
Bank of India ELSS Tax Saver Fund Direct Growth
Bank of India ELSS Tax Saver Fund Direct Growth
as on 09 Nov 2026
Bank of India ELSS Tax Saver Fund Direct Growth is a Equity mutual fund scheme launched on 01 Jan 2013. The current NAV stands at ₹197.7000 as of 09 Nov 2026. From the funds total AUM, its top holdings include State Bank of India at 4.08%, Hindustan Aeronautics at 3.43%, Acutaas Chemicals at 3.24%, Bharti Airtel at 3.11%, ICICI Bank at 3.05%
Scheme Overview
- Inception Date : 01 Jan 2013
- AUM : ₹1,366.45 Cr
- 5Y Returns (CAGR) : 11.47%
- Expense Ratio : 1.10%
- Min. SIP : ₹500
- Min. Lumpsum : ₹500
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 40.65 L
11.47%
Total Investment
₹ 30,00,000
Returns
₹ 10,64,501 (11.47%)
Maturity Value
₹ 40,64,501
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
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Returns vs Category
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*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 1,366.45 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
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Asset Allocation
AUM
₹1,366.45 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 31 May 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Financial Services | 24.72% | ||
| Industrials | 19.59% | ||
| Basic Materials | 16.92% | ||
| Consumer Cyclical | 9.64% | ||
| Other | 6.21% | ||
| Consumer Defensive | 6.17% | ||
| Utilities | 5.36% | ||
| Technology | 3.25% | ||
| Communication Services | 3.11% | ||
| Healthcare | 2.76% | ||
| Energy | 2.15% | ||
| Real Estate | 0.11% |
Stock Holdings
as of 31 May 2026
Fund Comparison
Fund Details
52W High NAV
₹ 198.0400
Min. SIP Amount
₹ 500.00
Min. Lumpsum Amount
₹ 500.00
AUM (in Cr.)
₹ 1,366.45
Expense Ratio
1.10%
Lock-in Period
3.0 Years
52W Low NAV
₹ 171.5700
Inception Date
01 Jan 2013
Fund Age
13 Yrs
Benchmark
BSE 500 TRI
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%
Fund Managers
| Name | Qualification |
|---|---|
| Alok Singh | PGDBA, CFA |
Fund Objective
The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized).
Risk-O-Meter
Investors understand that their principal will be at
Very High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
Bank of India Mutual Fund
No. of Schemes
23
Total AUM
₹ 19,467.32 Cr
Contact Details
B/204, Tower 1,Peninsula CorporatePark, Ganpatrao kadam marg,Lower Parel, Mumbai - 400013
Contact Details
B/204, Tower 1,Peninsula CorporatePark, Ganpatrao kadam marg,Lower Parel, Mumbai - 400013
FAQs
When was Bank of India ELSS Tax Saver Fund launched?
What is the current NAV of Bank of India ELSS Tax Saver Fund?
What is the AUM of Bank of India ELSS Tax Saver Fund?
What is the rate of return of Bank of India ELSS Tax Saver Fund?
- In the past 1Y: 4.11%
- In the past 3Y: 13.11%
- In the past 5Y: 11.47%
What is the expense ratio of Bank of India ELSS Tax Saver Fund?
What is exit load of Bank of India ELSS Tax Saver Fund?
What is the portfolio of Bank of India ELSS Tax Saver Fund?
- State Bank of India: 4.08%
- Hindustan Aeronautics: 3.43%
- Acutaas Chemicals: 3.24%
- Bharti Airtel: 3.11%
- ICICI Bank: 3.05%
Top 3 sectoral holdings include:
- Financial Services: 24.72%
- Industrials: 19.59%
- Basic Materials: 16.92%
How risky is investing in Bank of India ELSS Tax Saver Fund?
Who is the fund manager Bank of India ELSS Tax Saver Fund?
What is the minimum investment required in Bank of India ELSS Tax Saver Fund?
How to invest in Bank of India ELSS Tax Saver Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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