Bank of India Financials - Balance Sheet, Income Statment, Cash Flow

Quarterly Statement	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Revenue	21,934	20,678	20,740	21,379	22,853
Expenses	6,050	5,918	4,849	5,202	5,989
Operating Profit	12,429	12,549	13,672	13,850	13,584
Operating Profit Margin %	67%	68%	74%	73%	69%
Other Income	3,455	2,211	2,218	2,327	3,280
EBITDA	3,551	2,439	3,361	3,674	4,079
Interest	12,333	12,321	12,530	12,504	12,785
Depreciation	0	0	0	0	0
Profit Before Tax	3,551	2,439	3,361	3,674	4,079
Tax %	27%	25%	23%	23%	24%
Net Profit	2,602	1,831	2,576	2,814	3,089
EPS	6	4	6	6	7

Yearly Balance Sheet	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Share Capital	3,278	4,104	4,104	4,553	4,553
Reserve & Surplus	43,703	52,418	56,329	66,028	76,172
Minority Interest	159	130	157	161	162
Non Current Liabilities	7,11,706	7,13,454	7,97,799	8,92,314	10,24,563
Current Liabilities	21,084	29,678	28,237	31,967	31,862
Total Liabilities	7,32,790	7,43,131	8,26,036	9,24,280	10,56,425
Fixed Assets	8,637	9,570	9,950	10,178	11,865
Capital Work in Progress	364	286	110	150	182
Investments	1,91,693	1,80,274	2,11,324	2,34,592	2,68,002
Other Assets	5,32,096	5,53,001	6,04,652	6,79,361	7,76,376
Total Assets	7,32,790	7,43,131	8,26,036	9,24,280	10,56,425

Yearly Cash Flow	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Operating Activities	37,868	-35,487	-7,045	-4,437	18,534
Investing Activities	-182	-644	-521	-991	-855
Financing Activities	2,398	1,146	541	3,868	34
Net Cash Flow	40,085	-34,985	-7,026	-1,560	17,714

Financial Year	Revenue	Revenue Growth	Net Profit	Profit Growth
FY 2024-25	79,820	16.66%	9,219	45.92%
FY 2023-24	66,804	27.41%	6,318	57.05%
FY 2022-23	54,748	25.14%	4,023	18.16%
FY 2021-22	45,955	-6.22%	3,405	57.6%
FY 2020-21	47,441	-4.14%	2,160	173.06%

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