
UTI Multi Asset Allocation Fund Direct Growth
UTI Multi Asset Allocation Fund Direct Growth
as on 30 Oct 2026
UTI Multi Asset Allocation Fund Direct Growth is a Hybrid mutual fund scheme launched on 01 Jan 2013. The current NAV stands at ₹84.2408 as of 30 Oct 2026. From the funds total AUM, its top holdings include UTI Gold ETF at 13.80%, Cash Offset For Derivatives at 3.12%, ICICI Bank at 2.93%, Kotak Bank at 2.77%, ITC at 2.70%
Scheme Overview
- Inception Date : 01 Jan 2013
- AUM : ₹6,634.45 Cr
- 5Y Returns (CAGR) : 12.29%
- Expense Ratio : 0.90%
- Min. SIP : ₹500
- Min. Lumpsum : ₹5,000
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 41.58 L
12.29%
Total Investment
₹ 30,00,000
Returns
₹ 11,57,508 (12.29%)
Maturity Value
₹ 41,57,508
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 6,634.45 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹6,634.45 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 31 May 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 29.90% | ||
| Financial Services | 19.56% | ||
| Consumer Defensive | 9.96% | ||
| Industrials | 9.32% | ||
| Technology | 8.30% | ||
| Consumer Cyclical | 5.92% | ||
| Basic Materials | 5.19% | ||
| Real Estate | 4.30% | ||
| Healthcare | 3.11% | ||
| Energy | 2.25% | ||
| Communication Services | 2.20% |
Stock Holdings
as of 31 May 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() U UTI Gold ETF | 13.80% | |
![]() C Cash Offset For Derivatives | 3.12% | |
![]() I ICICI Bank | 2.93% | |
![]() K Kotak Bank | 2.77% | |
![]() I ITC | 2.70% | |
![]() H HDFC Bank | 2.69% | |
![]() N Nestle | 2.67% | |
![]() T Tata Consultancy Services | 2.50% | |
![]() I Infosys | 1.88% | |
![]() B Bharat Electronics | 1.85% | |
![]() C Cummins | 1.77% | |
![]() A Asian Paints | 1.66% | |
![]() B Britannia Industries | 1.62% | |
![]() S State Bank of India | 1.52% | |
![]() C Coal India | 1.51% | |
![]() I Interglobe Aviation | 1.43% | |
![]() B Bharti Airtel | 1.42% | |
![]() I Indian Bank | 1.39% | |
![]() H HDFC Bank Limited | 1.36% | |
![]() T Titan | 1.33% | |
![]() H HCL Technologies | 1.33% | |
![]() E Eicher Motors | 1.17% | |
![]() B BSE | 1.16% | |
![]() G GOI LOAN 7.24% 2055 | 1.03% | |
![]() K Knowledge Realty Trust | 1.02% | |
![]() M MCX | 0.99% | |
![]() M Marico | 0.97% | |
![]() C Colgate Palmolive | 0.95% | |
![]() E Embassy Office Parks REIT | 0.92% | |
![]() H HDFC AMC | 0.91% | |
![]() D Dixon Technologies | 0.89% | |
![]() S Shriram Finance | 0.88% | |
![]() B Bagmane Prime Office REIT | 0.87% | |
![]() A AU Small Finance Bank | 0.86% | |
![]() H Hindustan Zinc | 0.83% | |
![]() G GE Vernova T&D | 0.83% | |
![]() A Axis Bank | 0.83% | |
![]() F Federal Bank | 0.81% | |
![]() H Hero Motocorp | 0.79% | |
![]() S Suzlon Energy | 0.78% | |
![]() U UTI Floater Dir Gr | 0.77% | |
![]() M Mindspace Business Parks REIT | 0.77% | |
![]() H Hindustan Unilever | 0.75% | |
![]() R Reliance Industries | 0.74% | |
![]() I Indus Towers | 0.74% | |
![]() P Pidilite Industries | 0.74% | |
![]() I IRB InvIT Fund | 0.73% | |
![]() B Brookfield India Real Estate Trust | 0.73% | |
![]() N NBRD 7.44% 2029 SR 26F | 0.71% | |
![]() S SDL WB 7.74% 2044 | 0.71% | |
![]() E EXIM-7.12%-27062030-NCD | 0.71% | |
![]() N National Bank For Agriculture And Rural Development | 0.68% | |
![]() S Sun Pharmaceutical | 0.68% | |
![]() F Future on Bharti Airtel Ltd | 0.67% | |
![]() M Maruti Suzuki | 0.67% | |
![]() L Laurus Labs | 0.66% | |
![]() N Net Current Assets | 0.63% | |
![]() P Persistent Systems | 0.59% | |
![]() B Bharat Forge | 0.58% | |
![]() A Ashok Leyland | 0.57% | |
