Add to Cart
Invest at 0% Commission in 1,500+ Direct Mutual Fund Schemes
Home
Mutual FundsNippon India Retirement Fund - Wealth Creation Scheme Direct - GrowthN
Nippon India Retirement Fund - Wealth Creation Scheme Direct - Growth
84.07%
5 Year Absolute Returns3Morning Star
4Value Research
N
Nippon India Retirement Fund - Wealth Creation Scheme Direct - Growth
84.07%5 Year Absolute Returns
5 Year Absolute Returnsas on 24 Jul 2026
3Morning Star
4Value Research
Nippon India Retirement Fund - Wealth Creation Scheme Direct - Growth is a Solution Oriented mutual fund scheme launched on 11 Feb 2015. Investors can begin their investment journey with a minimum SIP of ₹500 or a lumpsum investment of ₹500. The fund manages total assets worth ₹3,084.08 crores, and the current NAV stands at ₹32.1273 as of 24 Jul 2026. The fund has delivered absolute returns of -1.77% in the past 1 year. For the last 3 years the fund has delivered a CAGR of 12.48%. For 5 years it has given a CAGR of 12.98%. The expense ratio of the fund is 0.87%.
NAV ₹ 32.1273 (-0.29%)
CAGR 12.98%
NAV
NIFTY50
NAV
NIFTY50
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 42.38 L
12.98%
Savings Account
Regular Funds
This Fund on Dhan
Total Investment
₹ 30,00,000
Returns
₹ 12,37,809 (12.98%)
Maturity Value
₹ 42,37,809
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 3,084.08 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹3,084.08 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
Sorry, No Data Available at this Moment!
Stock Holdings
Sorry, No Data Available at this Moment!
Fund Comparison
Fund Details
52W High NAV
₹ NaN
Min. SIP Amount
₹ 500.00
Min. Lumpsum Amount
₹ 500.00
AUM (in Cr.)
₹ 3,084.08
Expense Ratio
0.87%
Lock-in Period
5.0 Years
52W Low NAV
₹ NaN
Inception Date
11 Feb 2015
Fund Age
11 Yrs
Benchmark
BSE 500 TRI
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%
Fund Managers
| Name | Qualification |
|---|---|
| Pranay Sinha | Graduation - IIT Kharagpur, Btech in Aerospace Engg, Post Graduation : IIM Calcutta, PGDM with Major in Finance |
| Ritesh Rathod | B.Com.,MBA (Finance),CFA |
| Kinjal Desai | MSC (Economics) |
| Divya Dutt Sharma | Bachelor of Commerce, MSC Banking & Finance |
| Lokesh Maru | Bachelor of Technology, CFA, FRM |
| Amber Singhania | MMS Finance (Mumbai University) |
Fund Objective
The investment objective of the scheme is to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.
Risk-O-Meter
Investors understand that their principal will be at
Very High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
Nippon India Mutual Fund
No. of Schemes
73
Total AUM
₹ 5,39,126.51 Cr
Contact Details
4th Floor, Tower A, Peninsula Busines-s Park, Ganapatrao Kadam MargLower Parel (W), Mumbai - 400013.
Contact Details
022-68087000/18602601114th Floor, Tower A, Peninsula Busines-s Park, Ganapatrao Kadam MargLower Parel (W), Mumbai - 400013.
Open NFOs
Sorry, No Data Available at this Moment!
FAQs
When was Nippon India Retirement Fund Wealth Creation Scheme launched?
Nippon India Retirement Fund Wealth Creation Scheme was launched on 11 Feb 2015.
What is the current NAV of Nippon India Retirement Fund Wealth Creation Scheme?
The current NAV of Nippon India Retirement Fund Wealth Creation Scheme is ₹32.1273 as of 24 Jul 2026.
What is the AUM of Nippon India Retirement Fund Wealth Creation Scheme?
The latest value of AUM of Nippon India Retirement Fund Wealth Creation Scheme is ₹3,084.08 crores as of 24 Jul 2026.
What is the rate of return of Nippon India Retirement Fund Wealth Creation Scheme?
The return on investment of Nippon India Retirement Fund Wealth Creation Scheme is:
- In the past 1Y: -1.77%
- In the past 3Y: 12.48%
- In the past 5Y: 12.98%
What is the expense ratio of Nippon India Retirement Fund Wealth Creation Scheme?
The expense ratio of Nippon India Retirement Fund Wealth Creation Scheme is 0.87%.
What is exit load of Nippon India Retirement Fund Wealth Creation Scheme?
The exit load of Nippon India Retirement Fund Wealth Creation Scheme is as follows:
No charges for withdrawal
What is the portfolio of Nippon India Retirement Fund Wealth Creation Scheme?
The portfolio of Nippon India Retirement Fund Wealth Creation Scheme includes:
Top 3 sectoral holdings include:
No data to show right now!
Top 3 sectoral holdings include:
How risky is investing in Nippon India Retirement Fund Wealth Creation Scheme?
On the risk scale of Low, Moderately Low, Moderate, Moderately High, High and Very High, the risk-o-meter of Nippon India Retirement Fund Wealth Creation Scheme is Very High.
Who is the fund manager Nippon India Retirement Fund Wealth Creation Scheme?
The fund manager of Nippon India Retirement Fund Wealth Creation Scheme is Pranay Sinha, Ritesh Rathod, Kinjal Desai, Divya Dutt Sharma, Lokesh Maru, Amber Singhania.
What is the minimum investment required in Nippon India Retirement Fund Wealth Creation Scheme?
If you wish to invest in Nippon India Retirement Fund Wealth Creation Scheme, the minimum SIP amount is ₹500 and Lumpsum is ₹500.
How to invest in Nippon India Retirement Fund Wealth Creation Scheme directly?
You can easily invest in mutual funds at 0% commission on Dhan. Here's how you can directly invest in Nippon India Retirement Fund Wealth Creation Scheme:
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.
