Jammu & Kashmir Bank Financials - Balance Sheet, Income Statment, Cash Flow

Quarterly Statement	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Revenue	3,617	3,523	3,450	3,595	3,536
Expenses	1,075	1,061	958	964	890
Operating Profit	2,138	2,209	2,335	2,351	2,384
Operating Profit Margin %	67%	68%	71%	71%	73%
Other Income	403	253	157	280	263
EBITDA	810	659	635	807	862
Interest	1,732	1,803	1,858	1,824	1,784
Depreciation	0	0	0	0	0
Profit Before Tax	810	659	635	807	862
Tax %	28%	27%	22%	28%	7%
Net Profit	582	485	495	582	799
EPS	5	4	4	5	7

Yearly Balance Sheet	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Share Capital	71	93	103	110	110
Reserve & Surplus	6,731	7,890	9,793	12,083	14,098
Minority Interest	0	0	0	0	0
Non Current Liabilities	1,16,865	1,25,151	1,34,816	1,49,842	1,65,153
Current Liabilities	3,408	5,425	11,097	4,662	4,271
Total Liabilities	1,20,273	1,30,576	1,45,913	1,54,505	1,69,424
Fixed Assets	1,971	1,908	2,224	2,208	2,126
Capital Work in Progress	41	46	47	50	66
Investments	30,774	33,785	34,780	34,900	41,122
Other Assets	87,486	94,837	1,08,860	1,17,347	1,26,110
Total Assets	1,20,273	1,30,576	1,45,913	1,54,505	1,69,424

Yearly Cash Flow	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Operating Activities	-14	-1,568	-407	-853	2,723
Investing Activities	-76	-85	-124	-257	-102
Financing Activities	-199	941	638	407	-1,034
Net Cash Flow	-289	-712	107	-702	1,587

Financial Year	Revenue	Revenue Growth	Net Profit	Profit Growth
FY 2024-25	13,145	11.8%	2,212	17.83%
FY 2023-24	13,673	19.85%	2,083	47.59%
FY 2022-23	12,038	16.74%	1,767	138.73%
FY 2021-22	10,112	-1.2%	1,197	16.07%
FY 2020-21	8,758	-3.97%	502	137.93%

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Jammu & Kashmir Bank

J&KBANK Share Price

J&KBANK Financials

Income Statement

Balance Sheet

Cash Flow

J&KBANK Revenue Growth