 5,000.00
AUM (in Cr.)
₹ 43.39
Expense Ratio
1.27%
Lock-in Period
5.0 Years
52W Low NAV
₹ 16.8217
Inception Date
20 Dec 2019
Fund Age
6 Yrs
Benchmark
CRISIL Hybrid 75+25 - Conservative Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%
Fund Managers
| Name | Qualification |
|---|---|
| Devang Shah | B.Com., A.C.A. |
| Hardik Shah | B-Tech (I.T) & MBA (Finance) |
| Jayesh Sundar | Chartered Accountant |
| Krishnaa N | Chartered Accountant and Bachelor of Commerce |
Fund Objective
The investment objective of the Investment Plan(s) under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt and other instruments to help investors meet their retirement goals. However, there can be no assurance that the investment objective of the Scheme will be achieved. To generate regular income through investments predominantly in debt and money market instruments and to generate long term capital appreciation by investing certain portion of the portfolio in equity and equity related securities. The Investment Plan may also invest in units of Gold ETF or units of REITs & InvITs for income generation / wealth creation.
Risk-O-Meter
Investors understand that their principal will be at
High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
Axis Mutual Fund
No. of Schemes
68
Total AUM
₹ 3,66,159.62 Cr
Contact Details
One Lodha Place. 22nd & 23rd Floor,Senapati Bapat Marg, Lower Parel, Maharashtra, Mumbai - 400013.
Contact Details
One Lodha Place. 22nd & 23rd Floor,Senapati Bapat Marg, Lower Parel, Maharashtra, Mumbai - 400013.
FAQs
When was Axis Retirement Fund Conservative launched?
What is the current NAV of Axis Retirement Fund Conservative?
What is the AUM of Axis Retirement Fund Conservative?
What is the rate of return of Axis Retirement Fund Conservative?
- In the past 1Y: -1.52%
- In the past 3Y: 7.49%
- In the past 5Y: 5.83%
What is the expense ratio of Axis Retirement Fund Conservative?
What is exit load of Axis Retirement Fund Conservative?
What is the portfolio of Axis Retirement Fund Conservative?
- Reliance Industries: 4.54%
- State Bank of India: 2.66%
- Apollo Hospitals: 2.50%
- Infosys: 2.23%
- Bharti Airtel: 2.21%
Top 3 sectoral holdings include:
- Others: 62.67%
- Financial Services: 11.88%
- Healthcare: 5.79%
How risky is investing in Axis Retirement Fund Conservative?
Who is the fund manager Axis Retirement Fund Conservative?
What is the minimum investment required in Axis Retirement Fund Conservative?
How to invest in Axis Retirement Fund Conservative directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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