
NJ Balanced Advantage Fund Direct Growth
NJ Balanced Advantage Fund Direct Growth
as on 30 Oct 2026
NJ Balanced Advantage Fund Direct Growth is a Hybrid mutual fund scheme launched on 29 Oct 2021. The current NAV stands at ₹14.1300 as of 30 Oct 2026. From the funds total AUM, its top holdings include Cash Offset For Derivatives at 23.70%, Future on BANK Index at 7.64%, HDFC Bank at 6.13%, Future on Reliance Industries Ltd at 4.37%, Reliance Industries at 4.34%
Scheme Overview
- Inception Date : 29 Oct 2021
- AUM : ₹3,241.74 Cr
- 5Y Returns (CAGR) : 7.16%
- Expense Ratio : 1.14%
- Min. SIP : ₹100
- Min. Lumpsum : ₹500
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 36.16 L
7.16%
Total Investment
₹ 30,00,000
Returns
₹ 6,15,956 (7.16%)
Maturity Value
₹ 36,15,956
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 3,241.74 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹3,241.74 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 31 May 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Financial Services | 21.75% | ||
| Healthcare | 17.78% | ||
| Consumer Cyclical | 13.73% | ||
| Consumer Defensive | 13.71% | ||
| Other | 8.88% | ||
| Energy | 7.65% | ||
| Basic Materials | 4.53% | ||
| Technology | 4.40% | ||
| Industrials | 4.10% | ||
| Communication Services | 2.34% | ||
| Utilities | 1.12% | ||
| Real Estate | 0.00% |
Stock Holdings
as of 31 May 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() C Cash Offset For Derivatives | 23.70% | |
![]() F Future on BANK Index | 7.64% | |
![]() H HDFC Bank | 6.13% | |
![]() F Future on Reliance Industries Ltd | 4.37% | |
![]() R Reliance Industries | 4.34% | |
![]() C Clearing Corporation Of India Ltd | 4.08% | |
![]() E Eicher Motors | 3.52% | |
![]() M Marico | 3.45% | |
![]() I ICICI Bank | 3.32% | |
![]() B Bosch | 3.04% | |
![]() B Britannia Industries | 2.80% | |
![]() D Dr. Lal Path Labs | 2.71% | |
![]() C Cipla | 2.64% | |
![]() I ITC | 2.59% | |
![]() T Torrent Pharmaceuticals | 2.52% | |
![]() S Sun Pharmaceutical | 2.48% | |
![]() D Dr Reddys Laboratories | 2.41% | |
![]() O Oil & Natural Gas Corporation | 2.39% | |
![]() A Alkem Laboratories | 2.38% | |
![]() N Nestle | 2.10% | |
![]() P Pidilite Industries | 1.82% | |
![]() K Kotak Bank | 1.74% | |
![]() P Page Industries | 1.71% | |
![]() H HDFC AMC | 1.70% | |
![]() H Hero Motocorp | 1.59% | |
![]() A Ajanta Pharma | 1.35% | |
![]() C Colgate Palmolive | 1.12% | |
![]() 0 02/07/2026 Maturing 364 DTB | 1.03% | |
![]() B Bajaj Finance | 1.01% | |
![]() E Emami | 0.99% | |
![]() I IndiaMART InterMesh | 0.99% | |
![]() H Havells | 0.99% | |
![]() A Axis Bank | 0.97% | |
![]() J J B Chemicals and Pharmaceuticals | 0.94% | |
![]() M Muthoot Finance | 0.92% | |
![]() E Endurance Technologies | 0.91% | |
![]() A Aptus Value Housing Finance | 0.88% | |
![]() G Great Eastern Shipping Company | 0.87% | |
![]() N Net Receivables / (Payables) | 0.84% | |
![]() T Tech Mahindra | 0.82% | |
![]() F Future on Bharti Airtel Ltd | 0.80% | |
![]() B Bharti Airtel | 0.80% | |
![]() B Bajaj Auto | 0.79% | |
![]() F Future on Sammaan Capital Ltd | 0.79% | |
![]() M Mphasis | 0.78% | |
![]() S Sammaan Capital | 0.78% | |
![]() F Future on HDFC Asset Management Co Ltd | 0.77% | |
![]() 8 8.33% Govt Stock 2026 | 0.74% | |
![]() H Hindustan Aeronautics | 0.74% | |
