
Bank of India Multi Asset Allocation Fund Direct Growth
Bank of India Multi Asset Allocation Fund Direct Growth
as on 04 Nov 2026
Bank of India Multi Asset Allocation Fund Direct Growth is a Hybrid mutual fund scheme launched on 28 Feb 2024. The current NAV stands at ₹12.6803 as of 04 Nov 2026. From the funds total AUM, its top holdings include LICHFL-7.835%-11052027-NCD at 6.86%, IRFCL-7.44%-28022034-NCD at 6.83%, ICICI Pru Gold ETF at 6.01%, MFL-8.05%-25112027-NCD at 5.45%, Bajaj Finance Limited at 4.94%
Scheme Overview
- Inception Date : 28 Feb 2024
- AUM : ₹366.63 Cr
- 1Y Returns (CAGR) : 3.52%
- Expense Ratio : 1.08%
- Min. SIP : ₹1,000
- Min. Lumpsum : ₹5,000
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
1Y
₹ 6.10 L
3.50%
₹ 6.27 L
8.00%
₹ 6.12 L
3.52%
Total Investment
₹ 6,00,000
Returns
₹ 11,564 (3.52%)
Maturity Value
₹ 6,11,564
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 366.63 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹366.63 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 58.28% | ||
| Financial Services | 17.73% | ||
| Basic Materials | 5.54% | ||
| Consumer Cyclical | 5.47% | ||
| Industrials | 4.65% | ||
| Technology | 3.47% | ||
| Healthcare | 2.06% | ||
| Consumer Defensive | 0.94% | ||
| Utilities | 0.63% | ||
| Energy | 0.63% | ||
| Communication Services | 0.60% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() L LICHFL-7.835%-11052027-NCD | 6.86% | |
![]() I IRFCL-7.44%-28022034-NCD | 6.83% | |
![]() I ICICI Pru Gold ETF | 6.01% | |
![]() M MFL-8.05%-25112027-NCD | 5.45% | |
![]() B Bajaj Finance Limited | 4.94% | |
![]() T TCHFL-7.73%-14012030-NCD | 4.37% | |
![]() D DSP Gold ETF | 3.59% | |
![]() N Nippon Gold ETF (GOLDBEES) | 3.48% | |
![]() G GOI LOAN 6.48% 2035 | 3.25% | |
![]() I ICICI Bank | 3.03% | |
![]() S State Bank of India | 2.87% | |
![]() G GOI LOAN 6.94% 2036 | 2.75% | |
![]() S SIDBI-7.49%-11062029-NCD | 2.75% | |
![]() Q Quality Power Electrical Equipments | 1.93% | |
![]() S Sky Gold And Diamonds | 1.71% | |
![]() R RECL-7.34%-30042030-NCD | 1.65% | |
![]() H HDFC AMC | 1.51% | |
![]() D Dr Reddys Laboratories | 1.40% | |
![]() N National Bank For Agriculture And Rural Development | 1.38% | |
![]() T TOPL-7.60%-19012029-NCD | 1.36% | |
![]() T Tata Steel | 1.35% | |
![]() H HDFC Bank | 1.34% | |
![]() C Credit Access Grameen | 1.34% | |
![]() U UltraTech Cement | 1.21% | |
![]() N Net Receivables / (Payables) | 1.15% | |
![]() F Fiem Industries | 1.15% | |
![]() I ICICI Prudential Asset Management | 1.15% | |
![]() A Adani Ports & SEZ | 1.04% | |
![]() B Bank of Baroda | 1.02% | |
![]() P Prudent Corporate Advisory Services | 1.00% | |
![]() K KRN Heat Exchanger and Refrigeration | 0.99% | |
![]() M Mahindra & Mahindra | 0.94% | |
![]() T Treps | 0.93% | |
![]() G Goodluck India | 0.87% | |
![]() V Vedanta Aluminium Metal | 0.81% | |
![]() M MCX | 0.75% | |
![]() H HUDCO | 0.75% | |
![]() B BSE | 0.72% | |
![]() A Acutaas Chemicals | 0.72% | |
![]() T Titan | 0.70% | |
![]() K Kotak Bank | 0.69% | |
![]() A Apollo Hospitals | 0.66% | |
![]() C Coforge | 0.65% | |
![]() T Tech Mahindra | 0.64% | |
![]() R Reliance Industries | 0.63% | |
![]() B Bharti Airtel | 0.60% | |
![]() B Balrampur Chini Mills | 0.60% | |
![]() S Shriram Finance | 0.60% | |
![]() H Hindustan Aeronautics | 0.59% | |