![]() T Torrent Pharmaceuticals | 0.56% | |
![]() M Max Financial Services | 0.53% | |
![]() S Solar Industries | 0.49% | |
![]() H Hyundai Motor India | 0.46% | |
![]() P Page Industries | 0.46% | |
![]() U UltraTech Cement | 0.46% | |
![]() A Aditya Birla Capital | 0.45% | |
![]() P Polycab | 0.40% | |
![]() I Indian Bank | 0.39% | |
![]() V Vedanta | 0.39% | |
![]() F Future on Eicher Motors Ltd | 0.38% | |
![]() M MFL TBILL LKD 2029 | 0.36% | |
![]() C CIFCL MARKET LKD 2029 | 0.36% | |
![]() G GOI LOAN 6.94% 2036 | 0.36% | |
![]() B Bajaj Housing Finance Limited | 0.36% | |
![]() S SDL WB 7.79% 2045 | 0.36% | |
![]() S SIDBI-7.49%-11062029-NCD | 0.36% | |
![]() S SDL WB 7.72% 2041 | 0.36% | |
![]() S SDL HR 7.73% 2045 | 0.36% | |
![]() H HDFCBK-7.65%-20032034-NCD | 0.36% | |
![]() B Bajaj Housing Finance Limited | 0.35% | |
![]() L LTM | 0.35% | |
![]() S SIDBI-6.74%-10012029-NCD | 0.35% | |
![]() B Bajaj Finance Limited | 0.35% | |
![]() G GOI LOAN 7.43% 2076 | 0.35% | |
![]() P PFCL-7.24%-15012035-NCD | 0.35% | |
![]() G GOI LOAN 7.34% 2064 | 0.35% | |
![]() S SDL AP 7.08% 2037 | 0.34% | |
![]() S SDL BR 6.90% 2035 | 0.34% | |
![]() D Delhivery | 0.32% | |
![]() M Muthoot Finance | 0.30% | |
![]() G Glenmark Pharmaceuticals | 0.30% | |
![]() N Navin Fluorine International | 0.30% | |
![]() G GOI LOAN 7.32% 2030 | 0.30% | |
![]() O Oracle Financial Services Software | 0.29% | |
![]() A Apollo Hospitals | 0.27% | |
![]() K Karur Vysya Bank | 0.27% | |
![]() G GOI LOAN 6.68% 2040 | 0.27% | |
![]() S SBI Life Insurance | 0.27% | |
![]() M MTAR Technologies | 0.26% | |
![]() F Future on AU Small Finance Bank Ltd | 0.25% | |
![]() F Future on ICICI Bank Ltd | 0.25% | |
![]() C CAMS | 0.25% | |
![]() I IRCTC | 0.24% | |
![]() B Bajaj Finserv | 0.24% | |
![]() A Abbott | 0.24% | |
![]() A Acutaas Chemicals | 0.23% | |
![]() D Dr Reddys Laboratories | 0.23% | |
![]() F Future on HDFC Asset Management Co Ltd | 0.22% | |
![]() N Nippon Life India AMC | 0.22% | |
![]() H HDFC Life Insurance | 0.22% | |
![]() S SDL AP 7.68% 2039 | 0.21% | |
![]() C CDSL | 0.20% | |
![]() F Future on Hero MotoCorp Ltd | 0.20% | |
![]() S SDL MP 7.63% 2041 | 0.18% | |
![]() G Great Eastern Shipping Company | 0.18% | |
![]() F Future on Maruti Suzuki India Ltd | 0.17% | |
![]() T Tata Elxsi | 0.15% | |
![]() P P&G Hygiene and Health Care | 0.14% | |
![]() T TD Power Systems | 0.14% | |
![]() G GOI LOAN 6.48% 2035 | 0.14% | |
![]() F Future on Aditya Birla Capital Ltd | 0.14% | |
![]() M Malco Energy Ltd. | 0.13% | |
![]() T Talwandi Sabo Power Ltd. | 0.13% | |
![]() V Vedanta Aluminium Metal Ltd. | 0.13% | |
![]() V Vedanta Iron And Steel Ltd. | 0.13% | |
![]() F Future on Max Financial Services Ltd | 0.13% | |
![]() I Indus Towers Limited-30-Jun-2026 | 0.13% | |
![]() F Fortis Healthcare | 0.12% | |
![]() I ICICI Lombard General Insurance | 0.11% | |
![]() S SDL UP 7.81% 2041 | 0.11% | |
![]() F Future on Axis Bank Ltd | 0.10% | |
![]() F Future on Delhivery Ltd | 0.10% | |
![]() F Future on KPIT Technologies Ltd | 0.09% | |
![]() D Dabur India | 0.09% | |
![]() S Shree Cement | 0.09% | |
![]() F Future on Mahindra & Mahindra Ltd | 0.08% | |
![]() M Mahindra & Mahindra | 0.08% | |
![]() F Future on UltraTech Cement Ltd | 0.07% | |
![]() E Emami | 0.07% | |
![]() G GOI LOAN 7.1% 2034 | 0.07% | |
![]() F Future on Laurus Labs Ltd | 0.07% | |
![]() S SDL UP 7.88% 2046 | 0.07% | |
![]() S SDL AP 7.88% 2046 | 0.07% | |
![]() T Triveni Turbines | 0.07% | |
![]() M MRF | 0.06% | |
![]() F Future on BSE Ltd | 0.06% | |
![]() S SDL WB 7.72% 2044 | 0.05% | |
![]() K KPIT Technologies | 0.05% | |
