
UTI Banking and Financial Services Fund Direct Growth
UTI Banking and Financial Services Fund Direct Growth
as on 06 Nov 2026
UTI Banking and Financial Services Fund Direct Growth is a Equity mutual fund scheme launched on 01 Jan 2013. The current NAV stands at ₹233.5108 as of 06 Nov 2026. From the funds total AUM, its top holdings include HDFC Bank at 17.08%, ICICI Bank at 13.08%, State Bank of India at 8.98%, Axis Bank at 7.87%, Bajaj Finance at 7.69%
Scheme Overview
- Inception Date : 01 Jan 2013
- AUM : ₹1,295.73 Cr
- 5Y Returns (CAGR) : 11.46%
- Expense Ratio : 1.45%
- Min. SIP : ₹500
- Min. Lumpsum : ₹5,000
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 40.63 L
11.46%
Total Investment
₹ 30,00,000
Returns
₹ 10,63,383 (11.46%)
Maturity Value
₹ 40,63,383
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 1,295.73 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹1,295.73 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 31 May 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Financial Services | 96.26% | ||
| Other | 2.16% | ||
| Technology | 1.58% |
Stock Holdings
as of 31 May 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() H HDFC Bank | 17.08% | |
![]() I ICICI Bank | 13.08% | |
![]() S State Bank of India | 8.98% | |
![]() A Axis Bank | 7.87% | |
![]() B Bajaj Finance | 7.69% | |
![]() K Kotak Bank | 7.31% | |
![]() S Shriram Finance | 5.43% | |
![]() S SBI Life Insurance | 3.78% | |
![]() B Bajaj Finserv | 3.27% | |
![]() U Ujjivan Small Finance Bank | 2.79% | |
![]() N Net Current Assets | 2.14% | |
![]() I ICICI Lombard General Insurance | 2.01% | |
![]() A Aavas Financiers | 1.95% | |
![]() M Max Financial Services | 1.95% | |
![]() M MCX | 1.81% | |
![]() H HDFC Life Insurance | 1.73% | |
![]() B Bank of Baroda | 1.60% | |
![]() I India Shelter Finance | 1.46% | |
![]() R REC | 1.30% | |
![]() C Cholamandalam Investment | 1.23% | |
![]() K KFin Technologies | 0.99% | |
![]() I Indusind Bank | 0.81% | |
![]() I ICICI Prudential Asset Management | 0.79% | |
![]() G Groww | 0.76% | |
![]() S Seshaasai Technologies | 0.59% | |
![]() A Aditya Birla Capital | 0.54% | |
![]() K Karur Vysya Bank | 0.41% | |
![]() G GIC of India | 0.32% | |
![]() P PB FinTech | 0.32% | |
![]() C Clearing Corporation Of India Ltd. Std - Margin | 0.02% | |
![]() C Credit Access Grameen | 0.00% |
Fund Comparison
Fund Details
52W High NAV
₹ 236.3790
Min. SIP Amount
₹ 500.00
Min. Lumpsum Amount
₹ 5,000.00
AUM (in Cr.)
₹ 1,295.73
Expense Ratio
1.45%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 197.3602
Inception Date
01 Jan 2013
Fund Age
13 Yrs
Benchmark
Nifty Financial Services TRI
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- Exit load of 1%, if redeemed within 30 days.
Tax Implication
- If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%
Fund Managers
| Name | Qualification |
|---|---|
| Bhavesh Kanani | B. Com, MBA (Finance), Diploma in Business Finance |
Fund Objective
The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies/institutions engaged in the banking and financial services activities. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Risk-O-Meter
Investors understand that their principal will be at
Very High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
UTI Mutual Fund
No. of Schemes
66
Total AUM
₹ 2,48,779.83 Cr
Contact Details
UTI Towers, Gn Block,Bandra Kurla Complex,Bandra (East), Mumbai 400 051
Contact Details
UTI Towers, Gn Block,Bandra Kurla Complex,Bandra (East), Mumbai 400 051
FAQs
When was UTI Banking and Financial Services Fund launched?
What is the current NAV of UTI Banking and Financial Services Fund?
What is the AUM of UTI Banking and Financial Services Fund?
What is the rate of return of UTI Banking and Financial Services Fund?
- In the past 1Y: 5.19%
- In the past 3Y: 14.87%
- In the past 5Y: 11.46%
What is the expense ratio of UTI Banking and Financial Services Fund?
What is exit load of UTI Banking and Financial Services Fund?
What is the portfolio of UTI Banking and Financial Services Fund?
- HDFC Bank: 17.08%
- ICICI Bank: 13.08%
- State Bank of India: 8.98%
- Axis Bank: 7.87%
- Bajaj Finance: 7.69%
Top 3 sectoral holdings include:
- Financial Services: 96.26%
- Others: 2.16%
- Technology: 1.58%
How risky is investing in UTI Banking and Financial Services Fund?
Who is the fund manager UTI Banking and Financial Services Fund?
What is the minimum investment required in UTI Banking and Financial Services Fund?
How to invest in UTI Banking and Financial Services Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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