Best Mutual Funds for Lumpsum Investments in 2025

Mutual Funds for Lumpsum Investment

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Frequently Asked Questions

Start by evaluating the fund's historical performance, the fund manager's experience, and the expense ratio. Consider the fund's risk profile, asset allocation, and consistency of returns. Ensure the fund aligns with your financial goals and risk tolerance, offering stability and growth potential for your lumpsum investment.

Investing in mutual funds through a lumpsum allows you to capitalize on market opportunities immediately. It's beneficial for those with a large sum of money to invest, aiming for significant returns over time. This approach can be effective in a rising market, maximizing potential gains.

Advantages include immediate exposure to market opportunities, potential for substantial growth, and ease of management. A lumpsum investment allows you to benefit from compounding returns over time, making it an effective strategy for long-term wealth creation.

The best mutual fund for lump sumps involves risks of market timing and volatility. Investing a large amount at once can expose you to market fluctuations. If the market dips after your investment, it can impact returns. It's important to assess market conditions and diversify your investment to mitigate these risks.

These funds are ideal for investors with a significant amount of capital ready for investment in mutual funds for long-term horizon. Suitable for individuals seeking substantial growth and willing to accept market volatility, they cater to those looking to maximize returns through a one-time investment.

To invest, research mutual funds that align with your goals and risk tolerance. Open an account with Dhan, complete the KYC process, and determine your lumpsum investment amount. Make the investment and monitor the fund's performance regularly to ensure it aligns with your financial objectives.

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*All securities mentioned on this website are exemplary and not recommendatory.