![]() E Emcure Pharmaceuticals | 0.05% | |
![]() F Future on Cummins India Ltd | 0.05% | |
![]() F Future on Bosch Ltd | 0.05% | |
![]() B Bosch | 0.04% | |
![]() I IndiaMART InterMesh | 0.04% | |
![]() E Eternal Limited-30-Jun-2026 | 0.03% | |
![]() E Eternal | 0.03% | |
![]() e eClerx Services | 0.03% | |
![]() F Future on Sun Pharmaceuticals Industries Ltd | 0.03% | |
![]() U UTI Nifty 5 Year G-Sec ETF | 0.02% | |
![]() U UTI Nifty 10 Year G-Sec ETF | 0.02% | |
![]() S SDL WB 7.57% 2046 | 0.02% | |
![]() F Future on ICICI Lombard General Insurance Co Ltd | 0.01% | |
![]() C Clearing Corporation Of India Ltd. Std - Margin | 0.01% | |
![]() F Future on Dabur India Ltd | 0.01% | |
![]() G GOI LOAN 6.90% 2065 | 0.00% | |
![]() R Relaxo Footwears | 0.00% | |
![]() C Coromandel International | 0.00% | |
![]() M Motilal Oswal Financial Services | 0.00% | |
![]() B Bajaj Finance | 0.00% | |
![]() S SDL AP 7.83% 2043 | 0.00% | |
![]() S SDL AP 8.02% 2042 | 0.00% | |
![]() S SDL HR 7.99% 2044 | 0.00% | |
![]() S SDL RJ 7.99% 2041 | 0.00% | |
![]() S SDL UP 7.67% 2041 | 0.00% | |
![]() D Dalmia Bharat | 0.00% | |
![]() S SDL WB 7.58% 2042 | 0.00% | |
![]() S SDL WB 7.88% 2044 | 0.00% | |
![]() O One 97 Communications | 0.00% |
Fund Comparison
Fund Details
52W High NAV
-
Min. SIP Amount
₹ 500.00
Min. Lumpsum Amount
₹ 5,000.00
AUM (in Cr.)
₹ 6,634.45
Expense Ratio
0.90%
Lock-in Period
No Lock in Period
52W Low NAV
-
Inception Date
01 Jan 2013
Fund Age
13 Yrs
Benchmark
65% BSE 200 TRI + 25% CRISIL Composite Bond Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- Exit load of 1%, if redeemed within 30 days.
Tax Implication
- If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%
Fund Managers
| Name | Qualification |
|---|---|
| Sharwan Kumar Goyal | B.Com, MMS, CFA, |
| Jaydeep Bhowal | B.Com, CA, PGDFM |
| Lokesh Kulthia | BCom (Hons), MBA (Finance), PGPFM, EPAT |
Fund Objective
The objective of the Scheme is to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments. The fund also invests in debt and money market instruments with a view to generate regular income. The fund also invests in Gold ETFs. The portfolio allocation is managed dynamically. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved
Risk-O-Meter
Investors understand that their principal will be at
Very High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
UTI Mutual Fund
No. of Schemes
67
Total AUM
₹ 2,42,468.10 Cr
Contact Details
UTI Towers, Gn Block,Bandra Kurla Complex,Bandra (East), Mumbai 400 051
Contact Details
UTI Towers, Gn Block,Bandra Kurla Complex,Bandra (East), Mumbai 400 051
FAQs
When was UTI Multi Asset Allocation Fund launched?
What is the current NAV of UTI Multi Asset Allocation Fund?
What is the AUM of UTI Multi Asset Allocation Fund?
What is the rate of return of UTI Multi Asset Allocation Fund?
- In the past 1Y: -2.35%
- In the past 3Y: 13.70%
- In the past 5Y: 12.29%
What is the expense ratio of UTI Multi Asset Allocation Fund?
What is exit load of UTI Multi Asset Allocation Fund?
What is the portfolio of UTI Multi Asset Allocation Fund?
- ICICI Bank: 2.93%
- Kotak Bank: 2.77%
- ITC: 2.70%
- HDFC Bank: 2.69%
- Nestle: 2.67%
Top 3 sectoral holdings include:
- Others: 36.32%
- Financial Services: 19.56%
- Consumer Defensive: 9.96%
How risky is investing in UTI Multi Asset Allocation Fund?
Who is the fund manager UTI Multi Asset Allocation Fund?
What is the minimum investment required in UTI Multi Asset Allocation Fund?
How to invest in UTI Multi Asset Allocation Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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