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Mutual FundsSBI Retirement Benefit Fund - Conservative Plan Direct - GrowthS
SBI Retirement Benefit Fund - Conservative Plan Direct - Growth
43.40%
5 Year Absolute Returns2Value Research
S
SBI Retirement Benefit Fund - Conservative Plan Direct - Growth
43.40%5 Year Absolute Returns
5 Year Absolute Returnsas on 10 Jul 2026
2Value Research
SBI Retirement Benefit Fund - Conservative Plan Direct - Growth is a Solution Oriented mutual fund scheme launched on 17 Feb 2021. Investors can begin their investment journey with a minimum SIP of ₹500 or a lumpsum investment of ₹5,000. The fund manages total assets worth ₹144.96 crores, and the current NAV stands at ₹15.0575 as of 10 Jul 2026. The fund has delivered absolute returns of 1.84% in the past 1 year. For the last 3 years the fund has delivered a CAGR of 7.36%. For 5 years it has given a CAGR of 7.48%. The expense ratio of the fund is 0.93%.
NAV ₹ 15.0575 (+0.41%)
CAGR 7.48%
NAV
NIFTY50
NAV
NIFTY50
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 36.47 L
7.48%
Savings Account
Regular Funds
This Fund on Dhan
Total Investment
₹ 30,00,000
Returns
₹ 6,47,065 (7.48%)
Maturity Value
₹ 36,47,065
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 144.96 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹144.96 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
Sorry, No Data Available at this Moment!
Stock Holdings
Sorry, No Data Available at this Moment!
Fund Comparison
Fund Details
52W High NAV
₹ NaN
Min. SIP Amount
₹ 500.00
Min. Lumpsum Amount
₹ 5,000.00
AUM (in Cr.)
₹ 144.96
Expense Ratio
0.93%
Lock-in Period
5.0 Years
52W Low NAV
₹ NaN
Inception Date
17 Feb 2021
Fund Age
5 Yrs
Benchmark
CRISIL Hybrid 85+15 - Conservative Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%
Fund Managers
| Name | Qualification |
|---|---|
| Ardhendu Bhattacharya | PGDM-Goa Institute of Management |
| Rohit Shimpi | B. Com, PGDBM, CFA Charterholder |
| Pradeep Kesavan | B.com, MBA (Finance), CFA (USA) |
Fund Objective
The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes. However, there can be no assurance that the investment objective of the Scheme will be realized.
Risk-O-Meter
Investors understand that their principal will be at
Moderately High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
SBI Mutual Fund
No. of Schemes
78
Total AUM
₹ 8,93,992.09 Cr
Contact Details
9th Floor,Crescenzo, C-39&39,G Block, Bandra kurla complex,Bandra (east), Mumbai-400 051.
Contact Details
022-617930009th Floor,Crescenzo, C-39&39,G Block, Bandra kurla complex,Bandra (east), Mumbai-400 051.
Open NFOs
Sorry, No Data Available at this Moment!
FAQs
When was SBI Retirement Benefit Fund Conservative launched?
SBI Retirement Benefit Fund Conservative was launched on 17 Feb 2021.
What is the current NAV of SBI Retirement Benefit Fund Conservative?
The current NAV of SBI Retirement Benefit Fund Conservative is ₹15.0575 as of 10 Jul 2026.
What is the AUM of SBI Retirement Benefit Fund Conservative?
The latest value of AUM of SBI Retirement Benefit Fund Conservative is ₹144.96 crores as of 10 Jul 2026.
What is the rate of return of SBI Retirement Benefit Fund Conservative?
The return on investment of SBI Retirement Benefit Fund Conservative is:
- In the past 1Y: 1.84%
- In the past 3Y: 7.36%
- In the past 5Y: 7.48%
What is the expense ratio of SBI Retirement Benefit Fund Conservative?
The expense ratio of SBI Retirement Benefit Fund Conservative is 0.93%.
What is exit load of SBI Retirement Benefit Fund Conservative?
The exit load of SBI Retirement Benefit Fund Conservative is as follows:
No charges for withdrawal
What is the portfolio of SBI Retirement Benefit Fund Conservative?
The portfolio of SBI Retirement Benefit Fund Conservative includes:
Top 3 sectoral holdings include:
No data to show right now!
Top 3 sectoral holdings include:
How risky is investing in SBI Retirement Benefit Fund Conservative?
On the risk scale of Low, Moderately Low, Moderate, Moderately High, High and Very High, the risk-o-meter of SBI Retirement Benefit Fund Conservative is Moderately High.
Who is the fund manager SBI Retirement Benefit Fund Conservative?
The fund manager of SBI Retirement Benefit Fund Conservative is Ardhendu Bhattacharya, Rohit Shimpi, Pradeep Kesavan.
What is the minimum investment required in SBI Retirement Benefit Fund Conservative?
If you wish to invest in SBI Retirement Benefit Fund Conservative, the minimum SIP amount is ₹500 and Lumpsum is ₹5,000.
How to invest in SBI Retirement Benefit Fund Conservative directly?
You can easily invest in mutual funds at 0% commission on Dhan. Here's how you can directly invest in SBI Retirement Benefit Fund Conservative:
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.