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Parag Parikh Flexi Cap Fund Direct - Growth	₹ 94.74	₹ 1,29,783.00	0.59%	1.49%	5.96%	22.10%	21.25%	5	0.63%	Very High	₹ 1,000	₹ 1,000	Equity	Flexi Cap Fund
HDFC Balanced Advantage Fund Direct - Growth	₹ 573.96	₹ 1,07,971.00	-0.25%	2.78%	5.17%	18.04%	20.65%	5	0.73%	Very High	₹ 100	₹ 100	Hybrid	Dynamic Asset Allocation or Balanced Advantage
HDFC Flexi Cap Fund Direct - Growth	₹ 2,261.20	₹ 94,068.70	0.49%	2.81%	9.53%	21.62%	24.97%	5	0.68%	Very High	₹ 100	₹ 100	Equity	Flexi Cap Fund
HDFC Mid Cap Fund Direct - Growth	₹ 221.62	₹ 92,168.90	-0.54%	3.73%	4.88%	25.40%	26.66%	5	0.71%	Very High	₹ 100	₹ 100	Equity	Mid Cap Fund
SBI Equity Hybrid Fund Direct - Growth	₹ 340.55	₹ 82,958.20	-0.20%	2.64%	9.89%	14.50%	14.81%	4	0.72%	Very High	₹ 500	₹ 1,000	Hybrid	Aggressive Hybrid Fund
ICICI Prudential Large Cap Fund Direct - Growth	₹ 126.28	₹ 78,159.80	0.81%	3.97%	7.86%	18.25%	19.38%	5	0.85%	Very High	₹ 100	₹ 100	Equity	Large Cap Fund
ICICI Prudential Multi Asset Fund Direct - Growth	₹ 892.92	₹ 75,067.40	1.05%	5.00%	14.64%	19.84%	22.62%	3	0.69%	Very High	₹ 100	₹ 5,000	Hybrid	Multi Asset Allocation
ICICI Prudential Balanced Advantage Fund Direct - Growth	₹ 86.26	₹ 69,867.90	1.05%	3.08%	11.06%	14.13%	13.67%	5	0.87%	High	₹ 100	₹ 500	Hybrid	Dynamic Asset Allocation or Balanced Advantage
Nippon India Small Cap Fund Direct - Growth	₹ 184.58	₹ 68,571.90	-2.83%	-2.64%	-8.12%	21.07%	29.00%	5	0.63%	Very High	₹ 100	₹ 5,000	Equity	Small Cap Fund
Kotak Midcap Fund Direct - Growth	₹ 156.69	₹ 60,479.60	-1.76%	-0.51%	0.59%	21.72%	24.49%	4	0.37%	Very High	₹ 100	₹ 100	Equity	Mid Cap Fund
ICICI Prudential Value Fund Direct - Growth	₹ 546.15	₹ 60,390.60	1.57%	5.09%	9.97%	21.67%	24.34%	5	0.97%	Very High	₹ 100	₹ 1,000	Equity	Value Fund
Kotak Flexicap Fund Direct - Growth	₹ 97.03	₹ 56,885.10	-0.65%	2.14%	5.36%	16.61%	17.25%	4	0.59%	Very High	₹ 100	₹ 100	Equity	Flexi Cap Fund
SBI Large Cap Fund Direct - Growth	₹ 105.87	₹ 55,636.60	1.01%	3.18%	6.04%	14.64%	16.28%	4	0.79%	Very High	₹ 500	₹ 5,000	Equity	Large Cap Fund
Nippon India Large Cap Fund Direct - Growth	₹ 104.66	₹ 50,312.30	0.56%	2.23%	6.10%	19.45%	21.94%	5	0.66%	Very High	₹ 100	₹ 100	Equity	Large Cap Fund
Nippon India Multi Cap Fund Direct - Growth	₹ 329.81	₹ 50,048.30	-0.68%	-0.54%	1.87%	22.06%	26.68%	4	0.71%	Very High	₹ 100	₹ 100	Equity	Multi Cap Fund
SBI Contra Fund Direct - Growth	₹ 430.60	₹ 49,837.50	0.47%	3.24%	1.79%	20.13%	25.78%	2	0.76%	Very High	₹ 500	₹ 5,000	Equity	Contra Fund
ICICI Prudential Equity & Debt Fund Direct - Growth	₹ 454.28	₹ 49,222.50	0.49%	2.88%	11.00%	19.62%	22.80%	5	0.94%	Very High	₹ 100	₹ 5,000	Hybrid	Aggressive Hybrid Fund
Mirae Asset Large & Midcap Fund Direct - Growth	₹ 176.27	₹ 43,542.30	0.14%	4.03%	5.12%	17.72%	19.16%	4	0.57%	Very High	₹ 99	₹ 5,000	Equity	Large & Mid Cap Fund
SBI Focused Fund Direct - Growth	₹ 425.95	₹ 42,773.30	2.24%	6.20%	12.27%	18.32%	18.19%	4	0.77%	Very High	₹ 500	₹ 5,000	Equity	Focused Fund
Nippon India Growth Mid Cap Fund Direct - Growth	₹ 4,582.76	₹ 42,041.60	-1.57%	0.90%	1.03%	24.37%	26.28%	4	0.73%	Very High	₹ 100	₹ 100	Equity	Mid Cap Fund
