
Union Retirement Fund Direct Growth
Union Retirement Fund Direct Growth
as on 30 Oct 2026
Union Retirement Fund Direct Growth is a Solution Oriented mutual fund scheme launched on 22 Sep 2022. The current NAV stands at ₹16.4300 as of 30 Oct 2026. From the funds total AUM, its top holdings include ICICI Bank at 5.71%, HDFC Bank at 5.26%, Acutaas Chemicals at 3.16%, MCX at 2.68%, Reliance Industries at 2.67%
Scheme Overview
- Inception Date : 22 Sep 2022
- AUM : ₹206.52 Cr
- 3Y Returns (CAGR) : 12.05%
- Expense Ratio : 1.37%
- Min. SIP : ₹500
- Min. Lumpsum : ₹1,000
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
3Y
₹ 18.95 L
3.50%
₹ 20.40 L
8.00%
₹ 21.77 L
12.05%
Total Investment
₹ 18,00,000
Returns
₹ 3,77,140 (12.05%)
Maturity Value
₹ 21,77,140
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 206.52 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹206.52 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 31 May 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Financial Services | 28.74% | ||
| Industrials | 14.94% | ||
| Consumer Cyclical | 14.43% | ||
| Basic Materials | 13.58% | ||
| Technology | 8.46% | ||
| Consumer Defensive | 5.48% | ||
| Healthcare | 4.84% | ||
| Energy | 2.67% | ||
| Utilities | 2.25% | ||
| Other | 1.63% | ||
| Communication Services | 1.57% | ||
| Real Estate | 1.43% |
Stock Holdings
as of 31 May 2026
Fund Comparison
Fund Details
52W High NAV
-
Min. SIP Amount
₹ 500.00
Min. Lumpsum Amount
₹ 1,000.00
AUM (in Cr.)
₹ 206.52
Expense Ratio
1.37%
Lock-in Period
5.0 Years
52W Low NAV
-
Inception Date
22 Sep 2022
Fund Age
4 Yrs
Benchmark
BSE 500 TRI
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%
Fund Managers
| Name | Qualification |
|---|---|
| Pratik Dharmshi | Bachelors in Commerce from University of Mumbai and Chartered Accountant from ICAI, |
| Pratit Vajani | PGDM (MDI Gurgaon), B.Tech (VJTI) |
Fund Objective
The investment objective of the Scheme is to generate long term capital gains by investing in a mix of securities comprising of equity, equity related securities and debt instruments as per the asset allocation pattern of the Scheme with a view to provide a retirement investment solution to investors. However, there is no assurance that the Investment Objective of the Scheme will be achieved.
Risk-O-Meter
Investors understand that their principal will be at
Very High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
Union Mutual Fund
No. of Schemes
29
Total AUM
₹ 25,345.42 Cr
Contact Details
Unit 503, 5th Floor, Leeela BusinessPark, Andheri Kurla Road,Andheri (East), Mumbai - 400059
Contact Details
Unit 503, 5th Floor, Leeela BusinessPark, Andheri Kurla Road,Andheri (East), Mumbai - 400059
FAQs
When was Union Retirement Fund launched?
What is the current NAV of Union Retirement Fund?
What is the AUM of Union Retirement Fund?
What is the rate of return of Union Retirement Fund?
- In the past 1Y: -2.20%
- In the past 3Y: 12.05%
- In the past 5Y: 0.00%
What is the expense ratio of Union Retirement Fund?
What is exit load of Union Retirement Fund?
What is the portfolio of Union Retirement Fund?
- ICICI Bank: 5.71%
- HDFC Bank: 5.26%
- Acutaas Chemicals: 3.16%
- MCX: 2.68%
- Reliance Industries: 2.67%
Top 3 sectoral holdings include:
- Financial Services: 28.74%
- Industrials: 14.94%
- Consumer Cyclical: 14.43%
How risky is investing in Union Retirement Fund?
Who is the fund manager Union Retirement Fund?
What is the minimum investment required in Union Retirement Fund?
How to invest in Union Retirement Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

Invest in
Pay 0% Commission!
+91
Or Scan the QR Code to download the Dhan App



















































