![]() C Crompton Greaves | 0.72% | |
![]() W Wipro Future June 26 | 0.72% | |
![]() F Future on Asian Paints Ltd | 0.71% | |
![]() A Asian Paints | 0.71% | |
![]() F Future on SBI Cards and Payment Services Ltd Ordinary Shares | 0.71% | |
![]() U UTI AMC | 0.69% | |
![]() T Tata Technologies | 0.68% | |
![]() F Future on Power Grid Corp Of India Ltd | 0.66% | |
![]() F Future on Jio Financial Services Ltd | 0.66% | |
![]() P Power Grid Corporation of India | 0.65% | |
![]() B Berger Paints | 0.65% | |
![]() J Jio Financial Services | 0.65% | |
![]() F Future on Eicher Motors Ltd | 0.64% | |
![]() K Kajaria Ceramics | 0.62% | |
![]() C Castrol | 0.62% | |
![]() A ABB | 0.59% | |
![]() F Future on Mahindra & Mahindra Ltd | 0.57% | |
![]() M Mahindra & Mahindra | 0.57% | |
![]() H HCL Technologies | 0.55% | |
![]() F Future on Dabur India Ltd | 0.55% | |
![]() D Dabur India | 0.54% | |
![]() T Tata Elxsi | 0.53% | |
![]() F Future on Vodafone Idea Ltd | 0.52% | |
![]() I Infosys | 0.52% | |
![]() V Vodafone Idea | 0.52% | |
![]() T Tata Consultancy Services | 0.50% | |
![]() F Future on Aditya Birla Capital Ltd | 0.47% | |
![]() A Aditya Birla Capital | 0.47% | |
![]() M Marico Limited June 2026 Future | 0.43% | |
![]() F Future on Hindalco Industries Ltd | 0.43% | |
![]() H Hindalco Industries | 0.42% | |
![]() C CRISIL | 0.39% | |
![]() F Future on Ambuja Cements Ltd | 0.39% | |
![]() A Ambuja Cements | 0.39% | |
![]() Y Yes Bank | 0.37% | |
![]() G GOI TBILL 91D-30/07/26 | 0.35% | |
![]() T Titan | 0.31% | |
![]() T Tbill | 0.29% | |
![]() G GOI TBILL 364D-23/07/26 | 0.29% | |
![]() T Tata Steel | 0.29% | |
![]() F Future on Tata Steel Ltd | 0.28% | |
![]() B Bosch Future June 26 | 0.28% | |
![]() I IDFC First Bank | 0.28% | |
![]() T Titan Company Limited July 2026 Future | 0.27% | |
![]() E Eternal | 0.27% | |
![]() A Abbott | 0.26% | |
![]() E Eternal Limited June 2026 Future | 0.22% | |
![]() F Future on Adani Power Ltd | 0.21% | |
![]() F Future on Maruti Suzuki India Ltd | 0.21% | |
![]() A Adani Power | 0.20% | |
![]() M Maruti Suzuki | 0.20% | |
![]() F Future on Adani Enterprises Ltd | 0.19% | |
![]() A Adani Enterprises | 0.19% | |
![]() F Future on Larsen & Toubro Ltd | 0.18% | |
![]() L Larsen & Toubro | 0.18% | |
![]() F Future on Hindustan Aeronautics Ltd Ordinary Shares | 0.16% | |
![]() B Bandhan Bank | 0.16% | |
![]() S State Bank of India Future July 26 | 0.15% | |
![]() S State Bank of India | 0.15% | |
![]() G GOI LOAN 6.97% 2026 | 0.15% | |
![]() F Future on Bajaj Finserv Ltd | 0.15% | |
![]() G GOI LOAN 5.74% 2026 | 0.15% | |
![]() T Tbill | 0.15% | |
![]() G GOI TBILL 182D-17/07/26 | 0.15% | |
![]() B Bajaj Finserv | 0.15% | |
![]() G GOI TBILL 91D-13/08/26 | 0.15% | |
![]() G GOI TBILL 91D-20/08/26 | 0.15% | |
![]() P Punjab National Bank | 0.14% | |
![]() C Cenergy Holdings SA Future June 26 | 0.14% | |
![]() P Punjab National Bank Future June 26 | 0.14% | |
![]() S SBI Life Insurance | 0.14% | |
![]() F Future on Sun Pharmaceuticals Industries Ltd | 0.13% | |
![]() S S-Oil Future June 26 | 0.13% | |
![]() F Future on Shriram City Union Finance Ltd | 0.12% | |
![]() S Shriram Finance | 0.12% | |
![]() F Future on Bajaj Finance Ltd | 0.11% | |
![]() S SBI Life Future June 26 | 0.11% | |
![]() O Oil India | 0.11% | |
![]() R RBL Bank | 0.11% | |
![]() F Future on Tata Power Co Ltd | 0.10% | |
