
HDFC Retirement Fund - Hybrid Equity Plan Direct Growth
HDFC Retirement Fund - Hybrid Equity Plan Direct Growth
as on 30 Oct 2026
HDFC Retirement Fund - Hybrid Equity Plan Direct Growth is a Solution Oriented mutual fund scheme launched on 25 Feb 2016. The current NAV stands at ₹41.1660 as of 30 Oct 2026. From the funds total AUM, its top holdings include Treps - Tri-Party Repo at 9.70%, HDFC Bank at 5.61%, ICICI Bank at 5.52%, Bajaj Finance Limited at 4.34%, Reliance Industries at 3.73%
Scheme Overview
- Inception Date : 25 Feb 2016
- AUM : ₹1,529.61 Cr
- 5Y Returns (CAGR) : 8.64%
- Expense Ratio : 1.11%
- Min. SIP : ₹100
- Min. Lumpsum : ₹100
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 37.63 L
8.64%
Total Investment
₹ 30,00,000
Returns
₹ 7,62,681 (8.64%)
Maturity Value
₹ 37,62,681
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
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*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
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Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 1,529.61 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹1,529.61 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 31 May 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Financial Services | 27.40% | ||
| Other | 27.32% | ||
| Industrials | 9.45% | ||
| Consumer Cyclical | 8.01% | ||
| Technology | 6.64% | ||
| Healthcare | 4.95% | ||
| Energy | 4.35% | ||
| Utilities | 3.26% | ||
| Communication Services | 2.84% | ||
| Consumer Defensive | 2.63% | ||
| Basic Materials | 2.21% | ||
| Real Estate | 0.94% |
Stock Holdings
as of 31 May 2026
Fund Comparison
Fund Details
52W High NAV
-
Min. SIP Amount
₹ 100.00
Min. Lumpsum Amount
₹ 100.00
AUM (in Cr.)
₹ 1,529.61
Expense Ratio
1.11%
Lock-in Period
5.0 Years
52W Low NAV
-
Inception Date
25 Feb 2016
Fund Age
10 Yrs
Benchmark
NIFTY 50 Hybrid Composite Debt 65:35 Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%
Fund Managers
| Name | Qualification |
|---|---|
| Chirag Setalvad | B.Sc., in Business Administration from University of North Carolina. |
| Gopal Agrawal | B.E & MBA. |
| Arun Agarwal | B.Com, ACA |
| Anupam Joshi | P.G.Diploma in Business mnagement. |
| Nandita Menezes | CA (ICAI, INDIA), B.Com (University of Mumbai) |
Fund Objective
The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.
Risk-O-Meter
Investors understand that their principal will be at
Very High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
HDFC Mutual Fund
No. of Schemes
83
Total AUM
₹ 8,99,347.81 Cr
Contact Details
HDFC House, 2nd Flr, H.T.Parekh Marg,165-166, Backbay Reclamation,Churchgate, Mumbai - 400 020.
Contact Details
HDFC House, 2nd Flr, H.T.Parekh Marg,165-166, Backbay Reclamation,Churchgate, Mumbai - 400 020.
FAQs
When was HDFC Retirement Fund Hybrid Equity launched?
What is the current NAV of HDFC Retirement Fund Hybrid Equity?
What is the AUM of HDFC Retirement Fund Hybrid Equity?
What is the rate of return of HDFC Retirement Fund Hybrid Equity?
- In the past 1Y: -8.32%
- In the past 3Y: 7.29%
- In the past 5Y: 8.64%
What is the expense ratio of HDFC Retirement Fund Hybrid Equity?
What is exit load of HDFC Retirement Fund Hybrid Equity?
What is the portfolio of HDFC Retirement Fund Hybrid Equity?
- HDFC Bank: 5.61%
- ICICI Bank: 5.52%
- Reliance Industries: 3.73%
- Axis Bank: 3.23%
- Kotak Bank: 3.14%
Top 3 sectoral holdings include:
- Financial Services: 27.40%
- Others: 27.32%
- Industrials: 9.45%
How risky is investing in HDFC Retirement Fund Hybrid Equity?
Who is the fund manager HDFC Retirement Fund Hybrid Equity?
What is the minimum investment required in HDFC Retirement Fund Hybrid Equity?
How to invest in HDFC Retirement Fund Hybrid Equity directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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