
Nippon India Retirement Fund - Wealth Creation Scheme Direct Growth
Nippon India Retirement Fund - Wealth Creation Scheme Direct Growth
as on 30 Oct 2026
Nippon India Retirement Fund - Wealth Creation Scheme Direct Growth is a Solution Oriented mutual fund scheme launched on 11 Feb 2015. The current NAV stands at ₹30.4376 as of 30 Oct 2026. From the funds total AUM, its top holdings include HDFC Bank at 7.85%, ICICI Bank at 7.33%, Reliance Industries at 4.46%, Axis Bank at 4.24%, Infosys at 4.20%
Scheme Overview
- Inception Date : 11 Feb 2015
- AUM : ₹2,938.85 Cr
- 5Y Returns (CAGR) : 9.35%
- Expense Ratio : 1.26%
- Min. SIP : ₹500
- Min. Lumpsum : ₹500
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 38.36 L
9.35%
Total Investment
₹ 30,00,000
Returns
₹ 8,35,709 (9.35%)
Maturity Value
₹ 38,35,709
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
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*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
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Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 2,938.85 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹2,938.85 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 31 May 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Financial Services | 33.65% | ||
| Industrials | 11.89% | ||
| Consumer Cyclical | 11.80% | ||
| Utilities | 9.32% | ||
| Technology | 7.93% | ||
| Consumer Defensive | 6.08% | ||
| Energy | 5.44% | ||
| Healthcare | 4.70% | ||
| Basic Materials | 3.39% | ||
| Communication Services | 3.33% | ||
| Other | 2.48% |
Stock Holdings
as of 31 May 2026
Fund Comparison
Fund Details
52W High NAV
₹ 33.5407
Min. SIP Amount
₹ 500.00
Min. Lumpsum Amount
₹ 500.00
AUM (in Cr.)
₹ 2,938.85
Expense Ratio
1.26%
Lock-in Period
5.0 Years
52W Low NAV
₹ 28.8489
Inception Date
11 Feb 2015
Fund Age
11 Yrs
Benchmark
BSE 500 TRI
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%
Fund Managers
| Name | Qualification |
|---|---|
| Pranay Sinha | Graduation - IIT Kharagpur, Btech in Aerospace Engg, Post Graduation : IIM Calcutta, PGDM with Major in Finance |
| Ritesh Rathod | B.Com.,MBA (Finance),CFA |
| Divya Dutt Sharma | Bachelor of Commerce, MSC Banking & Finance |
| Lokesh Maru | Bachelor of Technology, CFA, FRM |
Fund Objective
The investment objective of the scheme is to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.
Risk-O-Meter
Investors understand that their principal will be at
Very High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
Nippon India Mutual Fund
No. of Schemes
70
Total AUM
₹ 5,37,300.17 Cr
Contact Details
4th Floor, Tower A, Peninsula Busines-s Park, Ganapatrao Kadam MargLower Parel (W), Mumbai - 400013.
Contact Details
4th Floor, Tower A, Peninsula Busines-s Park, Ganapatrao Kadam MargLower Parel (W), Mumbai - 400013.
FAQs
When was Nippon India Retirement Fund Wealth Creation Scheme launched?
What is the current NAV of Nippon India Retirement Fund Wealth Creation Scheme?
What is the AUM of Nippon India Retirement Fund Wealth Creation Scheme?
What is the rate of return of Nippon India Retirement Fund Wealth Creation Scheme?
- In the past 1Y: -8.68%
- In the past 3Y: 9.81%
- In the past 5Y: 9.35%
What is the expense ratio of Nippon India Retirement Fund Wealth Creation Scheme?
What is exit load of Nippon India Retirement Fund Wealth Creation Scheme?
What is the portfolio of Nippon India Retirement Fund Wealth Creation Scheme?
- HDFC Bank: 7.85%
- ICICI Bank: 7.33%
- Reliance Industries: 4.46%
- Axis Bank: 4.24%
- Infosys: 4.20%
Top 3 sectoral holdings include:
- Financial Services: 33.65%
- Industrials: 11.89%
- Consumer Cyclical: 11.80%
How risky is investing in Nippon India Retirement Fund Wealth Creation Scheme?
Who is the fund manager Nippon India Retirement Fund Wealth Creation Scheme?
What is the minimum investment required in Nippon India Retirement Fund Wealth Creation Scheme?
How to invest in Nippon India Retirement Fund Wealth Creation Scheme directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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