
SBI Retirement Benefit Fund - Aggressive Plan Direct Growth
SBI Retirement Benefit Fund - Aggressive Plan Direct Growth
as on 31 Oct 2026
SBI Retirement Benefit Fund - Aggressive Plan Direct Growth is a Solution Oriented mutual fund scheme launched on 17 Feb 2021. The current NAV stands at ₹20.6764 as of 31 Oct 2026. From the funds total AUM, its top holdings include HDFC Bank at 6.58%, ICICI Bank at 5.47%, Reliance Industries at 5.42%, Larsen & Toubro at 4.28%, State Bank of India at 3.71%
Scheme Overview
- Inception Date : 17 Feb 2021
- AUM : ₹3,066.39 Cr
- 5Y Returns (CAGR) : 9.65%
- Expense Ratio : 1.13%
- Min. SIP : ₹500
- Min. Lumpsum : ₹5,000
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 38.67 L
9.65%
Total Investment
₹ 30,00,000
Returns
₹ 8,67,096 (9.65%)
Maturity Value
₹ 38,67,096
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
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*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 3,066.39 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹3,066.39 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 31 May 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Financial Services | 26.74% | ||
| Consumer Cyclical | 18.72% | ||
| Industrials | 17.60% | ||
| Basic Materials | 13.22% | ||
| Technology | 6.88% | ||
| Energy | 5.42% | ||
| Real Estate | 3.48% | ||
| Healthcare | 2.91% | ||
| Other | 2.76% | ||
| Utilities | 1.18% | ||
| Consumer Defensive | 1.07% |
Stock Holdings
as of 31 May 2026
Fund Comparison
Fund Details
52W High NAV
-
Min. SIP Amount
₹ 500.00
Min. Lumpsum Amount
₹ 5,000.00
AUM (in Cr.)
₹ 3,066.39
Expense Ratio
1.13%
Lock-in Period
5.0 Years
52W Low NAV
-
Inception Date
17 Feb 2021
Fund Age
5 Yrs
Benchmark
BSE 500 TRI
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%
Fund Managers
| Name | Qualification |
|---|---|
| Ardhendu Bhattacharya | PGDM-Goa Institute of Management |
| Rohit Shimpi | B. Com, PGDBM, CFA Charterholder |
Fund Objective
The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes. However, there can be no assurance that the investment objective of the Scheme will be realized.
Risk-O-Meter
Investors understand that their principal will be at
Very High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
SBI Mutual Fund
No. of Schemes
79
Total AUM
₹ 8,98,745.09 Cr
Contact Details
9th Floor,Crescenzo, C-39&39,G Block, Bandra kurla complex,Bandra (east), Mumbai-400 051.
Contact Details
9th Floor,Crescenzo, C-39&39,G Block, Bandra kurla complex,Bandra (east), Mumbai-400 051.
FAQs
When was SBI Retirement Benefit Fund Aggressive launched?
What is the current NAV of SBI Retirement Benefit Fund Aggressive?
What is the AUM of SBI Retirement Benefit Fund Aggressive?
What is the rate of return of SBI Retirement Benefit Fund Aggressive?
- In the past 1Y: -5.24%
- In the past 3Y: 8.29%
- In the past 5Y: 9.65%
What is the expense ratio of SBI Retirement Benefit Fund Aggressive?
What is exit load of SBI Retirement Benefit Fund Aggressive?
What is the portfolio of SBI Retirement Benefit Fund Aggressive?
- HDFC Bank: 6.58%
- ICICI Bank: 5.47%
- Reliance Industries: 5.42%
- Larsen & Toubro: 4.28%
- State Bank of India: 3.71%
Top 3 sectoral holdings include:
- Financial Services: 26.74%
- Consumer Cyclical: 18.72%
- Industrials: 17.60%
How risky is investing in SBI Retirement Benefit Fund Aggressive?
Who is the fund manager SBI Retirement Benefit Fund Aggressive?
What is the minimum investment required in SBI Retirement Benefit Fund Aggressive?
How to invest in SBI Retirement Benefit Fund Aggressive directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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