![]() F Future on Unilever | 0.10% | |
![]() H Hindustan Unilever | 0.10% | |
![]() T Tata Power | 0.10% | |
![]() N NTPC | 0.10% | |
![]() F Future on Steel Authority Of India Ltd | 0.09% | |
![]() S Steel Authority of India | 0.09% | |
![]() F Future on Adani Ports & Special Economic Zone Ltd | 0.09% | |
![]() A Adani Ports & SEZ | 0.09% | |
![]() F Future on ITC | 0.09% | |
![]() N NTPC Future June 26 | 0.08% | |
![]() F Future on Bank of Baroda | 0.08% | |
![]() B Bank of Baroda | 0.08% | |
![]() I Indian Energy Exchange | 0.08% | |
![]() F Future on Crompton Greaves Consumer Electricals Ltd | 0.08% | |
![]() F Future on Glenmark Pharmaceuticals Ltd | 0.07% | |
![]() 0 09/07/2026 Maturing 364 DTB | 0.07% | |
![]() G Glenmark Pharmaceuticals | 0.07% | |
![]() G GOI TBILL 364D-03/12/26 | 0.07% | |
![]() U UPL Future June 26 | 0.07% | |
![]() U UPL | 0.07% | |
![]() F Future on UltraTech Cement Ltd | 0.07% | |
![]() U UltraTech Cement | 0.07% | |
![]() C Canara Bank | 0.07% | |
![]() A Adani Green Energy | 0.06% | |
![]() I Indusind Bank | 0.06% | |
![]() G GOI TBILL 182D-27/08/26 | 0.06% | |
![]() G GOI TBILL 364D-02/10/26 | 0.06% | |
![]() G GOI TBILL 364D-25/02/27 | 0.06% | |
![]() E Eternal Limited July 2026 Future | 0.06% | |
![]() G GOI TBILL 364D-19/03/27 | 0.06% | |
![]() F Future on Exide Industries Ltd | 0.05% | |
![]() E Exide Industries | 0.05% | |
![]() R Rec Limited June 2026 Future | 0.05% | |
![]() R REC | 0.05% | |
![]() F Future on Cipla Ltd | 0.05% | |
![]() F Future on PNB Housing Finance Ltd | 0.05% | |
![]() P PNB Housing Finance | 0.05% | |
![]() F Future on TVS Motor Co Ltd 6% PRF REDEEM 01/09/2026 INR 10 | 0.04% | |
![]() T Titan Company Limited June 2026 Future | 0.04% | |
![]() T TVS Motors | 0.04% | |
![]() B Bank of India | 0.03% | |
![]() I Indus Towers Limited June 2026 Future | 0.03% | |
![]() I Indus Towers | 0.03% | |
![]() F Future on LIC Housing Finance Ltd | 0.03% | |
![]() L LIC Housing Finance | 0.03% | |
![]() S SBI Life Future July 26 | 0.03% | |
![]() F Future on Bharat Electronics Ltd | 0.02% | |
![]() B Bharat Electronics | 0.02% | |
![]() F Future on Manappuram Finance Ltd | 0.02% | |
![]() M Manappuram Finance | 0.02% | |
![]() F Future on Solar Industries India Ltd | 0.02% | |
![]() S Solar Industries | 0.02% | |
![]() N NTPC Future July 26 | 0.01% | |
![]() F Future on Max Healthcare Institute Ltd Ordinary Shares | 0.01% | |
![]() M Max Healthcare Institute | 0.01% | |
![]() F Future on Varun Beverages Ltd | 0.01% | |
![]() V Varun Beverages | 0.01% | |
![]() W Wipro | 0.01% | |
![]() U Union Bank of India Future June 26 | 0.01% | |
![]() U Union Bank of India | 0.01% | |
![]() F Future on Tata Motors | 0.01% | |
![]() T Tata Motors Passenger Vehicles | 0.01% | |
![]() F Future on Laurus Labs Ltd | 0.01% | |
![]() L Laurus Labs | 0.01% | |
![]() S SBI Cards | 0.01% | |
![]() F Future on GMR Airports Ltd | 0.01% | |
![]() G GMR Airports | 0.01% | |
![]() F Future on Apollo Hospitals Enterprise Ltd | 0.01% | |
![]() A Apollo Hospitals | 0.01% | |
![]() T The Indian Hotels Company Limited June 2026 Future | 0.01% | |
![]() I Indian Hotels Company | 0.01% | |
![]() F Future on GAIL (India) Ltd | 0.00% | |
![]() G GAIL | 0.00% | |
![]() H HDFC Life Future June 26 | 0.00% | |
![]() H HDFC Life Insurance | 0.00% | |