![]() P Power Grid Corporation of India | 0.57% | |
![]() B Bharat Electronics | 0.56% | |
![]() V Vedanta Limited | 0.55% | |
![]() M Manappuram Finance Limited | 0.55% | |
![]() C Cemindia Projects | 0.53% | |
![]() S Sterlite Technologies | 0.52% | |
![]() B Bajaj Auto | 0.51% | |
![]() P Power Finance Corporation | 0.50% | |
![]() V Vedanta | 0.49% | |
![]() C CAMS | 0.47% | |
![]() I Indian Bank | 0.47% | |
![]() T TVS Srichakra | 0.45% | |
![]() I ITC | 0.33% | |
![]() G GOI LOAN 7.10% 2029 | 0.28% | |
![]() P PG Electroplast | 0.20% | |
![]() G GOI TBILL 364D-07/01/27 | 0.16% | |
![]() V Vedanta Power | 0.07% | |
![]() V Vedanta Oil & Gas | 0.06% | |
![]() V Vedanta Iron & Steel | 0.03% |
Fund Comparison
Fund Details
52W High NAV
₹ 13.3923
Min. SIP Amount
₹ 1,000.00
Min. Lumpsum Amount
₹ 5,000.00
AUM (in Cr.)
₹ 366.63
Expense Ratio
1.08%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 11.8521
Inception Date
28 Feb 2024
Fund Age
2 Yrs
Benchmark
40% of Nifty 500 TRI + 40% of Nifty Composite Deb
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.
Tax Implication
- If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%
Fund Managers
| Name | Qualification |
|---|---|
| Mithraem Bharucha | BMS and MBA |
| Nilesh Jethani | He graduated with a Bachelor of Financial Markets from HR College (2012) and further pursued his Postgraduate Program in Global Financial Markets from BSE Institute Ltd. (2015). |
Fund Objective
The investment objective of the scheme is to seek long term capital growth by predominantly investing in equity and equity related securities, debt & money market instruments and Gold ETF/ Silver ETF. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/ indicate any returns.
Risk-O-Meter
Investors understand that their principal will be at
Very High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
Bank of India Mutual Fund
No. of Schemes
23
Total AUM
₹ 19,838.99 Cr
Contact Details
B/204, Tower 1,Peninsula CorporatePark, Ganpatrao kadam marg,Lower Parel, Mumbai - 400013
Contact Details
B/204, Tower 1,Peninsula CorporatePark, Ganpatrao kadam marg,Lower Parel, Mumbai - 400013
FAQs
When was Bank of India Multi Asset Allocation Fund launched?
What is the current NAV of Bank of India Multi Asset Allocation Fund?
What is the AUM of Bank of India Multi Asset Allocation Fund?
What is the rate of return of Bank of India Multi Asset Allocation Fund?
- In the past 1Y: 3.52%
- In the past 3Y: 0.00%
- In the past 5Y: 0.00%
What is the expense ratio of Bank of India Multi Asset Allocation Fund?
What is exit load of Bank of India Multi Asset Allocation Fund?
What is the portfolio of Bank of India Multi Asset Allocation Fund?
- ICICI Bank: 3.03%
- State Bank of India: 2.87%
- Quality Power Electrical Equipments: 1.93%
- Sky Gold And Diamonds: 1.71%
- HDFC AMC: 1.51%
Top 3 sectoral holdings include:
- Others: 58.28%
- Financial Services: 17.73%
- Basic Materials: 5.54%
How risky is investing in Bank of India Multi Asset Allocation Fund?
Who is the fund manager Bank of India Multi Asset Allocation Fund?
What is the minimum investment required in Bank of India Multi Asset Allocation Fund?
How to invest in Bank of India Multi Asset Allocation Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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