
Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct Growth
Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct Growth
as on 06 Nov 2026
Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct Growth is a Solution Oriented mutual fund scheme launched on 12 Mar 2019. The current NAV stands at ₹21.8850 as of 06 Nov 2026. From the funds total AUM, its top holdings include Clearing Corporation Of India Limited at 8.27%, GOI LOAN 6.48% 2035 at 6.46%, ICICI Bank at 5.95%, HDFC Bank at 4.20%, Infosys at 3.37%
Scheme Overview
- Inception Date : 12 Mar 2019
- AUM : ₹109.90 Cr
- 5Y Returns (CAGR) : 9.48%
- Expense Ratio : 1.18%
- Min. SIP : ₹500
- Min. Lumpsum : ₹1,000
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 38.49 L
9.48%
Total Investment
₹ 30,00,000
Returns
₹ 8,49,271 (9.48%)
Maturity Value
₹ 38,49,271
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
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Returns vs Category
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*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
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Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 109.90 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹109.90 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 31 May 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Financial Services | 25.41% | ||
| Other | 23.20% | ||
| Consumer Cyclical | 11.13% | ||
| Healthcare | 8.82% | ||
| Basic Materials | 7.06% | ||
| Industrials | 6.50% | ||
| Technology | 6.41% | ||
| Energy | 4.43% | ||
| Consumer Defensive | 2.65% | ||
| Utilities | 1.76% | ||
| Communication Services | 1.34% | ||
| Real Estate | 1.28% |
Stock Holdings
as of 31 May 2026
Fund Comparison
Fund Details
52W High NAV
₹ 22.0080
Min. SIP Amount
₹ 500.00
Min. Lumpsum Amount
₹ 1,000.00
AUM (in Cr.)
₹ 109.90
Expense Ratio
1.18%
Lock-in Period
5.0 Years
52W Low NAV
₹ 19.4160
Inception Date
12 Mar 2019
Fund Age
7 Yrs
Benchmark
CRISIL Hybrid 35+65 - Aggressive index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%
Fund Managers
| Name | Qualification |
|---|---|
| Mohit Sharma | B Tech (IIT - Madras) and PGDCM (IIM Calcutta). |
| Harshil Suvarnkar | Master's in management studies (Finance), Post Graduate Diploma in Securities Law & B. Com. |
Fund Objective
The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with their retirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes¡¯ objectives will be achieved.
Risk-O-Meter
Investors understand that their principal will be at
Very High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
Aditya Birla Sun Life Mutual Fund
No. of Schemes
81
Total AUM
₹ 4,02,302.17 Cr
Contact Details
One World Centre,Tower 1,17th Flr,Jupiter Mills,senapati BapatMarg,Elphinstone Road, Mumbai 400013
Contact Details
One World Centre,Tower 1,17th Flr,Jupiter Mills,senapati BapatMarg,Elphinstone Road, Mumbai 400013
FAQs
When was Aditya Birla Sun Life Retirement Fund The 40s launched?
What is the current NAV of Aditya Birla Sun Life Retirement Fund The 40s?
What is the AUM of Aditya Birla Sun Life Retirement Fund The 40s?
What is the rate of return of Aditya Birla Sun Life Retirement Fund The 40s?
- In the past 1Y: 3.00%
- In the past 3Y: 12.25%
- In the past 5Y: 9.48%
What is the expense ratio of Aditya Birla Sun Life Retirement Fund The 40s?
What is exit load of Aditya Birla Sun Life Retirement Fund The 40s?
What is the portfolio of Aditya Birla Sun Life Retirement Fund The 40s?
- ICICI Bank: 5.95%
- HDFC Bank: 4.20%
- Infosys: 3.37%
- Reliance Industries: 3.10%
- UltraTech Cement: 2.91%
Top 3 sectoral holdings include:
- Financial Services: 25.41%
- Others: 23.20%
- Consumer Cyclical: 11.13%
How risky is investing in Aditya Birla Sun Life Retirement Fund The 40s?
Who is the fund manager Aditya Birla Sun Life Retirement Fund The 40s?
What is the minimum investment required in Aditya Birla Sun Life Retirement Fund The 40s?
How to invest in Aditya Birla Sun Life Retirement Fund The 40s directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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