![]() N Nmdc Limited June 2026 Future | 0.00% | |
![]() F Future on Bharat Petroleum Corp Ltd | 0.00% | |
![]() N NMDC | 0.00% | |
![]() B Bharat Petroleum | 0.00% | |
![]() F Future on Bharat Heavy Electricals Ltd | 0.00% | |
![]() B Bharat Heavy Electricals | 0.00% | |
![]() F Future on United Spirits Ltd | 0.00% | |
![]() U United Spirits | 0.00% | |
![]() F Future on Inox Wind Ltd | 0.00% | |
![]() I Inox Wind | 0.00% | |
![]() F Future on Godrej Properties Ltd | 0.00% | |
![]() G Godrej Properties | 0.00% | |
![]() P Punjab National Bank Future July 26 | 0.00% | |
![]() F Future on One97 Communications Ltd | 0.00% | |
![]() O One 97 Communications | 0.00% | |
![]() F Future on Grasim Industries Ltd | 0.00% | |
![]() G Grasim Industries | 0.00% | |
![]() F Future on Fortis Healthcare Ltd | 0.00% | |
![]() F Fortis Healthcare | 0.00% | |
![]() F Future on Container Corporation of India Ltd | 0.00% | |
![]() C Container Corporation of India | 0.00% | |
![]() F Future on DLF Ltd | 0.00% | |
![]() D DLF | 0.00% | |
![]() T Tbill | 0.00% | |
![]() T Tbill | 0.00% | |
![]() T Tbill | 0.00% | |
![]() N NHPC | 0.00% | |
![]() T Trent | 0.00% | |
![]() D Dixon Technologies | 0.00% | |
![]() M MCX | 0.00% |
Fund Comparison
Fund Details
52W High NAV
-
Min. SIP Amount
₹ 100.00
Min. Lumpsum Amount
₹ 500.00
AUM (in Cr.)
₹ 3,241.74
Expense Ratio
1.14%
Lock-in Period
No Lock in Period
52W Low NAV
-
Inception Date
29 Oct 2021
Fund Age
5 Yrs
Benchmark
Nifty 50 Hybrid Composite Debt 50:50 Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%
Fund Managers
| Name | Qualification |
|---|---|
| Dhaval Patel | MBA (Finance), B.E (Electronics & Communication) |
| Viral Shah | Chartered Accountant Accountant, PGDM - Finance, SPJIMR |
| Jaimin llavia | M.Com, CFA |
Fund Objective
The investment objective of the Scheme is to generate capital appreciation by dynamically allocating its assets between equity and specified debt securities. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.
Risk-O-Meter
Investors understand that their principal will be at
Moderately High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
NJ Mutual Fund
No. of Schemes
7
Total AUM
₹ 7,338.94 Cr
Contact Details
Unit No. 101A, 1st Floor,Hallmark Business Plaza,Bandra East Mumbai - 400051
Contact Details
Unit No. 101A, 1st Floor,Hallmark Business Plaza,Bandra East Mumbai - 400051
FAQs
When was NJ Balanced Advantage Fund launched?
What is the current NAV of NJ Balanced Advantage Fund?
What is the AUM of NJ Balanced Advantage Fund?
What is the rate of return of NJ Balanced Advantage Fund?
- In the past 1Y: -1.53%
- In the past 3Y: 7.67%
- In the past 5Y: 7.16%
What is the expense ratio of NJ Balanced Advantage Fund?
What is exit load of NJ Balanced Advantage Fund?
What is the portfolio of NJ Balanced Advantage Fund?
- HDFC Bank: 6.13%
- Reliance Industries: 4.34%
- Eicher Motors: 3.52%
- Marico: 3.45%
- ICICI Bank: 3.32%
Top 3 sectoral holdings include:
- Others: 59.13%
- Financial Services: 21.75%
- Healthcare: 17.78%
How risky is investing in NJ Balanced Advantage Fund?
Who is the fund manager NJ Balanced Advantage Fund?
What is the minimum investment required in NJ Balanced Advantage Fund?
How to invest in NJ Balanced Advantage Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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