
Union ELSS Tax Saver Fund Direct Growth
Union ELSS Tax Saver Fund Direct Growth
as on 04 Nov 2026
Union ELSS Tax Saver Fund Direct Growth is a Equity mutual fund scheme launched on 01 Jan 2013. The current NAV stands at ₹70.5500 as of 04 Nov 2026. From the funds total AUM, its top holdings include HDFC Bank at 5.12%, ICICI Bank at 4.96%, Reliance Industries at 3.69%, Bharti Airtel at 3.15%, Gabriel at 2.77%
Scheme Overview
- Inception Date : 01 Jan 2013
- AUM : ₹821.19 Cr
- 5Y Returns (CAGR) : 9.11%
- Expense Ratio : 1.74%
- Min. SIP : ₹500
- Min. Lumpsum : ₹500
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 38.11 L
9.11%
Total Investment
₹ 30,00,000
Returns
₹ 8,10,828 (9.11%)
Maturity Value
₹ 38,10,828
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 821.19 Cr
Cash Holding
-
Equity
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Cash
-
Debt
-
Other
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Asset Allocation
AUM
₹821.19 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 31 May 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Financial Services | 27.94% | ||
| Industrials | 16.38% | ||
| Consumer Cyclical | 12.60% | ||
| Basic Materials | 11.19% | ||
| Technology | 6.45% | ||
| Healthcare | 6.22% | ||
| Energy | 5.27% | ||
| Consumer Defensive | 4.05% | ||
| Utilities | 3.32% | ||
| Communication Services | 3.15% | ||
| Other | 2.16% | ||
| Real Estate | 1.28% |
Stock Holdings
as of 31 May 2026
Fund Comparison
Fund Details
52W High NAV
₹ 73.5000
Min. SIP Amount
₹ 500.00
Min. Lumpsum Amount
₹ 500.00
AUM (in Cr.)
₹ 821.19
Expense Ratio
1.74%
Lock-in Period
3.0 Years
52W Low NAV
₹ 62.8600
Inception Date
01 Jan 2013
Fund Age
13 Yrs
Benchmark
BSE 500 TRI
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%
Fund Managers
| Name | Qualification |
|---|---|
| Sanjay Bembalkar | B.Com, M.Sc. (Accounting and Finance), ACA, CFA Charterholder |
| Vinod Malviya | Bachelors of Management Studies, Masters in Financial Management, CFA (USA) - Level III cleared |
Fund Objective
To generate income and long-term capital appreciation by investing substantially in a portfolio consisting of equity and equity related securities. However, there can be no assurance that the investment objective of the scheme will be achieved.
Risk-O-Meter
Investors understand that their principal will be at
Very High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
Union Mutual Fund
No. of Schemes
29
Total AUM
₹ 28,433.93 Cr
Contact Details
Unit 503, 5th Floor, Leeela BusinessPark, Andheri Kurla Road,Andheri (East), Mumbai - 400059
Contact Details
Unit 503, 5th Floor, Leeela BusinessPark, Andheri Kurla Road,Andheri (East), Mumbai - 400059
FAQs
When was Union ELSS Tax Saver Fund launched?
What is the current NAV of Union ELSS Tax Saver Fund?
What is the AUM of Union ELSS Tax Saver Fund?
What is the rate of return of Union ELSS Tax Saver Fund?
- In the past 1Y: -4.02%
- In the past 3Y: 10.31%
- In the past 5Y: 9.11%
What is the expense ratio of Union ELSS Tax Saver Fund?
What is exit load of Union ELSS Tax Saver Fund?
What is the portfolio of Union ELSS Tax Saver Fund?
- HDFC Bank: 5.12%
- ICICI Bank: 4.96%
- Reliance Industries: 3.69%
- Bharti Airtel: 3.15%
- Gabriel: 2.77%
Top 3 sectoral holdings include:
- Financial Services: 27.94%
- Industrials: 16.38%
- Consumer Cyclical: 12.60%
How risky is investing in Union ELSS Tax Saver Fund?
Who is the fund manager Union ELSS Tax Saver Fund?
What is the minimum investment required in Union ELSS Tax Saver Fund?
How to invest in Union ELSS Tax Saver Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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