Mirae Asset Large Cap Fund Direct - Growth	₹ 131.95	₹ 41,863.70	0.52%	3.29%	6.31%	13.82%	15.50%	4	0.53%	Very High	₹ 99	₹ 5,000	Equity	Large Cap Fund
HDFC Large Cap Fund Direct - Growth	₹ 1,266.58	₹ 40,617.50	0.54%	3.15%	4.62%	15.83%	18.50%	4	0.97%	Very High	₹ 100	₹ 100	Equity	Large Cap Fund
SBI Balanced Advantage Fund Direct - Growth	₹ 16.62	₹ 39,337.40	0.68%	4.38%	8.67%	14.98%	0.00%	5	0.73%	Very High	₹ 250	₹ 5,000	Hybrid	Dynamic Asset Allocation or Balanced Advantage
HDFC Small Cap Fund Direct - Growth	₹ 156.85	₹ 38,020.30	-3.64%	-3.41%	-4.25%	20.47%	26.55%	4	0.67%	Very High	₹ 100	₹ 100	Equity	Small Cap Fund
Motilal Oswal Midcap Fund Direct - Growth	₹ 113.93	₹ 38,002.70	-3.00%	-4.02%	-10.69%	25.09%	30.14%	4	0.69%	Very High	₹ 500	₹ 500	Equity	Mid Cap Fund
SBI Large & Midcap Fund Direct - Growth	₹ 697.67	₹ 37,044.60	-0.06%	2.52%	5.29%	17.35%	20.93%	3	0.79%	Very High	₹ 100	₹ 5,000	Equity	Large & Mid Cap Fund
SBI Small Cap Fund Direct - Growth	₹ 191.50	₹ 36,272.00	-2.31%	-3.38%	-8.03%	13.77%	20.35%	3	0.75%	Very High	₹ 500	₹ 5,000	Equity	Small Cap Fund
Axis ELSS Tax Saver Fund Direct - Growth	₹ 109.78	₹ 35,083.60	-0.95%	0.40%	1.82%	14.40%	12.27%	2	0.81%	Very High	₹ 500	₹ 500	Equity	ELSS
Axis Large Cap Fund Direct - Growth	₹ 71.02	₹ 34,071.50	-0.13%	1.45%	3.82%	12.66%	12.13%	3	0.70%	Very High	₹ 100	₹ 100	Equity	Large Cap Fund
ICICI Prudential India Opportunities Fund Direct - Growth	₹ 40.78	₹ 33,946.40	0.00%	4.78%	9.86%	23.81%	28.54%	NA	0.66%	Very High	₹ 100	₹ 5,000	Equity	Sectoral / Thematic
SBI ELSS Tax Saver Fund Direct - Growth	₹ 483.31	₹ 32,326.50	0.45%	2.72%	2.68%	23.28%	23.10%	5	0.94%	Very High	₹ 500	₹ 500	Equity	ELSS
Axis Midcap Fund Direct - Growth	₹ 130.98	₹ 32,201.80	-1.84%	-0.69%	-0.06%	19.46%	20.01%	4	0.55%	Very High	₹ 100	₹ 100	Equity	Mid Cap Fund
Aditya Birla Sun Life Large Cap Fund Direct - Growth	₹ 602.11	₹ 31,450.90	0.80%	3.51%	6.31%	15.67%	17.11%	4	0.97%	Very High	₹ 100	₹ 100	Equity	Large Cap Fund
Quant Small Cap Fund Direct - Growth	₹ 274.00	₹ 30,169.70	-3.03%	-0.66%	-6.00%	21.13%	31.24%	5	0.71%	Very High	₹ 1,000	₹ 5,000	Equity	Small Cap Fund
Kotak Large & Midcap Fund Direct - Growth	₹ 400.44	₹ 29,961.40	-0.00%	2.87%	2.75%	19.50%	20.60%	5	0.53%	Very High	₹ 100	₹ 100	Equity	Large & Mid Cap Fund
ICICI Prudential Dynamic Asset Allocation Active FoF Fund Direct - Growth	₹ 137.34	₹ 28,974.10	0.25%	2.25%	9.13%	14.92%	14.72%	3	0.79%	High	₹ 1,000	₹ 5,000	Other	FoFs Domestic
HDFC Large and Mid Cap Fund Direct - Growth	₹ 362.90	₹ 28,892.10	-1.21%	1.69%	3.04%	20.08%	23.02%	4	0.84%	Very High	₹ 100	₹ 100	Equity	Large & Mid Cap Fund
Mirae Asset ELSS Tax Saver Fund Direct - Growth	₹ 57.40	₹ 27,271.30	-0.24%	3.40%	5.55%	17.67%	19.05%	4	0.56%	Very High	₹ 500	₹ 500	Equity	ELSS
ICICI Prudential Large & Mid Cap Fund Direct - Growth	₹ 1,161.74	₹ 26,939.20	-0.92%	2.92%	10.11%	21.41%	24.37%	5	0.78%	Very High	₹ 100	₹ 5,000	Equity	Large & Mid Cap Fund
Axis Small Cap Fund Direct - Growth	₹ 120.54	₹ 26,769.10	-2.87%	-1.60%	-3.47%	18.58%	24.08%	4	0.56%	Very High	₹ 100	₹ 100	Equity	Small Cap Fund