
HDFC Banking & Financial Services Fund Direct Growth
HDFC Banking & Financial Services Fund Direct Growth
as on 30 Oct 2026
HDFC Banking & Financial Services Fund Direct Growth is a Equity mutual fund scheme launched on 01 Jul 2021. The current NAV stands at ₹17.8550 as of 30 Oct 2026. From the funds total AUM, its top holdings include HDFC Bank at 14.53%, ICICI Bank at 13.45%, Axis Bank at 8.58%, Kotak Bank at 7.84%, State Bank of India at 6.24%
Scheme Overview
- Inception Date : 01 Jul 2021
- AUM : ₹4,425.37 Cr
- 5Y Returns (CAGR) : 10.01%
- Expense Ratio : 0.14%
- Min. SIP : ₹100
- Min. Lumpsum : ₹100
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 39.05 L
10.01%
Total Investment
₹ 30,00,000
Returns
₹ 9,05,183 (10.01%)
Maturity Value
₹ 39,05,183
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 4,425.37 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹4,425.37 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 31 May 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Financial Services | 98.53% | ||
| Other | 0.73% | ||
| Healthcare | 0.48% | ||
| Technology | 0.26% |
Stock Holdings
as of 31 May 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() H HDFC Bank | 14.53% | |
![]() I ICICI Bank | 13.45% | |
![]() A Axis Bank | 8.58% | |
![]() K Kotak Bank | 7.84% | |
![]() S State Bank of India | 6.24% | |
![]() S Shriram Finance | 4.69% | |
![]() B Bajaj Finance | 3.83% | |
![]() S SBI Life Insurance | 3.25% | |
![]() A AU Small Finance Bank | 2.73% | |
![]() F Five Star Business Finance | 2.35% | |
![]() A Angel One | 2.22% | |
![]() K Karur Vysya Bank | 2.18% | |
![]() I ICICI Lombard General Insurance | 2.17% | |
![]() C Can Fin Homes | 1.75% | |
![]() E Equitas Small Finance Bank | 1.74% | |
![]() M Max Financial Services | 1.74% | |
![]() H Home First Finance Company | 1.72% | |
![]() G Groww | 1.71% | |
![]() B Bandhan Bank | 1.64% | |
![]() I Indusind Bank | 1.63% | |
![]() P PNB Housing Finance | 1.52% | |
![]() O OnEMI Technology Solutions | 1.47% | |
![]() P Power Finance Corporation | 1.39% | |
![]() I ICICI Prudential Asset Management | 1.35% | |
![]() T Tata Capital | 1.20% | |
![]() P Poonawalla Fincorp | 1.19% | |
![]() F Fusion Finance | 1.17% | |
![]() P PB FinTech | 1.03% | |
![]() T Treps - Tri-Party Repo | 0.85% | |
![]() I Indian Bank | 0.80% | |
![]() B Bajaj Finserv | 0.79% | |
![]() S SBFC Finance | 0.65% | |
![]() M Medi Assist Healthcare | 0.48% | |
![]() O One 97 Communications | 0.26% | |
![]() N Net Current Assets | 0.12% | |
![]() B BSE | 0.00% | |
![]() O One Mobikwik Systems | 0.00% |
Fund Comparison
Fund Details
52W High NAV
-
Min. SIP Amount
₹ 100.00
Min. Lumpsum Amount
₹ 100.00
AUM (in Cr.)
₹ 4,425.37
Expense Ratio
0.14%
Lock-in Period
No Lock in Period
52W Low NAV
-
Inception Date
01 Jul 2021
Fund Age
5 Yrs
Benchmark
Nifty Financial Services TRI
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- Exit load of 1%, if redeemed within 30 days.
Tax Implication
- If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%
Fund Managers
| Name | Qualification |
|---|---|
| Gopal Agrawal | B.E & MBA. |
| Anand Laddha | B.Com., Chartered Accountant-ICAI |
| Bhagyesh Kagalkar | B.E. (Production) MMS (Finance)- Mumbai University |
Fund Objective
To provide long-term capital appreciation by investing predominantly in equity and equity related instruments of companies engaged in banking and financial services. There is no assurance that the investment objective of the Scheme will be realized.
Risk-O-Meter
Investors understand that their principal will be at
Very High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
HDFC Mutual Fund
No. of Schemes
83
Total AUM
₹ 8,99,347.81 Cr
Contact Details
HDFC House, 2nd Flr, H.T.Parekh Marg,165-166, Backbay Reclamation,Churchgate, Mumbai - 400 020.
Contact Details
HDFC House, 2nd Flr, H.T.Parekh Marg,165-166, Backbay Reclamation,Churchgate, Mumbai - 400 020.
FAQs
When was HDFC Banking & Financial Services Fund launched?
What is the current NAV of HDFC Banking & Financial Services Fund?
What is the AUM of HDFC Banking & Financial Services Fund?
What is the rate of return of HDFC Banking & Financial Services Fund?
- In the past 1Y: -5.10%
- In the past 3Y: 11.03%
- In the past 5Y: 10.01%
What is the expense ratio of HDFC Banking & Financial Services Fund?
What is exit load of HDFC Banking & Financial Services Fund?
What is the portfolio of HDFC Banking & Financial Services Fund?
- HDFC Bank: 14.53%
- ICICI Bank: 13.45%
- Axis Bank: 8.58%
- Kotak Bank: 7.84%
- State Bank of India: 6.24%
Top 3 sectoral holdings include:
- Financial Services: 98.53%
- Others: 0.97%
- Healthcare: 0.48%
How risky is investing in HDFC Banking & Financial Services Fund?
Who is the fund manager HDFC Banking & Financial Services Fund?
What is the minimum investment required in HDFC Banking & Financial Services Fund?
How to invest in HDFC Banking & Financial Services Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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